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Manufactured stone is a very popular product for both the interior and exterior of homes and buildings. There are many manufacturers of this type of cladding system, Cultured Stone® and Coronado Stone® among the most recognized names. A man-made stone manufactured primarily for decorative purposes, these systems are typically comprised of cement, natural aggregates and iron pigments. In order to give manufactured stone a realistic appearance and shape it is often created by using molds of actual real natural stones. Like many building materials, the use of manufactured stone has both advantages and disadvantages, and installation is vital to its long term success.
In 2005, Ofcom, then telecommunications regulator in the United Kingdom, implemented functional separation of British Telecom plc (BT), separating its wholesale and retail services. BT established a division within the company, Openreach, to provide equal access to its local access network and backhaul products. The tenth anniversary of this regulatory and corporate experiment is an appropriate moment to ask whether functionally separating Openreach from BT benefited consumers. We find that Openreach's creation generated short-run consumer benefits in the form of lower prices but also led to negative long-run effects, which outweighed the short-term price reduction.
Keeping children safe in schools, preschool and daycare programs, summer camps, on playgrounds, and other locations is a primary responsibility of those who administer such programs. When a child becomes injured and the claim is negligent supervision, a school or other agency will have a greater chance of prevailing when it has clear policies and enforces them. In school premises liability lawsuits plaintiffs are more likely to prevail when a facility fails to maintain its campus and equipment, does not have a regular inspection plan, and does not instruct and supervise students in the safe and appropriate use of equipment.
Critical to a dynamic STEM school is a high level of instructional rigor. While this is true in all STEM schools, it is a particular challenge in those programs that serve populations inexperienced with high levels of rigor in their previous coursework.
In the last installment (STN, Jun, 2007), I stressed the importance of distinguishing between an actual bus stop and the waiting area across the street from it in terms of safety. But the selection of the stop and waiting area also involves concerns for student security. Sometimes, there are trade-offs that must be made. These trade-off are often complex and subtle. But they must be made correctly.
"When it happens to you, you'll know it's true." Old Proverb A financial expert witness experienced in the due diligence process and in complex business negotiations can help unlock the valuation issues at the core of many business disputes. Merger and acquisition-related lawsuits can become an exercise in piecing together both the timing and materiality of various communications by representatives from both parties. Analysis of the specific due diligence activities undertaken and the data exchanged can yield key answers. With a full understanding of the processes and communications developed in due diligence and underwriting, business disputes can be more readily resolved.
Whether you're running a full-service yard or marina, surveying boats, or supervising new construction, these days-more than likely-if you think of fabricating or purchasing a piece of strong (highstrength) metal hardware for a boat, you'll think stainless. Stainless is, in fact, a superb alloy. It's is certainly strong and appears corrosion resistant. It's also widely available. As we'll see, however, stainless steels have some serious and not well understood drawbacks.
Many health clubs and personal trainers test clients to evaluate their fitness, prescribe training programs and evaluate the effects of an exercise program to see if there has been progress. Thus, testing is an important part of their service.
Valuation professionals are uniquely positioned to help clients identify opportunities and third parties that can take them to a proverbial next level. Business valuation is about more than just benchmarking and deriving a defensible conclusion of value, it should entail understanding the value and interplay of governance, risk, relationships, and knowledge.
While many accidents involving products are the result of a product defect that leads to injury of the product user, accidents can also be the result of a failure caused by lack of maintenance or inspection. This issue of Clues will examine the theory behind failure to maintain accidents, as well as provide examples of common accidents that are due to a lack of maintenance.