Arthur J. Levine, Ph.D., J.D., CPCU, ARM has over 35 years of of combined experience as a Business Insurance Underwriter, Risk Management Consultant, Attorney, Litigation Consultant and Expert Witness. His areas of expertise include Workers Compensation Insurance Premium, Rates, Classifications, Experience Modifications, Audits and related matters. He has a Ph.D., J.D., (practicing attorney), is a Chartered Property Casualty Underwriter and an Associate in Risk Management.

Dr. Levine is currently Independent Counsel to the four Public Members of the Governing Committee of the WCIRB and has been since 2003. As an experienced Testifying Witness and Consultant, he has handled hundreds of Workers Compensation Insurance Premium Cases handled as an attorney, consultant, or expert witness, including many administrative appeals and litigated cases. Dr. Levine is a noted author in the field of Insurance.

---

---

William P. Hight, JD, CPCU is an Insurance Expert Witness with over three decades of experience in private law practice, devoted to coordinating and overseeing Claim Investigations for dozens of insurance companies in 9 western states, providing hundreds of property and liability policy interpretations, and resolving coverage, valuation and good faith issues in litigation, mediation and appraisal.

Mr. Hight has been retained as an Expert Witness in first and third party claims by clients of over 30 law firms, testifying for both policyholders and insurers. He has prepared over 45 written expert opinion reports, compliant with FRCP 26 requirements. Augmenting his professional training and experience, Mr. Hight was awarded the Chartered Property Casualty Underwriter designation in 1990.

Areas of Expertise:

• Insurance Bad Faith
• Reasonableness of Settlements
• Reasonableness of Policy Interpretations
• Coverage Denial and Claim Handling
• Insurance Fair Conduct Act
• Reservation of Rights Defense

Disclaimer: The CPCU professional designation is awarded by the American Institute for Chartered Property Casualty Underwriters. The Supreme Court of Washington does not recognize certification of specialties in the practice of law, and the designation is not a requirement to practice law in the state of Washington.

Daryll W. Martin - Unique Professional Experience as a Lawyer, Insurance Broker and Insurance Brokerage Executive. Mr Martin has over 24 years of insurance experience, serving nearly half of that time as corporate counsel for two international brokers, and the other half of that time as a senior insurance brokerage executive.

Broad Coverage Experience: Property & Casualty; Employee Benefits / Life & Health (qualified and non-qualified); D&O / Employment Practices Liability / Fiduciary; Property / Business Interruption / Boiler & Machinery / Inland & Ocean Marine; Casualty: General Liability / Professional Liability / Workers Compensation / Umbrella / Excess.

Broad Brokerage Customer Industry Experience: Construction; Energy; Transportation; Manufacturing; Financial Institutions; Health Care; Public Entity / Not For Profit; and, Technology

Extensive Insurance Industry Operational Experience: Executive officer of nationally ranked insurance brokers; Managed and handled a variety of international, national, and middle market accounts; Self Insurance / Large Retentions / Alternative Risk Transfer Vehicles; Foreign Placements; Wholesale Brokerage; Insurance Underwriting; Reinsurance; Technical Services / Loss Control / Actuarial/Risk Management Consulting; Actuary Services / Actuary Liability; Insurer Solvency / Market Security; Finance and Accounting; Mergers & Acquisitions; Insurance Sales; Client Service Standards; Technology Infrastructure; Human Resource Management; and, Insurer / Broker Relationship Management.

Thomas H. Veitch, J.D., CLU, CPCU, CIC, has been engaged in the practice of law since 1973. His total experience in the Insurance Business exceeds 40 years and encompasses experience in Claims Adjusting, Underwriting, Sales and Field Management Positions, Insurance Defense Work, Agency Consultation in Mergers / Acquisitions and Valuations, Mediation, Expert Witness / Consulting, and similar Insurance Law matters.

Areas of Focus:

Agents or Brokers Errors and Omissions

Insurance Coverage Analysis

Bad Faith / Misrepresentation

Claims Handling Standards

Insurance Industry Customs and Practices

Insurance Law

Mediation

Arbitration

Consulting / Expert Witness