MCS Associates is a nationally recognized consulting group that has provided financial, operations and regulatory/compliance consulting services nationwide to financial institutions, insurance companies and regulatory agencies as well as real estate and financial services organizations for over 30 years.

Expert Witness and Litigation Consulting are a primary focus of our services. We undertake expert witness assignments throughout the United States and our clients include several hundred leading law firms around the country, working on behalf of both plaintiff and defendant financial institutions, borrowers, depositors, investors, developers, insurance companies and their insured, securities/insurance/real estate brokers/agents, regulators and government agencies, and individuals.

Together with MCS Associates’ specialized resources in banking, financial services and real estate, we also draw on key strategic alliances in insurance, economics, academia and the securities industry to meet a wide range of expert witness needs. Our litigation experts include experienced bankers, lenders, consultants, regulators, managers, brokers & agents in insurance, real estate, and securities; insurance claims and underwriting managers; economists, accountants, appraisers, real estate analysts, and academics.

Areas of Expertise Include:

Banking Operations/Administration

Check Fraud

Lending Policies, Custom and Practice

Loan Underwriting & Credit Administration

Sub Prime Loan Originations, Underwriting, Securitizations & Servicing

Bankruptcy, Foreclosures and Workouts

Trust & Fiduciary Issues / Operations

Securities Brokerage & Investments

Valuations & Damages Analysis

Forensic Accounting

Employment / Compensation

Real Estate Brokerage & Management

Title Insurance & Escrow

Real Estate Appraisal & Transactions

Insurance Industry Custom & Practice

Insurance Coverages / Claims Handling

Insurance Bad Faith

Edward A. Cramer is an award winning Owner/Broker of Realty in San Diego, actively managing thousands of transactions for over 27 years. He has had 40 years combined background in Management, Administrative and Sales. He holds a B.A. from UCLA and a Master of Science Education from Pepperdine University. He is currently a Graduate Faculty Member for the California Association of REALTORS and has previously taught Real Estate Practice at the University of California at San Diego.

Mr. Cramer has been certified as an Expert Witness in real estate matters in San Diego Superior Courts since 1983. He has 20 years experience as a litigation consultant/expert witness in over 400 cases. Mr. Cramer has given extensive balanced (plt/def) pretrial assistance and expert trial testimony in Federal, Superior, Municipal, Arbitration and Department of Real Estate Administrative courts and hearings for sixteen years.

Our firm specializes in Real Estate Law. We represent and help individuals and investors throughout the legal closing procedures, from due diligence stage until closing as per the constitution of Costa Rican Corporations to own property. We are also authorized representative for Stewart Title providing title insurance and escrow services in Costa Rica.

Please feel free to address any legal questions you may have regarding purchasing property in Costa Rica.

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