Risk Management

4structures.com, LLC Settlement Consulting and settlement planning services. Structured settlements, structured sales, structured celebrity endorsement fees, structured settlement annuity brokerage and the placement of related products as part of innovative applications and periodic payment solutions for the resolution of complex litigation claims in jurisdictions throughout the USA and on select projects outside of the USA.



FINRA Series 7 63 and 66

Ins. Licenses held in AL AZ CA CO CT DE FL, GA, HI, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, NC, ND, NE, NH, NJ, NY, NV, OH, OK, PA, SC, TN, TX, RI, UT, VA, VT, WA, WI, WV & DC.

911 Consulting specializes in Emergency Preparedness, Training, Drills and Exercises for corporations, campuses and medical facilities. 911 Consulting gives you practical solutions for preventing likely incidents, preparing for emergencies, responding to a crisis and resuming operations. We create a custom emergency plan, train your personnel, and stage drills to make sure you're ready.

Bo Mitchell was Police Commissioner of Wilton, CT for 16 years. He retired in 2001 to found 911 Consulting which creates emergency, disaster recovery and business continuity plans, training and exercises for organizations like GE Headquarters, Cablevision, Goodrich, Western and Central Connecticut State Universities. He serves clients headquartered from Boston to LA working in their facilities from London to San Francisco. Bo has earned 16 certifications in homeland security, organizational safety and security. He also serves as an expert in landmark court cases nationally.

Bo is a Certified Emergency Manager, a Certified Business Continuity Professional and Certified in Homeland Security.

Professional Designations: CEM, CPP, CBCP, CHCM, CHSP, CHS-V, CSSM, CSHM, CFC, CIPS, CSC, CAS, TFCT3, CHEP, CERT, CMC.

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MCS Associates is a nationally recognized consulting group that has provided financial, operations and regulatory/compliance consulting services nationwide to financial institutions, insurance companies and regulatory agencies as well as real estate and financial services organizations for over 30 years.

Expert Witness and Litigation Consulting are a primary focus of our services. We undertake expert witness assignments throughout the United States and our clients include several hundred leading law firms around the country, working on behalf of both plaintiff and defendant financial institutions, borrowers, depositors, investors, developers, insurance companies and their insured, securities/insurance/real estate brokers/agents, regulators and government agencies, and individuals.

Together with MCS Associates’ specialized resources in banking, financial services and real estate, we also draw on key strategic alliances in insurance, economics, academia and the securities industry to meet a wide range of expert witness needs. Our litigation experts include experienced bankers, lenders, consultants, regulators, managers, brokers & agents in insurance, real estate, and securities; insurance claims and underwriting managers; economists, accountants, appraisers, real estate analysts, and academics.

Areas of Expertise Include:

Banking Operations/Administration

Check Fraud

Lending Policies, Custom and Practice

Loan Underwriting & Credit Administration

Sub Prime Loan Originations, Underwriting, Securitizations & Servicing

Bankruptcy, Foreclosures and Workouts

Trust & Fiduciary Issues / Operations

Securities Brokerage & Investments

Valuations & Damages Analysis

Forensic Accounting

Employment / Compensation

Real Estate Brokerage & Management

Title Insurance & Escrow

Real Estate Appraisal & Transactions

Insurance Industry Custom & Practice

Insurance Coverages / Claims Handling

Insurance Bad Faith

Allan Windt specializes in the areas of Insurance Coverage, Duty to Settle and Bad Faith. In over 30 years in the insurance business, he has handled more than 10,000 claims for more than 70 insurance companies and hundreds of insureds in all 50 states. Mr. Windt has served as an expert witness in dozens of states.

He is the author of Insurance Claims & Disputes, Representation of Insurers and Insureds, West, 1982 first edition, 1988 second edition, 1996 third edition, 2001 fourth edition, and 2007 fifth edition. Mr. Windt's books have been cited as authoritative by more than 300 courts throughout the country.

Analysis and Inference, Inc., led by William B. Fairley, Ph.D., provides compelling statistical analysis for corporations, government agencies, non-profits, and law firms. Dr. Fairley, a widely published author in statistics and economics, is skilled at presenting complex ideas to non-experts.

Expertise Includes: Data Analysis, Regression, Probability, Sampling, Statistical Significance and Validity, Surveys, and Modeling in areas such as Discrimination, Employment and Compensation, Insurance Losses, Risk Analysis, Product Liability, Theft and Fraud, Contract Disputes, Education, School Finance, Public Policy, Audit Disallowance and Damages.

Services Include:

Risk Analysis - Statistical, probability, and related financial analyses for risk, accidents, and health

Audits, Surveys, Theft and Fraud - Determination through statistical sampling and modeling of amounts of monies recoverable in audit disallowances, large-scale thefts, and fraud, etc.

Discrimination - Analysis of data, treatment of questions of statistical significance and validity, and development of models relevant to a wide range of discrimination claims in employment or in municipal services, housing, and other areas by age, sex, race, etc.

Liability and Damages - Statistical analysis and related economic aspects to address alleged harm or specific damages

Finance, Regulation and Insurance - Statistical analysis and related aspects of finance theory and economics in issues such as price discrimination, royalties, real property valuation, investment risk and return, regulated rates of return, and risk classification in property-liability insurance

Public Policy - Examples are school funding mechanisms, hazardous materials management, economic regulation, and discrimination

Michael J. Fagel, PhD, CEM has over 30 years of broad based experience in a variety of fields relating to Emergency Management and Business Continuity. Dr. Fagel has spent nearly four decades in emergency response. He has been in all phases of public safety, law enforcement, emergency management, fire rescue, and emergency medical services. He has served the US Government at FEMA, the Department of Justice, Defense Department, Department of Energy and Department of Homeland Security. Dr. Fagel also works on Emergency Management and safety missions internationally.

Dr. Fagel has served as President of Region V, IAEM, as well as Vice-Chair of the Certified Emergency Managers Commission of IAEM. He has been a course developer for DHS as well as an instructor at several universities in their Emergency Management and Homeland Security master’s programs. He currently teaches Industrial Safety and Emergency Medical Services at several college locations and guest lectures at various professional trade conferences throughout the country.

Dr. Fagel's team at Aurora Safety has taught for organizations that include The National Domestic Preparedness Consortium, Louisiana State University, TEEX, Yale, Johns Hopkins, Harvard, Yale, and many more.

Consulting Services Include:

• Emergency Operations Planning
• Threat and Risk Assessments
• Homeland Security
• Safety Emergency response
• Security Vulnerability
• Disaster Management
• Regulatory Support

View Expert Witness Profile.

Randall McCathren is a national authority on Retail Vehicle Leasing and Financing. As President and General Counsel of BLC Associates, he specializes in auto finance and lease regulatory compliance, wholesale lending; residual risk management, residual value insurance auditing and analysis, financial analysis and modeling of portfolio performance, lease and loan program design, and end-of-term lease remarketing and telemarketing.

Mr. McCathren has designed a number of analytic software packages for lease pricing and evaluation of lease program performance and profitability. He is frequently cited in both the trade and popular press on his assessments of the auto leasing business including: The Wall Street Journal, Newsweek, Forbes, Fortune, The Los Angeles Times, The New York Times, The Washington Post, USA Today, Business Week and Automotive News, and has made numerous television appearances on behalf of the industry.

Mr. McCathren is the co-author of the only two books devoted exclusively to the technical requirements of the vehicle leasing business: The Automobile Lending and Leasing Manual (1989) and the Essentials of Consumer Vehicle Leasing (1985), as well as Auto Financing Update.

View Expert Witness Profile.

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Brian Welder is a Wilderness Outfitter who has been Training Horses, Guiding Hunters, Western Trail Riding, and Outfitting for over 40 years. He is President of the Northwest Colorado Outfitters Association, a Member of the American Equine Alliance, and an Outfitter Member of the Rocky Mountain Elk Foundation. His experience comes from guest ranches, cutting horses, 26 years of self-employment as a guide/outfitter and has probably learned as much or more being under a horse with 27 years as a professional farrier.

Mr. Welder owns 60 horses and owns and operates Welder Outfitting Services in the Flattops Wilderness and Maroon Bells Guide and Outfitters in the Maroon Bells Wilderness of Colorado, operating under Special Use Permit by the U.S. Forest Service. Additionally, he is an Outfitter Member, past VP, and current Secretary of the Colorado Outfitters Association and has 5 years experience with performance horses and has provided over 1,000 sleigh / wagon rides.

Welder Outfitting Services and Maroon Bells Guide and Outfitters provide team building opportunities, retreats, and workshops for clients including individuals, research groups, organizations, and institutions. They offer horseback riding, hunting, fishing, camping, and pack trips in the Flat Tops and Maroon Bells Wilderness in Colorado's White River National Forest - all from the back of a horse.

Mr. Welder's outfitting experience and case history qualify him to provide expert legal testimony for equine related issues including Horse Safety, Horse Behavior, Horse Accident Reconstruction, and Equipment Cases.

Joel Finard is an Expert Witness in Financial Services Litigation. He has extensive knowledge of People, Processes and Technology in Financial Services. Mr. Finard has played a key role in many Complex and High Profile Financial Services Litigation.

Areas of Expertise

Financial Services Litigation

Complex Structured Transactions - Tax Related Cases

Securities Trading and Pricing, Derivatives, Controls and Hedging

Market & Credit Risk Management

Investment Management

Background: Partner in charge of Deloitte & Touche's Capital Markets Practice for Financial Services - including Litigation Consulting, Financial Risk Management, & Trading Infrastructure. HongKong Bank - Sales & Trading of Securities. Travelers Insurance - Portfolio Manager of Derivatives and Investments. Columbia Business School - Taught Economics

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The CECON Group, Inc.

Consulting in Chemistry, Chemical Engineering, Materials, Nanotechnology, Mechanical Engineering, Pharmaceuticals, Biotechnology and Related Science and Engineering Fields. Technical Experts with Experience in Patent Litigation, Products Liability and Personal Injury.

Our inside technical professionals will help you find the expert you need, either from CECON's network of over 1200 science, engineering, and technical business experts in 19 countries, or by doing a custom search. We will help you find the best consultant for your project. Advantages are:

Quick response, and no fee until the expert is working for you

Inside technical staff is able to understand the nuances of your project and effectively screen experts for your case.

Skilled at quickly assembling multidisciplinary technical expert teams.

27 years of experience serving the legal community and industry.

Examples of CECON Consultants Services:

Products liability, patents and trade secrets, chemical and fire hazards, OSHA, EPA, FDA compliance, labeling, fitness for use, failure analysis, evidence evaluation, forensic investigation, insurance claims, damage valuation, IP valuation.

Major Areas of Expertise, with over 200 Technical Specialties:

Agriculture Biotechnology Ceramic / Glass Chemistry / Chemical Analysis Coatings Composites Computer Software Controlled Release Drug Abuse Eletrical Electronic Energy / Alternative Energy Engineering Environment Failure Analysis Fertilizers Fibers Films Food and Beverage

Forensics Forest and Wood Products Geo Science Herbicides Intellectual Property Manufacturing Materials Engineering / Physical Chemistry Medical Device Medicinal Chemistry Metals Nanotechnology Pesticides Pharmaceutical Polymers / Plastics ProductLiability Regulatory Compliance Safety / Risk Assessment Toxicity Transportation

View Expert Witness Profile.

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