Robert Hughes Associates, Inc., was founded in 1979 with the goal of providing insureds and self-insureds with an organization that was able to give responsive, innovative and objective counsel regarding their insurance and risk-based needs.
RHA, Inc., is built upon a foundation of trust, reliability, independence, diversity and objectivity. In simple terms, we work with you in a hands-on manner to bring about the very best solutions to all of your unique and complex insurance and risk-related problems.
Whether your consulting needs require
Insurance, Risk Management or Actuarial Services, we can provide you with the very best solutions from the very best people in the insurance industry. If you are looking for assistance in the areas of insurance company management, specialized insurance programs or insurance-based litigation support services, we have the right people with the right experience for the job
SERVICES PROVIDED:
Litigation Support Services:
Confidential ConsultingTrial TestimonyDepositionsLondon Market ResearchInsurance Archeology
Actuarial Services:
Adequacy of Current ReservesFuture Losses, Ultimate Losses and IBNRCost and Attachment Points for Excess CoverageCurrent Losses and Loss Expense ReservesStatutory Opinions on Loss ReservesStatutory Rate Filing RequirementsLoss Reserving Data Systems and MethodologiesAnnual Actuarial ValuationsFeasibility StudiesExperience Modification AnalysisDecision AnalysisLife Expectancy Models
Insurance Management:
Day to Day Company ManagementPremium Levels and Loss PatternsSupervision of Third-Party AdministratorsStatutory FilingsRegulatory Correspondence and InquiriesMonthly Financial ReportsLoss Reserve Analysis to Predict LossesActuarial Trending and DevelopmentClaims Processing and PaymentsAdequacy of Claims Reserves
Custom Insurance Programs:
Niche MarketsRisk retention GroupsInsurance PoolsInnovative Business Programs
Insurance and Risk Management Consulting:
Insurance Structure ReviewPolicy Review and AnalysisBid SpecificationsFinancial Analysis of RetentionsClaims ReviewsClaims Auditing ServicesClaims ManagementClaims Handling Procedures