Eric Risberg is a Commercial Real Estate Expert Witness with nationwide experience and a strong emphasis on California real estate. He has been advising clients on commercial real estate matters since 1993. Mr. Risberg is the founder of Advanced Appraisal International, Inc., based in San Francisco, California. Earlier in his career, he provided commercial real estate appraisal services to American Appraisal Associates, the world’s largest independent valuation firm. Mr. Risberg has appraised property for more than 400 clients, including over 20 Fortune 500 companies in over 30 states.

Noteworthy projects include participation in the valuation of more than 200 investment-grade properties for a major U.S. Life Insurance Company, more than 50 hotel valuations for Marriott International, nationwide retail property portfolio valuations for Copley Real Estate Advisors, and the appraisal of high-rise office buildings in Los Angeles, Chicago and San Francisco.

Mr. Risberg has been hired as an Expert Witness on many occasions and has testified at trials for a number of cases. His expertise is called upon to value complex properties and advise clients on real property matters. Consulting Services are also provided in mediations, arbitrations or other Alternative Dispute Resolution (ADR) settings such as JAMS or the American Arbitration Association to resolve matters that are not expected to go to trial.

Areas of Expertise:

Changes in Market Conditions

Construction Defect Litigation

Forensic Valuations

Land Value Disputes

Real Estate Broker Standard of Care

Ground Leases

Residential Properties

Landlord-Tenant Disputes

Physical Damage Claims to Real Estate Due to a Variety of Natural or Man-Made Causes

Land Use and Zoning Issues

Lease-Option Arbitrations

Divorce Cases

MCS Associates is a nationally recognized consulting group that has provided financial, operations and regulatory/compliance consulting services nationwide to financial institutions, insurance companies and regulatory agencies as well as real estate and financial services organizations for over 30 years.

Expert Witness and Litigation Consulting are a primary focus of our services. We undertake expert witness assignments throughout the United States and our clients include several hundred leading law firms around the country, working on behalf of both plaintiff and defendant financial institutions, borrowers, depositors, investors, developers, insurance companies and their insured, securities/insurance/real estate brokers/agents, regulators and government agencies, and individuals.

Together with MCS Associates’ specialized resources in banking, financial services and real estate, we also draw on key strategic alliances in insurance, economics, academia and the securities industry to meet a wide range of expert witness needs. Our litigation experts include experienced bankers, lenders, consultants, regulators, managers, brokers & agents in insurance, real estate, and securities; insurance claims and underwriting managers; economists, accountants, appraisers, real estate analysts, and academics.

Areas of Expertise Include:

Banking Operations/Administration

Check Fraud

Lending Policies, Custom and Practice

Loan Underwriting & Credit Administration

Sub Prime Loan Originations, Underwriting, Securitizations & Servicing

Bankruptcy, Foreclosures and Workouts

Trust & Fiduciary Issues / Operations

Securities Brokerage & Investments

Valuations & Damages Analysis

Forensic Accounting

Employment / Compensation

Real Estate Brokerage & Management

Title Insurance & Escrow

Real Estate Appraisal & Transactions

Insurance Industry Custom & Practice

Insurance Coverages / Claims Handling

Insurance Bad Faith

PROPERTY MANAGEMENT EXPERT

Depositions: 800+

Mediations & Arbitrations: 100+

Trial Testimony: 80

More than 10,000 properties inspected.

RETAINED BY 250 LAW FIRMS IN 16 STATES

California, Arizona, Nevada, Florida

Texas, Ohio, New Jersey, Colorado

Idaho, Hawaii, South Carolina, Alabama, Washington

North Carolina, Tennessee, Pennsylvania

AREAS OF EXPERTISE

Standard of Care; Custom and Practice

Building & Safety Codes

Fair Housing Practices (FEHA)

Personal Injury (Slip, Trip & Fall)

Premises Liability

Landlord/Tenant

PROPERTY TYPES

Apartments Managed: 25,000+

Homeowners Associations Units Managed: 100,000+

Commercial Buildings Managed: 1,250,000 sq.'

Shopping Centers

Mobile Home Parks

Hotels & Motels: 850+ Rooms

Parking lots and Parking Structures: Personal Injury; Snow & Ice

John Busey Wood focuses his practice on Commercial and Retail Leasing and Construction Real Estate. He advises public and private companies on Real Estate Acquisitions, Facilities Management and Standardization, Construction and Development, Brokerage Law, Commercial Leasing, Commercial Property Management, and Litigation. Mr. Wood has represented owners in the design and negotiation of commercial leases covering in excess of 50 million square feet of retail, office, and mixed-use space projects for thirty years and in 1998 structured and closed the largest lease of an existing commercial building in the history of New York City exceeding 2 Million square feet.

His extensive national experience in developable land, improved property acquisitions, large scale retail and office developments, large project "fast-track" design-build construction, and leasing and management programs have made him an ideal corporate facilities support resource for companies. He is a noted authority on fair market value determinations, lease restructuring and re-negotiations as well as rental escalations, expenses, allocations, auditing, and litigation/dispute resolution.

Mr. Wood was named the "Father of the modern Killer Lease" in 1984 by the Wall Street Journal. His financing, auditing, and computer expertise contributed to his uncovering the largest computer leasing fraud in the United States. Mr. Wood is a member of the American Arbitration Association Commercial Neutral Panel.

Profile: 43+ yrs experience in financial, mortgage & business institutions including 17+ President, CEO & Director & 6+ director of a mortgage company. 15+ years of leadership/ directorships in national & state trade associations. Over 375 federal & state nationwide cases i for FDIC, FannieMae, financial institutions, mortgage companies, businesses, non-banks, individuals. Services provided: consulting, depositions, reports, affidavits & court testimonies.

Expertise: Financial Institutions, Mortgage Institutions, Business, Real Estate. Loans (mortgage,construction, real estate, business, SBA, international, consumer, etc.); Operations; Fraud; Check ops; EFT; Lender Liability; Policy & Procedures; Fiduciary Duties, D & O conduct, Other. Reports, depositions & court testimony in Federal, Bankruptcy & state courts.

375+ nationwide cases working both for defendants and plaintiffs.

16+ years of in-house, industry, and outside expert witness experience.

75+ depositions taken and 35+ court appearances in both Federal and state courts.

Clients: FannieMae, FDIC, ABN AMRO Mortgage, Viacom, Wells Fargo Bank, State of CA, Bank of America, Amex, Citicorp Mortgage, Washington Mutual, Viacom, Bank One, Long Beach Mortgage, EMC Mortgage, JPMorganChase Bank, PacifiCare, Beal Bank, Avnet, Fidelity Title & First American Title

Approximately 40% of cases are for financial institutions, 40% against financial institution and 20% are other.

Serving clients nationally— 50% plaintiffs and 50% defendants.

Resume, fee information and references provided on request.

Offices:
150 Allen Road, Suite 100 Liberty Corner, NJ 07938	8 Kate's Lane Boxford, MA 01921

Profile: J. Michael Feeks, one of the founders of Bank Experts Group, provides litigation support and expert witness services to law firms in banking-related matters. He has handled approximately 60 cases as an expert and has provided court-room and/or deposition testimony in more than 15 of these matters.

Expertise: Mr. Feeks has served as an expert in cases involving:

• Commercial and Real Estate Lending
• Loan Approval, Workout and Administration
• Business and Consumer Banking Operations
• Management Policies, Practices and Procedures
• Regulatory Compliance
• Bankruptcies and Frauds

Law Firms Served, include: Bailey Kennedy, Cahill Gordon & Reindel, Elliott Reihner Siedzikowski & Egan, Hoagland Longo Moran Dunst & Doukas, Margolis Edelstein, McCarter & English, Scarinci & Hollenbeck, Schenck Price Smith & King, Shearman & Sterling, Shipman & Wright, Windels Marx Lane & Mittendorf.

Background: 35+ years banking experience. Served major bank in business lending, branch operations and management. Served community banks as president, director and other senior positions. MBA – New York University. Graduate – Manhattan College and Stonier Graduate School of Banking.

Bank Experts Group is a consulting firm that provides litigation support in banking-related matters and specialized assistance to banks and other financial institutions. The principals are experienced former bankers, regulators and educators with extensive experience in bank management.

View Consulting Profile.

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Randall Bell, MAI is a co-founder of Bell Anderson & Sanders LLC which specializes in Real Estate Damage Economics. By utilizing advanced valuation methodologies, they are able to determine what impact, if any, that a detrimental condition has on property values. Their clients include government agencies, oil, insurance and utility companies, corporations, developers, lenders and property owners.

Mr. Bell specializes in environmental contamination, natural disasters, construction defects, complex real estate disputes, crime stigma and other detrimental conditions. As an Expert Witness and Strategic Consultant, Mr. Bell can determine the merits of a claim. His experience and research includes the World Trade Center, Hurricane Katrina, Bikini Atoll Nuclear Test Sites, Chernobyl, Hiroshima, the Oklahoma City Bombing, Mt. St. Helen’s Volcano, the Manoa Hawaii Landslides and many others.

Mr. Bell has a MBA from UCLA and is the author of the book "Real Estate Damages" published by the Appraisal Institute. His career has been profiled by the Wall Street Journal, People Magazine, CNN, ABC's 20/20 and more.

BTI Appraisal is a broad-based appraisal company which provides a consistently high level of Real Estate Appraisals, Business Valuations, and Machinery and Equipment Appraisals for Business, Professional, Public and Private Sectors.

When you choose BTI Appraisal, you benefit from a strong tradition of experience and accuracy. A corporate philosophy stressing efficiency and attentive service has made us a leader among independent appraisers. We are proud of our reputation for stability, responsiveness, and accomplishment in and out of the courtroom.

At BTI, our seasoned staff of success oriented professionals treats each assignment with precise attention to detail, providing needed research and responsive service on a wide range of appraisal needs.

Expert Profile: BTI’s Founder and Chairman, Ben F. Tunnell III, has headed the firm since 1974. Previously, he spent eight years with First Interstate Bank of California as vice president at their corporate headquarters in Los Angeles. He served on the board of arbitrators for both the American Arbitration Association and the Better Business Bureau. He has also been a Registered Investment Advisor and Broker/Dealer with the Securities and Exchange Commission and a licensed, California Real Estate Broker.

Mr. Tunnell is an ASA, the senior designation of the American Society of Appraisers, and a California Certified General Real Estate Appraiser #AG-6964. He has qualified and testified in Federal and Superior Courts, as well as in arbitration proceedings as an expert witness in business valuations, real estate, and machinery and equipment appraisals.

Charles A. Budnick, PLS has over 43 years of experience as a licensed Land Surveyor. Mr. Budnick has over 30 years of experience as an Expert Witness and Consultant to forensic consultants and the legal profession. His services have been requested by both the public and private sector.

Area of Expertise:

Accident Site Mapping / Issues (Trip & Fall, etc.) Land Mapping Land Surveying Site Assessment Site Planning Boundary Disputes Adverse Possession Right of Way and Easement Disputes Right of Way Taking Issues

Construction Lay-Out Claims Earthwork Volume Issues Drainage Issues Wetland Encroachment & Flood Plain Filling Issues Land Development Issues Septic Systems Soils Wetlands

Edward A. Cramer is an award winning Owner/Broker of Realty in San Diego, actively managing thousands of transactions for over 27 years. He has had 40 years combined background in Management, Administrative and Sales. He holds a B.A. from UCLA and a Master of Science Education from Pepperdine University. He is currently a Graduate Faculty Member for the California Association of REALTORS and has previously taught Real Estate Practice at the University of California at San Diego.

Mr. Cramer has been certified as an Expert Witness in real estate matters in San Diego Superior Courts since 1983. He has 20 years experience as a litigation consultant/expert witness in over 400 cases. Mr. Cramer has given extensive balanced (plt/def) pretrial assistance and expert trial testimony in Federal, Superior, Municipal, Arbitration and Department of Real Estate Administrative courts and hearings for sixteen years.