E. Metts Hardy, IAAI-CFI, CFEI, CHMT
, Vice President of Fire Investigations at EFI Global, is responsible for overseeing day to day operations, investigations, technical reviews, and financial performance of nine branch offices covering 11 states. He is involved in the operation and compliance of the Fire Investigation Division within EFI Global. He assisted in the development of the company's standardized Fire FACS reporting system and makes regular updates to enhance performance and quality.
Mr. Hardy has conducted in excess of 3,000 Fire Origin and Cause Investigations
. He has attended and instructed numerous seminars and continuing education programs related to fire investigation and NFPA 921 for the public and private sector.
Mr. Hardy has pursued coursework in Business Administration from Delta State University, is a licensed private investigator and has numerous certifications, including Certified Fire Investigator, Certified Fire and Explosion Investigator, Certified Fire Causation Instructor, Certified Hazardous Materials Technician, and is a licensed private investigator in Tennessee, South Carolina and Georgia.
Selected Courses Instructed
Selected Guest Lectures
- Accidental Fire Causes
- Fire Investigation, Level II
- Fire Cause and Origin
|Fire Cause RecognitionPractical View of NFPA-921Vehicle Fire Investigation|
View Mr. Hardy's Expert Witness Profile
- Evidence Collection Practices According to NFPA 921, State Farm Insurance Company
- Large Loss Management, Florida IAAI
- Tennessee Advisory Committee on Arson, Annual Seminars
- Vehicle Fire Investigation” Florida Advisory Council on Arson Prevention
What does the insurer do once the fire is out? Normally, the property loss notice is submitted by the insured as soon as possible to begin the adjustment process, collect for damages, and get life back in order. The insurer takes this information and relates it to the adjuster, who then investigates and settles the claim. In fire losses, many times the adjuster will seek the services of a fire investigator or other expert to assist in determining the cause of loss so he or she can make an informed decision as to how to proceed with adjusting the claim. But the expert assigned to a certain loss can make all the difference in the world in how a claim is settled and whether there is an avenue for recovery of insurance funds or protection in potential liability claims.