Valerie Van de Zilver, President of Nationwide Credit Network, is one of a relatively small handful of professionals who have mastered the minutiae of the nation’s Credit Laws. She is a Litigation Support Specialist, Expert Witness and Forensic Consultant that top law firms call to testify on their clients’ behalf. Ms. Van de Zilver is CDIA-Fair Credit Reporting Act Certified and has Credit CRM and Credit Expert Witness Certifications. She has an extensive grasp of credit-related issues as she has evaluated over 12,000 credit reports.

Ms. Van de Zilver has a deep understanding of the credit score factors used by lenders to grant or withhold credit. Known for her analytical mind, nose-to-the-grindstone work ethic and ironpants study habits, she spends her day immersed in credit-related issues, fielding calls from clients and attorneys who seek her expert advice. Holding a California real estate license for over 33 years, Ms. Van de Zilver acquired her expertise in mortgage lending, consumer credit and real estate law through years of hands-on, real-world experience.

Areas of Expertise:

Credit Scores

Credit Industry’s Scoring Models

Credit Repair

Fair Credit Report Act (FCRA)

Fair Debt Collection Practices Act (FDCPA)

Predatory Lending Practices

Financial Fallout from Identity Theft

Credentials Include:

CDIA-Fair Credit Reporting Act Certified

Credit CRM and Credit Expert Witness Certification

President of Nationwide Credit Network