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Worker's Compensation: A Field Guide For Employers Paperback – January 4, 2010

3.3 3.3 out of 5 stars 10 ratings

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The Field Guide for Employers explains in detail how Workers Compensation insurance is priced and audited, and how employers can protect themselves from common overcharges made by insurance companies. Everything business people need to know about Workers Compensation insurance, but were afraid to ask (or didn't know who to ask).
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Editorial Reviews

Review

"...I have read and annotated the book repeatedly, and am always picking up nuances that I can relate to the cases that I have heard (and hear) litigated before me...His chapters on classification and experience rating, meanwhile, may be the most lucid currently available." --"Workers Compensation Law Section Newsletter" of the Pennsylvania Bar Association.

"...a book you absolutely should not be without..." --AllBusiness.com

"... unlike any other workers' compensation guide...it is a must-have for those who manage workers' compensation insurance...Priz does an excellent job of exploring the ins and outs of a workers compensation policy, especially all the intricacies of premium calculations and common mistakes in areas such as classifications and experience modification factors." --Professional Safety magazine

From the Author

I've been helping employers lower Workers' Compensation insurance costs for over 25 years, and this Field Guide distills that experience into an easy-to-read format for the people who have to buy Workers' Compensation insurance.

Product details

  • Publisher ‏ : ‎ BookSurge Publishing (January 4, 2010)
  • Language ‏ : ‎ English
  • Paperback ‏ : ‎ 364 pages
  • ISBN-10 ‏ : ‎ 1439270597
  • ISBN-13 ‏ : ‎ 978-1439270592
  • Item Weight ‏ : ‎ 1.07 pounds
  • Dimensions ‏ : ‎ 6 x 0.82 x 9 inches
  • Customer Reviews:
    3.3 3.3 out of 5 stars 10 ratings

About the author

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Edward J. Priz
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I've worked in the insurance field since 1976, serving as an insurance agent, broker, and agency manager. Since the early 1980's, I've specialized in helping employers recover overcharges in Workers' Compensation insurance premiums by finding technical mistakes in how those insurance premium are calculated by the insurance companies.

Customer reviews

3.3 out of 5 stars
3.3 out of 5
10 global ratings

Top reviews from the United States

Reviewed in the United States on March 11, 2014
This book is for companies that are purchasing WC insurance. It was not very helpful to us because we are self-insured.
One person found this helpful
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Reviewed in the United States on January 30, 2014
If you have more than a few employees, you probably pay a lot of worker's compensation premiums each year. If so, you should rush to buy Ed and Scott Priz's book Worker's Compensation: A Field Guide for Employers. The father and son workers' compensation consultants help businesses ensure their compensation policies cover their employees at the price they should pay. They work to prevent premium overcharges and help business owners determine the accuracy of their experience modification factors, which can greatly increase or decrease premiums.

Priz describes when workers' compensation coverage is required and how each state regulates the rates. Priz also describes typical work comp policy construction, important because even savvy business owners are often mystified by their insurance policies. He also describes federal workers' compensation exposures business owners may have. For example, what if one of your employees is asked to repair a dock on Lake Huron? That should be covered under your standard work comp policy, right? Not so fast. Because Lake Huron is "navigable," your injured employee may try to assert a federal workers' compensation claim, which can be significantly more expensive and not covered under a standard work comp policy.

One of the most important points the book makes is that business owners should understand how their premiums are calculated and Priz can help you avoid costly errors. Priz also offers tips for enhancing your relationship with your agent and broker. Let me interject my experience here. If you hire a strong consultative agent who understands workers' compensation, you may never need a consultant like Priz.

You'll quickly recoup the cost of this book. I highly recommend it.
One person found this helpful
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Reviewed in the United States on January 8, 2013
I expected this book to be an overview of workers compensation claims management and handling. However, this seems more suited for an underwrite or claims adjuster. This book did not meet my expectations and talked little; if at all about claims management, the use of third party administrators, light duty and return to work programs, defense strategies, activity checks, etc.
5 people found this helpful
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Reviewed in the United States on February 16, 2017
Good information - happy with purchase