Life Care Planning Consultants: 9

Vera Dolan is an epidemiologist with over 30 years of experience in the life and health insurance industries. She is one of the leading mortality experts in the life insurance industry. She writes underwriting manuals and policy and procedure manuals for life and health insurance companies.

Vera has testified in both state and federal court, and has been retained in over 200 cases since 2006 for plaintiffs and defense on an equal basis. She is very credible testifying in deposition and on the stand.

* Life expectancies that are personalized and accurate to the standards of the life insurance and life settlement industries. Addresses the cases when life expectancies that are simply taken from a life table or estimated by a doctor, actuary or biostatistician are too long, too short, insufficient or not credible. Addresses the cases when a complete insight into the individual's medical conditions and/or personal history of high-risk behaviors is needed to assist the judge or jury in their decision. This information often decides the case, see article for details.

* Expert in bad faith/wrongful denial of life/health insurance claims.

* Expert in life/health insurance underwriting material misrepresentation.

* Expert in medical risk assessment and underwriting issues.

* Expert in life insurance underwriting policies and procedures.

* Expert in epidemiology. Previous cases include infectious diseases, occupational and environmental exposures, pesticides and tobacco.

* Approved life expectancy expert with the U.S. Department of Justice.

* Active consultant to the life insurance industry conducting cohort mortality studies, and writing underwriting and policy and procedure manuals.

* Over 100 articles published on mortality research and underwriting.

* Friendly, clear, concise, objective and quantitative.

* There is no charge for the initial phone consultation.

* There is no charge for travel time.

• Catastrophic Medical Case Management - Traumatic Brain Injury, Acquired Brain Injury, Spinal Cord Injury, Amputation, Soft Tissue Injury, Chronic Pain, Burns, Cerebral Palsy & Developmental Delay, Chronic Respiratory Conditions, Visual & Hearing Impaired
• Life Care Planning - Comprehensive Record Review and supportive documentation / Case Analysis, Case Summary Chronology, Clinical Interview and History with Patient, Medical-Legal Research, Assessment of Future Medical / Rehabilitation Needs
• Legal Nurse Consulting

Healthways Services, is a small clinical practice that offers a wide variety of Health and Human Service programs, which are designed to help individuals and organizations achieve unparalleled successful outcomes. The program is called "Project S.T.O.P. (Self Taking On Prevention)."  Dr. Lowery, educate, counsel, provide hope, empower, and encourage clients/patients while they work toward achieving excellent success. 

Counseling services provided are:

Dr. Christopher A. Lowery, DHSc, CLCP is a Clinical Health & Rehabilitation Consultant with a special interest in helping individuals and organizations on global health issues.  Since 2002, Dr. Lowery work emerged primarily with a global health focus and the passion to counsel, educate, empower and provide hope to individuals and organizations that need outstanding tough results in the delivery and evaluation on medical catastrophic injury cases.

He currently hold the following degrees at University of North Texas, Bachelor of Science in Rehabilitation Studies (07); University of Oklahoma, Master of Arts in Human and Health Administration Services (10); Capital University Law School, Post-Specialty Certificate in Life Care Planning (12); University of Arkansas at Little Rock, Post-Master's Certificate in Rehabilitation Counseling (14); and Nova Southeastern University, Doctor of Health Science in Global Health (16).  

Dr. Lowery primary initiative focuses on the interface of mental health, medical, psychological and psychosocial aspect of disabilities by helping clients/patients understand their individual barriers and enablers, and targeting long term life care planning that should increase health improvements. The two main approaches are cognitive and reality therapy approaches, which will prevent poor health, injury outcomes, and improve good health and enhance quality of life.

**If you have a case that needs Dr. Lowery's expertise, please feel free to give his office a call for a free consultation.

View Christopher Lowery's Expert Witness Profile.

Cathy Ciolek, DPT, FAPTA, Cathy Ciolek, DPT, FAPTA, President of Living Well With Dementia, LLC, has over 30 years of experience as a Geriatric Physical Therapist. Dr. Ciolek is board certified as a Geriatric Clinical Specialist, a Certified Dementia Practitioner (CDP), and Certified Alzheimer’s Disease and Dementia Care Trainer (CADDCT) by the National Council of Certified Dementia Practitioners. 

Consulting Services: Consultation for individuals, care partners, and facilities to address challenging issues that impact well-being and quality of life for people with dementia.  Examples include:

• People with frequent Falls and developing Falls Assessment Process and Teams
• Behavioral Expressions of Unmet Needs
• Inappropriate Medications and Anti-psychotic Medication Reduction
• Unrecognized Pain
• Alarm Use Reduction
• Culture Change and Change Management

Background Experience: Dr. Ciolek previously served as Regional Director for the Pennsylvania Restraint Reduction Initiative (PARRI), providing education and consultation for issues related to well-being (falls, engagement, medication reduction) to nursing homes throughout the Commonwealth of Pennsylvania via a CMS grant. 

Prior to that, Dr. Ciolek served as assistant professor and director of clinical education for the University of Delaware, Department of Physical Therapy. She has practiced as a physical therapist in outpatient, SNF, home health and CCRC facilities over the course of her career.  She is a former Instructor/ Guest Lecturer/Lab Instructor at multiple universities including: Drexel University, Temple University, AT Still University/Arizona School of Health Sciences, Widener University, and Rocky Mountain University.

Dr. Ciolek speaks and delivers seminars throughout the nation on topics including dementia, exercise for aging adults, falls and fall risk mitigation, and Person-Centered Care. She is also a noted author on geriatric issues with books entitled, “Cognitive Issues in the Older Adult," “Restraint Assessment,” and “The Older Adult With Multiple Comorbidities.”

Geriatric Physical Therapy Thought Leader

• President, Academy of Geriatric Physical Therapy (APTA Geriatrics)
• Past President, Delaware Physical Therapy Association (APTA Delaware)
• American Physical Therapy Association
• APTA Geriatrics
• APTA Delaware 

Awards and Accolades

• Catherine Worthingham Fellow of the American Physical Therapy Association
• Marilyn Moffat Leadership Award (APTA)
• Joe Lucca Service Award (APTA Delaware)
• Lucy Blair Service Award (APTA)
• Joan Mills Award (APTA Geriatrics)
• Clinical Educators Award (APTA Geriatrics)

View Dr. Cathy Ciolek's Expert Witness Profile.

Milliman’s Tampa Office provides a variety of Health Insurance, Health Care services, and Pharma consulting services to law firms, health plans, insurance companies, HMO’s, Blue Cross/Blue Shield plans, hospitals and other providers, employers and government agencies. Stuart Rachlin and other staff are experienced actuaries and related consultants.  

We provide support to our clients with all types of health related services including Medicare Advantage and Prescription Drug plans (MAPD), Part D plans (PDP), ACA plans, medical, dental, long-term care, Medicare supplement & critical illness.

We assist clients nationwide with forensic actuarial work, rate filings, regulatory compliance, reserve projections, valuations, employee benefit analysis and design, mergers and acquisitions, claim cost analysis, and fee schedule analysis.

These health care services are used in litigation relating to:

• Life care planning
• Contract development and fee schedule analysis
• Pricing & Underwriting
• Senior Services
• New benefit plan design

MRK Medical Consultants provides Medical-Legal Evaluations to help legal and insurance professionals reach appropriate conclusions about their client's situations. MRK provides a wide array of medical experts that offer objective review and analysis of personal injuries. Each stage of the process—research to review, analysis to opinion—is addressed in a comprehensive manner in order to help legal and insurance professionals reach appropriate conclusions about their client’s situations. MRK's prestigious list of more than forty consultants are active clinicians and surgeons, who are all board-certified or eligible in one or more specialties. MRK provides physician experts to the entire State of California, the Reno/Lake Tahoe area, and Las Vegas, and we travel to many areas of the United States. Physical therapy, registered nurses, physician assistant, and billing review consultants are available services MRK provides. Our office physicians are available for telephone review of the merits of your case before you decide to proceed.  

Edward W. Younger, III, M.D., Medical Director of MRK Medical Consultants, specializes in Orthopedic Surgery. He has extensive experience in total joint replacement, as well as reconstructive surgery of the knee, hip, and shoulder. He was instrumental in bringing computer navigation technology to his hospital. He served on the orthopedic trauma staff at Mercy San Juan Medical Center in Carmichael, California, for more than fifteen years and was instrumental in bringing computer navigation technology to that institution. He is a member of Alpha Omega Alpha National Honor Society and is a Diplomate of the American Board of Orthopedic Surgery, a member of the American Medical Association, the American Academy of Orthopedic Surgeons, and the California Orthopedic Association.

Dr. Michael R. Klein, Jr., M.D., specializes in Orthopedic Surgery and is a founding member and the first Medical Director of Northern California Orthopedic Centers. He was involved with the development of the orthopedic section of the Level II Trauma Center at Mercy San Juan Medical Center. He served as a clinical professor at the University of California, Davis, Medical Center for more than thirty years. He has been a member of the North American Spine Society since 2009 and was awarded the David O. Selby Award in 2020 for his contributions. He is a fellow of the American College of Surgeons and American Academy of Orthopedic Surgeons, and a member of the American Medical Association and the California Medical Association. He retired from the USAF in 1998 after being on active duty during the Vietnam War, and he was activated for Operation Desert Storm in 1991. 

MRK's Areas of Expertise:

Research & Planning Consultants, LP (RPC) has been assisting clients with expert services for over 45 years, including consulting and expert witness testimony for personal injury, healthcare litigation, commercial litigation and Certificate of Need matters. RPC also offers a wide selection of health data. They have served clients across the U.S, from Alaska to Florida and from New England to California. 

A Complete Team of Damages Experts for Personal Injury Litigation

Research & Planning Consultants, LP provides the following services: 

• PERSONAL INJURY - RPC provides comprehensive damages analysis in personal injury litigation. Their expert team has life care planners, vocational evaluators, board-certified physicians, economists and neuropsychologists. 

Areas of Expertise include: Life Care Plans, Loss of Earning Capacity or Support, Present Value of Damages, Medical Bill Analysis, Chargemaster Analysis, Neuropsychological Testing & Traumatic Brain Injury, Vocational Evaluations, IMEs, Section 18.001, Prestanding ED Chargemaster Analysis

• COMMERCIAL LITIGATION- RPC has provided expert analysis on commercial litigation concerning many industries: chemicals, refining, forestry, waste management, pipelines, water resources, oil and gas EDP, fisheries, agriculture, electrical generating plants, transmission lines, telecommunications, and real estate development. Our special expertise in the healthcare industry has proven valuable to business litigators unfamiliar with this complex industry.

Areas of Expertise: Breach of Contract / Commercial Economic Damages, Construction Disputes, Litigation over Non-Competitive Agreements, Environmental Torts and Toxic Torts, Commercial Disparagement, Wrongful Termination

• HEALTHCARE LITIGATION - RPC offers economic, statistical, data and clinical analysis in a wide range of healthcare litigation. They have experience with payment disputes, qui tam litigation, physician-hospital disputes, practice valuations and construction litigation. 

Areas of Expertise: Qui Tam Healthcare Litigation, Medical Staff Disputes, Professional Liability, Payment Disputes, Health Facility Construction Disputes, Freestanding ED Chargemester Analysis

• CERTIFICATE OF NEED - RPC provides Certificate of Need (CON) planning services nationwide. We have over 35 years of experience developing regulatory strategy, preparing applications and testifying in public and administrative hearings.

Areas of Expertise: Satellite Hospitals, New Hospitals, Relocation and Transfer of Beds, Observation Beds, Geriatric Psychiatric Units, Children’s Hospitals, Comprehensive Inpatient Rehabilitation Units, Neonatal Intensive Care Units, Open Heart Surgery Services, Long Term Acute Care Units, Projects that exceed CON Capital Threshold Limits, Projects for Specifically Listed Services, Programs Requiring CON, Hospices, Senior Living Facilities

Ronald T. Luke, JD, PhD, is a principal consultant and President of RPC, LP. Ron joined RPC in 1976 and became its president and principal owner in 1979. He has consulted on projects for health care providers, managed care plans and public agencies in more than 25 states. He also serves as an expert witness in trials, administrative proceedings and legislative hearings.

Active in the Health Policy Arena, Dr. Luke has been accepted as an expert in Economics, Socioeconomic Impact Analysis, and Policy Analysis by state and federal courts, and state administrative agencies. The types of cases in which he has provided expert testimony include personal injury, contractual disputes, health care payment disputes, construction defects, utility construction permitting, and certificate of need. He has testified on health care matters including market structure, billing fraud and abuse, reasonableness of charges, medical staff credentialing, workers’ compensation fee guidelines, utilization review, physician contracts, and managed care contracts.

Kacy L. Turner, MS, CRC, CVE, CLCP, is a Certified Life Care Planner and Vocational Consultant with RPC. She has over 20 years of experience in Rehabilitation. Ms. Turner has experience writing life care plans for both plaintiff and defense clients. She has experience as a rehabilitation consultant in three states and has been qualified as a testifying expert in state and federal court.  

Ms. Turner has worked on cases in several states as well as the country of Trinidad. To determine the pre-injury and post-injury employability in personal injury cases, she provides vocational testing, transferable skills analysis, job requirements analysis, rehabilitation plans, and definition of reasonable accommodations under the American with Disabilities Act. She is a member of the International Association of Rehabilitation Professionals, the Texas Association of Rehabilitation Professionals and Providers of Services, and Vocational Evaluation and Career Assessment Professionals.

Brian Piper, PhD,  is an Economist with RPC specializing in Quantitative Analysis and Modelling. He works on a variety of cases including personal injury and certificate of need. He is experienced in data extraction, management, simulation, and analysis using STATA, SQL, ARC GIS and a variety of other programs. Dr. Piper has taught graduate classes in statistics and econometrics in both MBA and Ph.D. programs.

Dr. Piper is an experienced expert, providing testimony, reports, and affidavits on the issues of economic damages in personal injury litigation, healthcare litigation, False Claims Act litigation, and other commercial litigation. He has testified on behalf of plaintiffs and defendants. 

Dr. Piper specializes in the economics of healthcare. He has been retained by healthcare providers and insurers in payment disputes. He has analyzed the reasonableness of charges and expected payment for past and future medical services for providers, insurers, plaintiffs, and defendants. Besides work in litigation, Dr. Piper has provided analysis of Certificate of Need applications and the economic impacts of proposed legislation.

• Neurological Injuries (Brain and Spinal Cord Injury)
• Burns
• Orthopedic Injures
• Amputation
• Chronic Pain
• Post Traumatic Stress Disorder

• Expert Testimony
• Life Care Planning
• Mini/Preliminary Life Care Plan
• Video Services
• Medical Record Review
• RN Independent Medical Exam
• Medicare Set Aside Trust Analysis
• Medical Bill Auditing
• Questions: Deposition Cross Examining

Stokes & Associates specializes in Life Care Planning and Vocational Rehabilitation. Our team has a combined experience of over 20,000 case assignment engagements. As a result, they can quickly map out a plan to provide the right level of service for the task. Additionally, their detailed Request for Service interview is conducted before work begins to ensure roles and expectations are determined from the onset of their involvement. 

Areas of Experience:

Aaron M. Wolfson, PhD, LRC, CRC, CLCP, is a Licensed Psychologist, Licensed Rehabilitation Counselor, and Certified Life Care Planner who has testified as an expert witness in both state and federal jurisdictions.

Dr. Wolfson is a New Orleans native who earned his Bachelor’s degree in psychology from Colgate University, as well as a Master’s Degree and Doctoral degree in Psychology from the University of Southern Mississippi. He completed a doctoral internship at the University of Washington, where he also completed a post-doctoral fellowship in Rehabilitation Psychology.

Dr. Wolfson received specialized training at the University of Washington Multidisciplinary Pain Center, as well as multiple inpatient and outpatient physical rehabilitation departments, and has published in the areas of vocational rehabilitation and clinical decision making in rehabilitation populations.

Todd S. Capielano, M.Ed., LRC, CRC, LPC, CLCP, CCM, is a Licensed and Certified Rehabilitation Counselor and Certified Life Care Planner who has practiced in the private sector of Vocational Rehabilitation for over 35 years. He has been in the field of vocational rehabilitation since 1985, specializing in vocational evaluations, labor market research, job placement, and working up future medical care costs for catastrophic and non-catastrophic injuries in life care plans.

Mr. Capielano has been accepted as a vocational expert since 1989 in various courts, including Federal, State, Civil District Courts, and before Administrative Law Judges for Longshore Harbor Workers Compensation Act claims. Additionally, he has served as a vocational expert for the Social Security Administration testifying in thousands of cases since 1992. 

Mr. Capielano is a member of professional organizations, including the International Association of Rehabilitation Professionals, the Louisiana Association of Rehabilitation Professionals, and the American Association of Christian Counselors. He has served as Board Member at Large, President, and Past-President of IARP-LA. He received his Master’s degree in Counseling in 1992 from the University of New Orleans and his Bachelor’s degree in Rehabilitation Counseling from Louisiana State University Medical Center, School of Allied Health Professions in 1986. Mr. Capielano holds national certifications as a Certified Rehabilitation Counselor, Certified Case Manager, and Certified Life Care Planner.

Ashley G. Lastrapes, Ph.D., NCC, CRC, CCM, CLCP, LPC, LRC has over 9 years of experience in private vocational rehabilitation. She earned her Ph.D. in Counselor Education and Supervision from the University of Holy Cross; she holds a Master of Health Science Degree in Rehabilitation Counseling from Louisiana State University Health Sciences Center in 2011; and her Bachelor of Science Degree in psychology from the University of New Orleans in 2009.  Dr. Lastrapes is a Licensed Rehabilitation Counselor and Licensed Professional Counselor, as well as a board approved supervisor in the state of Louisiana. She is also a Licensed Professional Counselor in the state of Texas.  In addition, she holds national certifications as a Certified Counselor, Certified Rehabilitation Counselor, Certified Case Manager, and Certified Life Care Planner. Dr. Lastrapes is also a Vocational Expert with the Social Security Administration, Office of Disability Adjudication and Review.

Dr. Lastrapes currently serves as the secretary of the Louisiana Licensed Professional Vocational Rehabilitation Counselors Board of Examiners. Dr. Lastrapes is a member of the International Association of Rehabilitation Professionals and served as a Board Member for the Louisiana chapter from 2014 to 2017. 

Dr. Lastrapes specializes in vocational rehabilitation assessment, testing, labor market research, wage and earning capacity analysis, worker’s compensation policy and procedure, case management, life care planning, and career and adjustment counseling. Aside from her work in private rehabilitation, Dr. Lastrapes also has experience providing individual and family therapy to individuals with behavioral, mental health, and substance abuse issues.

Brandy E. Bradley, MHS, CRC, LRC, CLCP is a Licensed and Certified Rehabilitation Counselor who has over 15 years of experience in private rehabilitation.  She earned her Bachelor of Science Degree in Psychology from Louisiana State University in 1997 and her Master of Health Science Degree in Rehabilitation Counseling from Louisiana State University Health Sciences Center in 1999. She also holds national certification as a Certified Life Care Planner. 

Brandy is a member of the International Association of Rehabilitation Professionals (IARP) and currently serves as President of the Louisiana Chapter. Brandy is also qualified as a Vocational Expert with the Social Security Administration, Office of Disability Adjudication and Review.

Brandy’s areas of expertise include vocational rehabilitation assessment, testing, labor market research, wage and earning capacity analysis, life care planning, and counseling. Aside from her work in private rehabilitation, Brandy also has years of experience providing individual and family therapy to individuals and families with behavioral, mental health, and substance use issues.

Elizabeth Peralta, M.Ed., LRC, CRC, CLCP is a Vocational Rehabilitation Specialist, Life Care Plan Specialist, and Director of Case Management.  She earned her Bachelor of Arts Degree in Psychology from Southeastern Louisiana University in 2005 and her Master of Education in Counseling from Southeastern Louisiana University in 2010. 

Elizabeth is a Licensed Rehabilitation Counselor through the LLPVRC Board of Examiners and is a Certified Rehabilitation Counselor and a Certified Life Care Planner.   

Elizabeth’s areas of expertise include assessing future medical needs and life care planning, vocational assessment, wage and earning capacity analysis, and labor market research.

View Stokes & Associates' Consulting Profile.