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There are more people separated from the workforce now than there has ever been in the United States. Many of these individuals are not in the workforce by choice, although they will give you a list of issues and reasons why they are not working. As the need for information supporting requests for Alimony and Child Support increases, so does the need for assessment of earning capacity and vocational potential. Determining a spouse's earning ability can pose a difficult and complex dilemma. A spouse may be out of work by mutual agreement, e.g., health reasons or raising children, or may be unemployed involuntarily, e.g., job change or downsizing. A spouse may be purposely out of work or underemployed, or hiding income and this is when imputed income is needed. When issues arise regarding support of the spouse or children, determining the earning capacity for which either spouse should be responsible becomes a critical issue.
The benefits of reducing health-care associated infections (HAIs) are well documented, impacting both the general health of a facility and its bottom line. According to the CDC, HAIs cost the healthcare system $37 to $45 billion annually and account for an estimated 1.7 million infections and 99,000 deaths.
Thirty years ago, in the midst of an early-season slump, George Brett told reporters, "The first thing I look for in the Sunday papers is who is below the Mendoza line." Brett, who went on to hit .390 that year for the Kansas City Royals, was referring to Mario Mendoza, a light-hitting shortstop for the Seattle Mariners whose surname became synonymous with hitting futility.
Brick masonry chimneys have been prevalent for centuries, but it wasnt until recent decades that brick-clad, wood-framed chimneys became common in residential construction. This trend resulted from the increasing popularity of metal insert fireplaces. While they may appear similar from the exterior, the structure and weather-resistant envelope of wood-framed chimneys are very different than masonry-built chimneys. Prior to studying damage, it is important to understand critical elements in the structural support and weather-resistant envelope of wood-framed chimneys and the types of damage that can result from improper construction.
As NATIONAL BUS TRADER readers following this series have noted, our judicial system seems to be "running the table" with TNC-related issues. The $220,000,000 settlement of a case against FEDEX effectively eliminated the notion of an "independent contractor" in its six states. And the California courts are soon likely to boot out Uber. The FEDEX case in the U.S. Court's 10th Circuit effectively rippled a TNC's ability to deprive its drivers of a regular employee's costly array of fringe benefits. This settlement is likely to soon play out in the other nine "Circuit" encompassing the other 44 states. And if Uber is booted out of California altogether, on top of the FEDEX settlement, the TNC threat will be diminished significantly.
In the safety world hazard recognition plays a vital role in keeping your people safe from unsafe behaviors and/or conditions. Some hazards are easily recognized, for example an employee climbing up a 20 foot ladder with tools held in both hands. (This is a fall hazard by the way.) Common sense right? The safety guy who taught me safety had a great response to this attitude, "Few people have any sense (read knowledge) in common (read shared alike)". So while some safety hazards are immediately recognizable others require training to spot and avoid. Training is a key method in avoiding the "Ostrich Zone". One such hazard is Hydrogen Sulfide. You don't want to bury your head facing this hazard. (Won't do much good anyway, Hydrogen Sulfide is heavier then air!)
What started out as an apparently straight-forward Transaction Monitoring System Validation project took an interesting and cautionary turn at an international bank recently. The Project Team assembled for the task-as well as executive management at the Bank-expected that the Validation would discover some less-than-perfect data mapping from their core banking system to their Transaction Monitoring System. A completely new Compliance staff had reviewed the Bank's unfamiliar (to them) Transaction Monitoring System, and could see that something wasn't quite right. Wires were not appearing properly on reports, General Ledger account numbers were showing up instead of Customer Account Numbers, and there were unnecessary transaction codes, like Wire fees, clogging the system. It seemed like a simple, methodical task of documenting the current mapping and making appropriate changes.
The world of brownfield insurance (BI) was recently shocked to learn that AIG was non-renewing its site pollution liability (SPL) book of business. AIG's Pollution Legal Liability Select (PLLS) policy, issued in 1995, was environmental insurers' first response to the Brownfields Movement. It allowed them to modify previously restrictive and inflexible policies so that they could be used to facilitate transactions. The idea of the policy was that the insured would be able to "select" specific coverages out of a number of modules based on distinctions of time, location, and types of damage, for instance On Site Cleanup Costs due to Pre-Existing Pollution Conditions. However, in addition to this selection process, specific policies also need to be manuscripted or tailored to fit specific risks. They are negotiable contracts, and, as illustrated by most of the cases involving such policies over the last 10 or 15 years, need to be negotiated by coverage experts.
Vocational Rehabilitation Counselors specialize in the study of medical and psychological aspects of disability, assessing an individual's disability to delineate functional limitations and possible vocational alternatives. This unique and specialized knowledge places vocational rehabilitation counselors in a critical forensic role as an expert witness for the tire of fact. The vocational expert (VE) assessment and testimony measures the scope and severity of a disability in functional and vocational limitations. This is vital in accidents that occurred and may be subject to legal claims for monetary damages.
Construction delays and over runs / in millions of dollars.