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The Expert Deposition: How to Be an Effective and Ethical Witness -- for All Non-Medical Experts


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The Consultant's Guide to Litigation Services
Thomas H. Veitch

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How Insurance Companies Settle Cases
Clinton E. Miller, JD, DABFEm FACFE

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The following 9 experts are listed under this category:

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David B. Trindle, FSA, MAAADavid B. Trindle, FSA, MAAA
David Trindle
Independent Consulting Actuary
Phone: (215) 272-5056
Fax: (866) 234-5117
107 Old Mill Road
New Hope, Pennsylvania 18938
United States

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David Trindle is a fully credentialed Actuarial Expert Witness with over 30 years in health insurance and managed care.

He is experienced in the following areas:

  • Health Insurance and Managed Care
  • Lifetime damages/loss of future income and benefits
  • Independent Second Opinions
  • Pricing, reserving, competitive analysis
  • State Regulatory Issues
  • Agency Versus Company Disputes
  • Valuation of Insurance Companies and Agencies
  • Structured Settlements
  • Insurance pricing and benefit disputes



  • Freifelder & Associates Consulting, Inc.Freifelder & Associates Consulting, Inc.
    Dr. Leonard R. Freifelder, Ph.D.
    Phone: (212) 521-8100
    Fax: (212) 581-8958
    360 Lexington Ave., 164 Floor
    New York, New York 10017
    United States

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    Leonard R. Freifelder earned his Doctorate and Master’s degrees in Operations Research and Statistics from the University of Pennsylvania. His Bachelor’s degree is from The Wharton School of Business at the University of Pennsylvania, where he majored in Actuarial Science. Dr. Freifelder also is an Associate of the Society of Actuaries. His work experience includes private, public, and academic positions in the insurance industry and related fields.

    Dr. Freifelder is experienced in the application of Economic Models and Statistical Analysis in various types of litigation. He has been qualified as an expert in federal court and in state court in Connecticut, New Jersey, and New York and has been invited to speak about economic analysis in litigation by various legal groups in the metropolitan New York area.

    Dr. Freifelder has particular expertise in applying economic analysis, statistical techniques, and actuarial science methods to matters involving insurance and risk.



    Insurance Metrics CorporationInsurance Metrics Corporation
    William Hager
    President
    Phone: (561) 995-7429
    Fax: (561) 241-7920
    2360 NW 45th Street
    Boca Raton, Florida 33431
    United States

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    Insurance Metrics provides expert witness testimony for insurance-based litigation. Clients include law firms representing plaintiffs, the defense and liquidators. Bill Hager, President, is a seasoned industry and regulatory executive with a distinguished history of insurance expertise.

    Let us assist you with expert testimony for cases involving:

    Bad Faith; Coverage and Application Issues; Damages, Ordinary and Punitives; Standards of Care; Custom and Practice; Malpractice (Agents and Actuaries); Insurance Agency Valuations; Liability; CGL; Auto, HO, Disability, Health, Life, Annuities; Regulation; Reinsurance; Surplus Lines; Workers Comp



    MBA Actuaries, Inc.MBA Actuaries, Inc.
    Charles F. Cook
    President & Consulting Actuary
    Phone: (973) 335-6448
    Fax: (973) 335-9665
    36 Midvale Road
    Mountain Lakes, New Jersey 07046
    United States

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    Charles F. Cook is a Fellow of the Casualty Actuarial Society, a Member of the American Academy of Actuaries and a Chartered Property Casualty Underwriter. Mr. Cook has been an actuarial and/or underwriting officer at ISO, Continental, General Accident, USAA and AIG. He was CEO of American Universal from 1982 to 1988.

    Mr. Cook is an experienced Expert Witness providing Litigation Support for both plaintiff and defense and has served as a mediator, arbitrator and specials master.



    Practice Areas Include:

  • Loss Reserves
  • Financial Modeling
  • Captives and Difficult Exposures such as Trucking, Mining, Construction and Agriculture
  • Workers Compensation
  • Malpractice
  • Liability
  • Reinsurance



  • MBA Actuaries, Inc.MBA Actuaries, Inc.
    Jim Toole, FSA, CERA, MAAA
    Managing Director, Life & Health
    Phone: 336-768-8217
    Fax: 336-768-2185
    1400 Old Mill Circle, Suite A
    Winston-Salem, North Carolina 27103
    United States

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    Jim Toole is an actuary with over 20 years of experience in the Insurance Industry. He has worked in various lines of business including Life (Individual, Group and Credit), Health, and P&C from the product development, financial reporting, and regulatory perspectives.

  • Individual life product experience includes Term, Whole Life (non-par, par, and excess interest), Universal Life, Variable Universal Life, and COLI as well as a variety of riders. His health experience spans self insured plans, large group, small group, association group (MEWAs), health savings accounts (HSAs), work-site (voluntary), and critical illness type limited benefit products.
  • His project background includes experience analysis, product development, cash flow testing, budgeting, loss reserving, U.S. GAAP, mergers and acquisitions (appraisals and due diligence), bancassurance (product development and strategic analysis), financial process re-engineering, distribution channel analysis, and demutualization.



  • MillimanMilliman
    Robert Dobson
    Principal, Consulting Actuary
    Phone: 813-282-9262
    Fax: 813-282-8276
    3000 Bayport Drive, Suite 1050
    Tampa, Florida 33607
    United States

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    Milliman’s Tampa Office provides Health Insurance, Health Care and Employee Benefit Consulting to law firms, insurance companies, hospitals, HMO’s, Blue Cross/Blue Shield plans, employers and government agencies. Our staff is experienced with medical, dental, long-term care, Medicare supplement & critical illness.

    We assist clients nationwide with forensic actuarial work, rate filings, regulatory compliance, reserve projections, valuations, employee benefit analysis and design, mergers and acquisitions, demutualizations, claim cost analysis, and utilization management programs.

    These health care services are used in litigation relating to:

  • Pricing & Underwriting
  • Senior Services
  • Contract Development and Negotiations
  • New Plan Design



  • Robert Hughes Associates, Inc.Robert Hughes Associates, Inc.
    John Oakley
    President
    Phone: (972) 980-0088
    Fax: (972) 233-1548
    508 Twilight Trail, Suite 200
    Richardson, Texas 75080
    United States

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    Robert Hughes Associates, Inc., was founded in 1979 with the goal of providing insureds and self-insureds with an organization that was able to give responsive, innovative and objective counsel regarding their insurance and risk-based needs.

    RHA, Inc., is built upon a foundation of trust, reliability, independence, diversity and objectivity. In simple terms, we work with you in a hands-on manner to bring about the very best solutions to all of your unique and complex insurance and risk-related problems.

    Whether your consulting needs require Insurance, Risk Management or Actuarial Services, we can provide you with the very best solutions from the very best people in the insurance industry. If you are looking for assistance in the areas of insurance company management, specialized insurance programs or insurance-based litigation support services, we have the right people with the right experience for the job

    SERVICES PROVIDED:

    Litigation Support Services:

  • Confidential Consulting
  • Trial Testimony
  • Depositions
  • London Market Research
  • Insurance Archeology

    Actuarial Services:
  • Adequacy of Current Reserves
  • Future Losses, Ultimate Losses and IBNR
  • Cost and Attachment Points for Excess Coverage
  • Current Losses and Loss Expense Reserves
  • Statutory Opinions on Loss Reserves
  • Statutory Rate Filing Requirements
  • Loss Reserving Data Systems and Methodologies
  • Annual Actuarial Valuations
  • Feasibility Studies
  • Experience Modification Analysis
  • Decision Analysis
  • Life Expectancy Models

    Insurance Management:
  • Day to Day Company Management
  • Premium Levels and Loss Patterns
  • Supervision of Third-Party Administrators
  • Statutory Filings
  • Regulatory Correspondence and Inquiries
  • Monthly Financial Reports
  • Loss Reserve Analysis to Predict Losses
  • Actuarial Trending and Development
  • Claims Processing and Payments
  • Adequacy of Claims Reserves

    Custom Insurance Programs:
  • Niche Markets
  • Risk retention Groups
  • Insurance Pools
  • Innovative Business Programs

    Insurance and Risk Management Consulting:
  • Insurance Structure Review
  • Policy Review and Analysis
  • Bid Specifications
  • Financial Analysis of Retentions
  • Claims Reviews
  • Claims Auditing Services
  • Claims Management
  • Claims Handling Procedures



  • VFD Consulting, Inc.VFD Consulting, Inc.
    Vera Dolan
    MSPH, FALU, ELS, Principal
    Phone: (707) 463-3200
    Fax: (707) 463-3209
    601 North State St., Suite 2000
    Ukiah, California 95482
    United States

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    Vera F. Dolan is an Epidemiologist with over 25 years in the Life Insurance and related industries. Her areas of expertise include Life Expectancy Calculations, Life Underwriting Medical History Misrepresentation, Life Underwriting and Risk Assessment Issues, and Impaired Risk Underwriting Assumptions.



    William C. Cutlip ConsultingWilliam C. Cutlip Consulting
    William C. Cutlip
    FSA, MAAA, FCA, CLU, ChFC, CPCU
    Phone: (520) 572-8833
    Fax: (520) 247-6592
    8021 Wildomar Drive
    Tucson, Arizona 85743
    United States

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    Madison Office:
    3048 Woods Edge Way
    Madison, WI 53711
    T: 608-443-0669
    F: (608) 443-0668

    Tucson Office:
    18021 N. Wildomar Drive
    Tucson, AZ 85743
    T: (520) 572-8833
    F: (520) 579-6688
    William C. Cutlip has more than 40 years experience as an Actuary. Prior to consulting, he spent over 30 years in the insurance industry focusing on management and product development. Educated at Massachusetts Institute of Technology and Oklahoma State University, William C. Cutlip specializes in risk evaluation and expert witness work for attorneys, product development for insurance companies, and business consulting.

    Mr. Cutlip was an editor of and the major contributor to The Actuary’s Career Planner. He has served on a wide variety of professional committees for the past 30 years, including chairmanship of the SOA E&E Professional Development Task Force, former editor of The Actuary, and chair of the American Academy of Actuaries General Committee of the Actuarial Standards Board. He currently chairs the SOA Professional Development Committee and has been a frequent presenter at meetings and seminars.

    Areas of Expertise:
  • Expert Witness
  • Forensics
  • Litigation Support
  • Arbitration
  • Insurance Company Consulting
  • Business Consulting

    Memberships & Affiliations:
  • Fellow, Society of Actuaries (FSA)
  • Member, American Academy of Actuaries (MAAA)
  • Fellow, Conference of Consulting Actuaries (FCA)
  • Chartered Life Underwriter (CLU)
  • Chartered Financial Consultant (ChFC)
  • Chartered Property/Casualty Underwriter (CPCU)
  • Member, International Association of Consulting Actuaries



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    The Names Speaks for Itself