Social Security (Law / Disability) Consultants: 2

Healthways Services, is a small clinical practice that offers a wide variety of Health and Human Service programs, which are designed to help individuals and organizations achieve unparalleled successful outcomes. The program is called "Project S.T.O.P. (Self Taking On Prevention)."  Dr. Lowery, educate, counsel, provide hope, empower, and encourage clients/patients while they work toward achieving excellent success. 

Counseling services provided are:

Dr. Christopher A. Lowery, DHSc, CLCP is a Clinical Health & Rehabilitation Consultant with a special interest in helping individuals and organizations on global health issues.  Since 2002, Dr. Lowery work emerged primarily with a global health focus and the passion to counsel, educate, empower and provide hope to individuals and organizations that need outstanding tough results in the delivery and evaluation on medical catastrophic injury cases.

He currently hold the following degrees at University of North Texas, Bachelor of Science in Rehabilitation Studies (07); University of Oklahoma, Master of Arts in Human and Health Administration Services (10); Capital University Law School, Post-Specialty Certificate in Life Care Planning (12); University of Arkansas at Little Rock, Post-Master's Certificate in Rehabilitation Counseling (14); and Nova Southeastern University, Doctor of Health Science in Global Health (16).  

Dr. Lowery primary initiative focuses on the interface of mental health, medical, psychological and psychosocial aspect of disabilities by helping clients/patients understand their individual barriers and enablers, and targeting long term life care planning that should increase health improvements. The two main approaches are cognitive and reality therapy approaches, which will prevent poor health, injury outcomes, and improve good health and enhance quality of life.

**If you have a case that needs Dr. Lowery's expertise, please feel free to give his office a call for a free consultation.

View Christopher Lowery's Expert Witness Profile.

Marguerita M. Cheng, CFP®, CRPC®, RICP®, Chief Executive Officer at Blue Ocean Global Wealth, is a Certified Financial Planning Expert with 18 years of experience. Prior to co-founding Blue Ocean Global Wealth, she was a Financial Advisor at Ameriprise Financial and an Analyst and Editor at Towa Securities in Tokyo, Japan. Ms. Cheng is a past spokesperson for the AARP Financial Freedom Campaign and a regular columnist for Investopedia & Kiplinger. She is a CFP® professional, a Chartered Retirement Planning CounselorSM, a Retirement Income Certified Professional® and a Certified Divorce Financial Analyst. As a Certified Financial Planner Board of Standards (CFP Board) Ambassador, Ms. Cheng helps educate the public, policymakers, and media about the benefits of competent, ethical financial planning. She served on the Financial Planning Association (FPA) National Board of Directors from 2013 – 2015 and is a past president of the Financial Planning Association of the National Capital Area (FPA NCA). 

Marguerita Cheng CNBC Interview on Social Security

Awards and Honors - Ms. Cheng is a recipient of the Ameriprise Financial Presidential Award for Quality of Advice and the prestigious Japanese Monbukagakusho Scholarship. In 2017, she was named the #3 Most Influential Financial Advisor in the Investopedia Top 100, a Woman to Watch by InvestmentNews, and a Top 100 Minority Business Enterprise (MBE®) by the Capital Region Minority Supplier Development Council (CRMSDC).

Litigation Support - Ms. Cheng serves as a Women’s Initiative (WIN) Advocate and subject matter expert for CFP Board, contributing to the development of examination questions for the CFP® Certification Examination. She also volunteers for CFP Board Disciplinary and Ethics Commission (DEC) hearings. Services to attorneys representing plaintiff and defendant include financial due diligence, thorough reporting, depositions, and trial testimony as needed.

Areas of Litigation Expertise: