MCS Associates is a nationally recognized consulting group that has provided financial, operations and regulatory/compliance consulting services nationwide to financial institutions, insurance companies and regulatory agencies as well as real estate and financial services organizations for over 30 years.

Expert Witness and Litigation Consulting are a primary focus of our services. We undertake expert witness assignments throughout the United States and our clients include several hundred leading law firms around the country, working on behalf of both plaintiff and defendant financial institutions, borrowers, depositors, investors, developers, insurance companies and their insured, securities/insurance/real estate brokers/agents, regulators and government agencies, and individuals.

Together with MCS Associates’ specialized resources in banking, financial services and real estate, we also draw on key strategic alliances in insurance, economics, academia and the securities industry to meet a wide range of expert witness needs. Our litigation experts include experienced bankers, lenders, consultants, regulators, managers, brokers & agents in insurance, real estate, and securities; insurance claims and underwriting managers; economists, accountants, appraisers, real estate analysts, and academics.

Areas of Expertise Include:

Banking Operations/Administration

Check Fraud

Lending Policies, Custom and Practice

Loan Underwriting & Credit Administration

Sub Prime Loan Originations, Underwriting, Securitizations & Servicing

Bankruptcy, Foreclosures and Workouts

Trust & Fiduciary Issues / Operations

Securities Brokerage & Investments

Valuations & Damages Analysis

Forensic Accounting

Employment / Compensation

Real Estate Brokerage & Management

Title Insurance & Escrow

Real Estate Appraisal & Transactions

Insurance Industry Custom & Practice

Insurance Coverages / Claims Handling

Insurance Bad Faith

Mary Ciddio is a Certified Vocational Rehabilitation Counselor and Disability Management Specialist. She has over 30 years of experience as a Vocational Rehabilitation Counselor and over 15 years of experience providing her Expert Opinion in this field. Ms. Ciddio is a Diplomat of the American Board of Vocational Experts, as well as a part-time instructor and counselor with the Disabled Students Program Services at Merritt College in Oakland, CA.

Ms. Ciddio is a recognized expert in providing testimony related to Employability & Earning Potential required in various legal settings. She has provided testimony and consultation services throughout the state of California and in other states. She has testified on behalf of both plaintiffs and defendants in cases related to ADA, Marriage Dissolution, Personal Injury, Long Term Disability and Longshore.

Services Include:

• Return to Work Services
• Essential Function Job Analysis
• Vocational Rehabilitation
• Outplacement & Related Services
• Expert Witness Testimony

Paul R. Dorf is a Compensation Expert with over 40 years of experience in the Compensation and Human Resources arenas.

Mr. Dorf is qualified as an expert witness in compensation and related matters in both Federal and State courts involving:

• Unreasonable and excessive executive compensation
• Intermediate Sanctions reviews
• Sales compensation issues
• Job availability, earnings potential, and competitive market value of positions
• Discriminatory compensation practices
• Minority shareholder and derivative complaints
• Compensation violation of FAR by government contractors
• Marital dissolutions
• Employment and change-of-control agreements

Leonard R. Freifelder earned his Doctorate and Master’s degrees in Operations Research and Statistics from the University of Pennsylvania. His Bachelor’s degree is from The Wharton School of Business at the University of Pennsylvania, where he majored in Actuarial Science. Dr. Freifelder also is an Associate of the Society of Actuaries. His work experience includes private, public, and academic positions in the insurance industry and related fields.

Dr. Freifelder is experienced in the application of Economic Models and Statistical Analysis in various types of litigation. He has been qualified as an expert in federal court and in state court in Connecticut, New Jersey, and New York and has been invited to speak about economic analysis in litigation by various legal groups in the metropolitan New York area.

Dr. Freifelder has particular expertise in applying economic analysis, statistical techniques, and actuarial science methods to matters involving insurance and risk.

Gene Bruno is a Vocational Rehabilitation & Counseling expert who has provided services to disabled individuals for over 45 years. He provides Testimony, Vocational Rehabilitation, and Life Care Planning for individuals with severe disabilities. His expertise includes personal injury, work related injury, medical and legal malpractice. Mr. Bruno focuses on the areas of TBI/head injury, spinal cord injury, amputation, birth injury, pediatrics, developmental disabilities, burns, etc. He works with physicians, economists, and other experts to develop economic impacts on the injured party. Mr. Bruno has been qualified to testify in State and Federal court.

Services Include:

• Life Care Planning
• Costs & Availability of Collateral Resources
• Vocational Assessment
• Transferable Skills & Labor Market Analysis
• Loss of Earnings & Job Placement Needs

Certifications:

• Certified Rehabilitation Counselor (CRC)
• Certified Disability Management Specialist (CDMS)
• Certified Case Manager (CCM)

Beth De Lima, MBA, SPHR-CA. consults with Plaintiff and Defense attorneys in regard to human resource management, the American with Disabilities Act (ADA), Family Medical Leave Act (FMLA), discrimination and related topics. Ms. De Lima is nationally certified as a Senior Professional in Human Resources with a California specific certification (SPHR - CA) by the Society for Human Resource Management (SHRM) and was appointed to sit on the Employee Health, Safety, and Security Special Expertise Panel, 2006-2010. She is a certified mediator, U.C. Berkeley, Extension Program and had been appointed to the Amador, Calaveras, and Tuolumne County Superior Court Mediation Panels.

Specifically, Ms. De Lima can assist you in preparing responses and compiling evidence for existing cases. Her litigation support services may be used to:

• Formulate questions for depositions
• Conduct investigations and interviews
• Evaluate the adequacy of personnel policies
• Analyze evidence and presentation materials
• Identify case weaknesses and alternative strategies
• Document employee physical suitability for work
• Determine "reasonable accommodation"

Please visit her website at www.hrmconsulting.com for more details. Ms. De Lima has offices in Murphys and Mountain View California and are available at your convenience to discuss cases on a confidential and complimentary basis.

View Consulting Profile.

Kit Darby was the president of AIR, Inc., the largest Career Information Resource company for pilots for 25 years. Mr. Darby Provides Answers and Statistical Data, but also Guidance through the Constantly Changing Aviation Industry. He works with Military, General Aviation, Corporate, and Commuter Pilots transitioning to the larger airlines. Mr. Darby provides complete, timely, and accurate career information to help pilots make informed decisions throughout their job search and to assist them in their career development as an airline pilot. Retired United Airlines captain, airline and military instructor pilot.

AIR-Experts Services Provided:

Pilot Career Earnings and Employability Models

Depositions and Trials

Expert Witness and Litigation Support

Case Preparation and Analysis

Pilot Forecasting:

Pilot Hiring and Equipment forecast

Economic Forecast

Pilot Supply and Demand

Pilot Hiring

RPC assists attorneys in Personal Injury, Commercial and Healthcare litigation, with economic damages and regulatory analysis, from loss of profits or earnings to contract disputes, business valuation, state and federal anti-trust disputes, and fraud and abuse investigations. Indepth experience in healthcare liability and damage issues.

RPC has prepared damage studies covering the construction, technology, manufacturing, waste management, trucking, public utility, real estate, healthcare, managed care and other industries and professions. Clients nationwide.

Led by Ronald T. Luke, PhD, JD, RPC’s experienced team of professional staff has backgrounds in law, medicine, economics, accounting, business valuation, health administration, nursing, life care planning, finance, and vocational assessment, and provide an integrated damages analysis. The RPC team works closely with litigators from discovery to mediation to trial to understand the issues in the case to develop an independent analysis of those issues and to provide a professional critique of the work of experts retained by other parties to the litigation.

Dr. Luke and his colleagues have been accepted as expert witnesses in state and federal courts and before administrative agencies in more than 25 states, and have testified in regulatory proceedings and consulted on projects for major national hospital chains, as well as community hospitals.

Because of RPC's multi-disciplined staff and large-scale document management and data management resources, it is capable of handling large cases.

Areas of Expertise:

Certificate of need studies Construction litigation Damages in personal injury cases Economic impact studies Economic, financial and statistical analysis Fraud and abuse investigations Healthcare market feasibility studies Healthcare planning Life care planning

Lost earnings capacity analysis Management disputes Medical records review Medical staff disputes Patient rights Payment disputes Personal injury litigation support State and federal anti-trust disputes Vocational assessment

Ronald T. Luke, JD, Ph.D. is a principal consultant and president of Research & Planning Consultants, LP. Ron joined RPC in 1976 and became its president and principal owner in 1979. Along with working on personal injury and commercial litigation, he has consulted on projects for health care providers, managed care plans and public agencies in more than 25 states. He also serves as an expert witness in trials, administrative proceedings and legislative hearings.

Vocational Rehabilitation & Life Care Plan Consultation since 1997

Dr. Robinson's professional practice is focused on working with person's experiencing career, occupational & vocational challenges. Clients include individuals, employers, government agencies, attorneys and insurance companies.

Dr. Robinson holds a doctoral degree in Rehabilitation Science from the University of Florida. His research focus in on assessment models and methodologies in Vocational Rehabilitation and Life Care Planning. He is nationally certified as a Rehabilitation Counselor, Vocational Evaluator, and Life Care Planner. He is board certified as a National Certified Counselor and as a Diplomate by the American Board of Vocational Experts.

Dr. Robinson has provided Vocational Rehabilitation & Life Care Planning Expert services across a range of civil and administrative venues.

Susan D. Green, M.S., CRC, FVE, ABVE has been active in the rehabilitation community for over 20 years in the areas of Workers' Compensation, Disability Management, and Vocational Consulting. Ms. Green is a Forensic Vocational Expert, Certified Vocational Expert and Certified Vocational Counselor. Since 1995, she has been President of Susan Green and Associates. Ms. Green provides expert testimony as requested by plaintiff and defense attorneys as well as by the Court.

Ms. Green's services include counseling industrially injured workers under the auspices of the State Department of Industrial Accidents. She offers comprehensive vocational rehabilitation counseling, vocational exploration, evaluation, research, plan development, monitoring and job placement services.

Areas of Expertise:

Forensic Rehabilitation Vocationologist

Vocational/Employability Evaluations

Return-to-Work Services

Post-Incident Mitigation Potential

Loss of Expected Earnings and Earnings Capacity Analysis

Labor Market Research

Vocational Testing

Past/Future Impairment to Income Stream

Wrongful Termination

Employment Discrimination

Sexual Harassment

Personal Injury

Wrongful Death

Medical Malpractice

Product Liability

Family Law/Divorce

ERISA

Social Security

Workers’ Compensation

ADA – Americans with Disabilities Act

Violence in the Workplace