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11/21/2017 · Finance
Well-publicized bank transgressions are frequently labeled "compliance failures." However, to those of us who work in the industry, this sometimes feels like an insult. Anyone, like me, who has worked in banking, anti-money laundering (AML), software creation, audit readiness, compliance and process engineering, knows how easy it is to blame "the system." That excuse is often coupled with process lapses, and the official explanation of failure becomes "we need new software and better training of our (low-level) back-office staff." This may be true. It is quite difficult to grasp the totality of compliance mandates and then implement effective software and process solutions, especially in huge financial institutions. Geographic spread and fuzzy organizational lines can also cause compliance problems.

11/20/2017 · Finance
When a dishonest CFO or controller cooks the books, it can be devastating for the victim organization. In addition to direct financial losses, financial statement frauds erode trust between management and other stakeholders, including lenders, investors and employees who own company stock. Unfortunately, it's common for smaller companies to associate financial misstatement with large public companies that focus heavily on earnings per share.

There are many reasons not to drink at a Holiday party. For example, you may need to avoid alcohol because you are driving, because you are a recovering alcoholic or simply because you are going somewhere after the party and you need to be clear-minded. There is also a chance that you want to have a drink or two but want to avoid getting drunk and losing control. In any case, there are some things you can do to stay sober.

Retention of a professional land surveyor prior to purchasing land, planning, developing or designing improvements is vital to protect the investment. In New York, only a survey made by a licensed land surveyor can define the size and location of property purchases, and most importantly, accurately convey what is really happening on the property, such as easements, situations with adverse possession, or indentifying structures in relation to existing certificates of occupancy.

11/16/2017 · Disability
Fibromyalgia is considered a functional disorder with unknown etiology and unclear pathophysiology. It's not well understood because there is little objective information to support the physical and psychological impairment that affected individuals report. This often becomes a challenge for individuals that feel disabled by the disorder and try to prove that the disorder prevents productive and meaningful work, so they qualify for disability benefits. Fibromyalgia is characterized by complaints of widespread musculoskeletal pain, fatigue and poor sleep, cognitive and psychiatric symptoms, headaches including migraines, and a variety of other symptoms. With or without psychosomatic symptoms, depression and anxiety are common in fibromyalgia (Ghiggia, et al. 2017) and should always be assessed when evaluating the presence of and effects of fibromyalgia. Individuals with fibromyalgia experience a heightened response to stimuli.

This passage from the Book of Leviticus, which reads like an awkward directive from a manual on mold remediation, is an indication that mold has been troubling mankind since Biblical times. Although mold has been an issue for centuries, only in recent years has it grabbed the spotlight. This is due to high-profile lawsuits, such as the Ballard case in Texas, in which a family claimed that mold in their home was the source of their myriad health problems. The Ballards won an initial $32 million judgment against their insurance company, which later was reduced to $4 million.

11/13/2017 · Construction
Time is money especially on engineering and construction projects. Because delays in the completion of the project usually result in increased owner, engineer, and contractor costs, the overall time of performance is vital to the financial success of the project. The importance of time is evidenced by the significant role played by CPM schedules, completion dates, and milestones in the bidding and awarding of engineering and construction contracts. The desire to minimize costs and the time of performance often causes the occurrence of acceleration.

Compiling a list of equipment lost in a fire can be difficult and demanding. We can provide some guidance and tips to help

11/9/2017 · Mediation
As litigation becomes more expensive, clients look to more cost-effective means of resolving their disputes. This requires an evaluation of alternative dispute resolution, otherwise known as ADR. Alternative dispute resolution includes non-court alternatives such as negotiations, mediations, arbitrations, mini trials, and early neutral evaluation. Courts have recognized the benefits of ADR in virtually every court in the state. The federal courts have also adopted ADR programs.

11/8/2017 · Economics
Damage experts don’t always agree regarding the appropriate discount rate and underlying methodology for a lost earnings claim and certain commonly applied methods actually provide a windfall to Plaintiffs. The chosen rate can make a meaningful difference in the economic damages conclusion. A recent article, "Lost Compensation Settlement Tool Allows You To Assess Economic Damages Accurately And Efficiently, Under Various Scenarios", demonstrates the significance of the applied rate on damages.

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