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The following 9 experts are listed under this category:
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David Trindle is a fully credentialed Actuarial Expert Witness with over 30 years in health insurance and managed care.
He is experienced in the following areas: Health Insurance and Managed CareLifetime damages/loss of future income and benefitsIndependent Second OpinionsPricing, reserving, competitive analysisState Regulatory IssuesAgency Versus Company DisputesValuation of Insurance Companies and AgenciesStructured SettlementsInsurance pricing and benefit disputes
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Leonard R. Freifelder earned his Doctorate and Master’s degrees in Operations Research and Statistics from the University of Pennsylvania. His Bachelor’s degree is from The Wharton School of Business at the University of Pennsylvania, where he majored in Actuarial Science. Dr. Freifelder also is an Associate of the Society of Actuaries. His work experience includes private, public, and academic positions in the insurance industry and related fields.
Dr. Freifelder is experienced in the application of Economic Models and Statistical Analysis in various types of litigation. He has been qualified as an expert in federal court and in state court in Connecticut, New Jersey, and New York and has been invited to speak about economic analysis in litigation by various legal groups in the metropolitan New York area.
Dr. Freifelder has particular expertise in applying economic analysis, statistical techniques, and actuarial science methods to matters involving insurance and risk.
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Insurance Metrics provides expert witness testimony for insurance-based litigation. Clients include law firms representing plaintiffs, the defense and liquidators. Bill Hager, President, is a seasoned industry and regulatory executive with a distinguished history of insurance expertise.
Let us assist you with expert testimony for cases involving:
Bad Faith; Coverage and Application Issues; Damages, Ordinary and Punitives; Standards of Care; Custom and Practice; Malpractice (Agents and Actuaries); Insurance Agency Valuations; Liability; CGL; Auto, HO, Disability, Health, Life, Annuities; Regulation; Reinsurance; Surplus Lines; Workers Comp
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Charles F. Cook is a Fellow of the Casualty Actuarial Society, a Member of the American Academy of Actuaries and a Chartered Property Casualty Underwriter. Mr. Cook has been an actuarial and/or underwriting officer at ISO, Continental, General Accident, USAA and AIG. He was CEO of American Universal from 1982 to 1988.
Mr. Cook is an experienced Expert Witness providing Litigation Support for both plaintiff and defense and has served as a mediator, arbitrator and specials master.
Practice Areas Include: Loss ReservesFinancial ModelingCaptives and Difficult Exposures such as Trucking, Mining, Construction and AgricultureWorkers CompensationMalpracticeLiabilityReinsurance
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Jim Toole is an actuary with over 20 years of experience in the Insurance Industry. He has worked in various lines of business including Life (Individual, Group and Credit), Health, and P&C from the product development, financial reporting, and regulatory perspectives. Individual life product experience includes Term, Whole Life (non-par, par, and excess interest), Universal Life, Variable Universal Life, and COLI as well as a variety of riders. His health experience spans self insured plans, large group, small group, association group (MEWAs), health savings accounts (HSAs), work-site (voluntary), and critical illness type limited benefit products. His project background includes experience analysis, product development, cash flow testing, budgeting, loss reserving, U.S. GAAP, mergers and acquisitions (appraisals and due diligence), bancassurance (product development and strategic analysis), financial process re-engineering, distribution channel analysis, and demutualization.
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Milliman’s Tampa Office provides Health Insurance, Health Care and Employee Benefit Consulting to law firms, insurance companies, hospitals, HMO’s, Blue Cross/Blue Shield plans, employers and government agencies. Our staff is experienced with medical, dental, long-term care, Medicare supplement & critical illness.
We assist clients nationwide with forensic actuarial work, rate filings, regulatory compliance, reserve projections, valuations, employee benefit analysis and design, mergers and acquisitions, demutualizations, claim cost analysis, and utilization management programs.
These health care services are used in litigation relating to: Pricing & UnderwritingSenior ServicesContract Development and Negotiations New Plan Design
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Robert Hughes Associates, Inc., was founded in 1979 with the goal of providing insureds and self-insureds with an organization that was able to give responsive, innovative and objective counsel regarding their insurance and risk-based needs.
RHA, Inc., is built upon a foundation of trust, reliability, independence, diversity and objectivity. In simple terms, we work with you in a hands-on manner to bring about the very best solutions to all of your unique and complex insurance and risk-related problems.
Whether your consulting needs require Insurance, Risk Management or Actuarial Services, we can provide you with the very best solutions from the very best people in the insurance industry. If you are looking for assistance in the areas of insurance company management, specialized insurance programs or insurance-based litigation support services, we have the right people with the right experience for the job
SERVICES PROVIDED:
Litigation Support Services: Confidential ConsultingTrial TestimonyDepositionsLondon Market ResearchInsurance Archeology
Actuarial Services:Adequacy of Current ReservesFuture Losses, Ultimate Losses and IBNRCost and Attachment Points for Excess CoverageCurrent Losses and Loss Expense ReservesStatutory Opinions on Loss ReservesStatutory Rate Filing RequirementsLoss Reserving Data Systems and MethodologiesAnnual Actuarial ValuationsFeasibility StudiesExperience Modification AnalysisDecision AnalysisLife Expectancy Models
Insurance Management:Day to Day Company ManagementPremium Levels and Loss PatternsSupervision of Third-Party AdministratorsStatutory FilingsRegulatory Correspondence and InquiriesMonthly Financial ReportsLoss Reserve Analysis to Predict LossesActuarial Trending and DevelopmentClaims Processing and PaymentsAdequacy of Claims Reserves
Custom Insurance Programs:Niche MarketsRisk retention GroupsInsurance PoolsInnovative Business Programs
Insurance and Risk Management Consulting:Insurance Structure ReviewPolicy Review and AnalysisBid SpecificationsFinancial Analysis of RetentionsClaims ReviewsClaims Auditing ServicesClaims ManagementClaims Handling Procedures
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Vera F. Dolan is an Epidemiologist with over 25 years in the Life Insurance and related industries. Her areas of expertise include Life Expectancy Calculations, Life Underwriting Medical History Misrepresentation, Life Underwriting and Risk Assessment Issues, and Impaired Risk Underwriting Assumptions.
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Madison Office: 3048 Woods Edge Way Madison, WI 53711 T: 608-443-0669 F: (608) 443-0668
| Tucson Office: 18021 N. Wildomar Drive Tucson, AZ 85743 T: (520) 572-8833 F: (520) 579-6688 | William C. Cutlip has more than 40 years experience as an Actuary. Prior to consulting, he spent over 30 years in the insurance industry focusing on management and product development. Educated at Massachusetts Institute of Technology and Oklahoma State University, William C. Cutlip specializes in risk evaluation and expert witness work for attorneys, product development for insurance companies, and business consulting.
Mr. Cutlip was an editor of and the major contributor to The Actuary’s Career Planner. He has served on a wide variety of professional committees for the past 30 years, including chairmanship of the SOA E&E Professional Development Task Force, former editor of The Actuary, and chair of the American Academy of Actuaries General Committee of the Actuarial Standards Board. He currently chairs the SOA Professional Development Committee and has been a frequent presenter at meetings and seminars.
Areas of Expertise:Expert WitnessForensicsLitigation SupportArbitrationInsurance Company ConsultingBusiness Consulting
Memberships & Affiliations:Fellow, Society of Actuaries (FSA)Member, American Academy of Actuaries (MAAA)Fellow, Conference of Consulting Actuaries (FCA)Chartered Life Underwriter (CLU)Chartered Financial Consultant (ChFC)Chartered Property/Casualty Underwriter (CPCU)Member, International Association of Consulting Actuaries
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