With 33 years of experience working for several major insurance carriers, Paul F. Amoruso is uniquely qualified to assist you on insurance related matters on local or national issues. If you are an insurance company, insured, or law firm and need an independent review of an insurance issue regarding litigation, operations, practices or procedures, he is available to assist.

Mr. Amoruso has served as an Expert Witness in both State and Federal court. Having worked in all operation areas of the insurance industry he is able to testify to the generally observed and accepted industry practices.

Areas of Expertise:

Insurance Customs and Practices

Company Policies

Management Involvement

Proper Staffing

Coverage Denial

Agency and Insurance Company Relationships

Case Evaluation

Reserve Policies

Workers Compensation

Liability Personal or Commercial

Commercial and Personal Property Losses

Authority Level

Industry Ethics and Norms

Bad Faith

Claims Handling Practices

Insurance Company Operations

Analytic Focus specializes in Financial, Economic, Demographic, and Statistical Research. We're Ph.D.s with decades of experience working in academia, industry, and Federal agencies. We provide exceptional value in interpretation of data, insight regarding business problems, and scholarship on best practices.

We estimate numbers needed for the best representation of your client. We evaluate flaws in analyses underpinning your arguments or your opponents. We've testified in Federal & State courts.

Complex Litigation
Antitrust, Deceptive Sales Practices, Securities & Lost Sales

Banking & Finance
Misrepresentation & Fraud, Securitizations, Regulation

Insurance & Reinsurance
Breach of Contract, Risk & Pricing Issues

Environmental/Mass Tort
Validity of Claims, Damages & Volume of Claims Forecasting

Class Actions and Class Certification
Commonality, Predominance, Mass Valuation

Fair Housing, Fair Lending, Labor & Employment
Discrimination & Disparate Impact

Intellectual Property
Trade Mark, Trade Dress, Patent Infringement
Confusion, Dilution, Lost Profits, Diverted Sales

Arthur J. Levine, Ph.D., J.D., CPCU, ARM has over 35 years of of combined experience as a Business Insurance Underwriter, Risk Management Consultant, Attorney, Litigation Consultant and Expert Witness. His areas of expertise include Workers Compensation Insurance Premium, Rates, Classifications, Experience Modifications, Audits and related matters. He has a Ph.D., J.D., (practicing attorney), is a Chartered Property Casualty Underwriter and an Associate in Risk Management.

Dr. Levine is currently Independent Counsel to the four Public Members of the Governing Committee of the WCIRB and has been since 2003. As an experienced Testifying Witness and Consultant, he has handled hundreds of Workers Compensation Insurance Premium Cases handled as an attorney, consultant, or expert witness, including many administrative appeals and litigated cases. Dr. Levine is a noted author in the field of Insurance.

---

Burl Daniel, CPCU, CIC, CRM entered the Insurance Industry in 1973 and was an Insurance Agency Principal for twenty three years. He is retained as a Property and Casualty Insurance Expert Witness by defense and plaintiff counsel. His career includes broad expertise across all lines of Property and Casualty insurance. Burl Daniel Associates is well-known in the legal community for responsiveness to attorney inquiries, depth of insurance knowledge and attention to detail. Their methodical case analysis, independent research and concise presentation of opinions results in credibility with juries and the courts. Representative industries include clients in Construction, Energy, Transportation, Manufacturing, Technology, Financial Institutions, Non-Profits, and Import/Export.

Mr. Daniel has the requisite knowledge to render opinions in the following areas of expertise:

Insurance Coverage Expert Insurance Agent (Broker) Error & Omission Insurance Bad Faith Commercial Auto Insurance Workers Compensation Commercial General Liability Insurance Product Liability Insurance Commercial Umbrella Excess & Surplus Lines Insurance Personal Auto and Umbrella Professional Liability (Errors & Omissions)

Claims Made Insurance Directors & Officers Liability Insurance Employment Practices Liability Property Insurance Expert Boiler & Machinery / Equipment Breakdown Business Interruption / Business Income Flood Insurance Inland & Ocean Marine Insurance Crime Insurance / Fidelity Bonds Reinsurance Claims Handling Custom & Practice

---

Donald J. Brayer is a Chartered Property Casualty Underwriter (CPCU), a Registered Professional Liability Underwriter (RPLU), an Associate in Claims, an Associate in Reinsurance (ARe), a Construction Risk Insurance Specialist (CRIS) and a Management Liability Insurance Specialist (MLIS). He also has an MBA in management and finance. Mr. Brayer has served as a litigation consultant, expert witness and arbitrator. He has served both plaintiffs and defendants addressing the activities of insurers and agent/brokers.

Areas of Expertise:

Underwriting

Risk evaluation

Agents & Brokers Duties

Managing General Agents

Policy design and interpretation

Application design

Custom and Practice

Pricing

Program underwriting

Reinsurance

Portfolio transfers

Claims

Investigation

Search for coverage

Evaluation

Communication with policyholders

Communication with reinsurers

Settlement

Auditing

Insurance Expert Network, LLC (IEN) is a network which includes over 200 highly qualified, reliable Insurance Experts with Litigation Management, Insurance Industry, and Expert Witness experience. Staffed by Insurance Industry Professionals, they easily discern requisite skills necessary to properly and fully support the Client. IEN is the only referral service providing insurance experts exclusively.

IEN provides experts for both plaintiffs and defendants

The experts in IEN are dedicated to their critical role in litigation, whether it be educating counsel on nuances of insurance, assisting attorneys in determining the merit of a case, testing potential evidence or testifying in a deposition or trial.

IEN provides in-depth knowledge of the Insurance Industry and maintains a listing of over 120 Specialized Insurance Areas. The following is a sample of these areas:

Actuary Automobile Insurance Bad Faith Binders Business Interruption Captives Construction Defects Credit Insurance Directors & Officers Excess & Surplus Lines Fidelity Fraud General Liability

Insurance Accounting Insurance Business Processes Life & Health Insurance Marine Insurance Misrepresentation Producer Errors & Omissions Producer Standards & Practices Production Development Professional Liability Property Insurance Regulatory Compliance Reinsurance Surety Workers Compensation

View the Complete List of Specialized Insurance Areas

The IEN Advantage:

1. There is no charge for referrals.
2. Generally, a nationwide search and subsequent referral can be completed within 48 hours.
3. To assist the attorney with the selection process, IEN provides a case-specific statement of qualification from each potential expert.
4. IEN personnel are highly experienced and knowledgeable about insurance.

Jim Leatzow has 36 years of "hands-on" practical, property / casualty insurance agency experience. Leatzow has literally worn "every hat there is to wear in the P/C insurance business.

He provides expert & arbitration services nationally & internationally with no charge for travel time. He is articulate, efficient & equally comfortable within the U.S. & in foreign venues.

His experience includes:

36 years of insurance industry experience

30 years as a national, property/casualty insurance agency owner

26 years as a national, property/casualty Managing-Underwriting General Agent MGA

21 years as a national, Third Party Administrator (TPA) insurance/construction claim handler

16 years as an active Reinsurance Company officer

Certified insurance & reinsurance arbitrator (U.S. / U.K. / Bermuda)

Certified commercial arbitrator globally (Chartered Institute of Arbitrators U.K.)

Licensed nation-wide for 25 years until 2005 (agency sold)

Recognized for the quality of his Rule 26 Reports on complex cases

History of representing both plaintiff & defense

No charge for travel time "coast to coast"

Leatzow's specialties include:

Agent-Broker-Agency-MGA standard of care / Bad Faith / Broker E&O Claims / Coverage / Insurance placement / Agent - Broker custom & practice / Surety / Professional Liability / Adjudicating construction industry E&O claims / E&O / D&O / Claims-made coverage / Fronting / Claims-made trigger / Surplus Lines coverage / "Program" business / Underwriting / Licensing / Claims handling standard of care / Property / General Liability / Premises Liability / Products Liability / Off-shore placements / Arbitration

Charles F. Cook is a Fellow of the Casualty Actuarial Society, a Member of the American Academy of Actuaries and a Chartered Property Casualty Underwriter. Mr. Cook has been an actuarial and/or underwriting officer at ISO, Continental, General Accident, USAA and AIG. He was CEO of American Universal from 1982 to 1988.

Mr. Cook is an experienced Expert Witness providing Litigation Support for both plaintiff and defense and has served as a mediator, arbitrator and specials master.

Practice Areas Include:

Loss Reserves

Financial Modeling

Captives and Difficult Exposures such as Trucking, Mining, Construction and Agriculture

Workers Compensation

Malpractice

Liability

Reinsurance

All aspects of Property & Casualty Insurance. Standard of care of insurance agents, brokers, surplus lines brokers, underwriters, claims adjusters, insurance companies, risk managers, consultants, independent and public adjusters. Interpretation of coverage terms, standard forms and their uses. Creation of manuscript forms. Unfair Claims Practices Act. Potential bad-faith issues.

Have received following insurance designations: CPCU, CIC, ARM, AAI. Hold several agent and broker licenses. Have testified in over two hundred cases in State and Federal courts. 40 years of experience in the industry. 30 years of teaching in the industry. Certified by Department of Insurance to provide many continuing education courses.

David L. Stegall is an Insurance Expert with over 30 years of experience in Insurance, Self-Insurance, Reinsurance and Risk Management. He has underwritten, marketed, developed and sold traditional insurance products. Mr. Stegall has implemented self-insured programs for qualified self-insurers, created self-insured funds, developed captive insurance companies, created national programs, and placed reinsurance for both standard and alternative programs.

We provide expert witness services and testimony in disputes, arbitration and litigation as well as comprehensive risk and management consulting services.

Areas of Expertise:

Agents, Brokers, Underwriters Alternative Risk Transfer Automobile Insurance Bad Faith Captive Insurance Companies Errors and Omissions Fair Claim Practices Liability Insurance

Managing General Agents Professional Liability Property and Casualty Insurance Reinsurance & Self-insurance Underwriting Management Usual and Customary Practices Wind, Hurricane, Flood Workers Compensation