MCS Associates is a nationally recognized consulting group that has provided financial, operations and regulatory/compliance consulting services nationwide to financial institutions, insurance companies and regulatory agencies as well as real estate and financial services organizations for over 30 years.

Expert Witness and Litigation Consulting are a primary focus of our services. We undertake expert witness assignments throughout the United States and our clients include several hundred leading law firms around the country, working on behalf of both plaintiff and defendant financial institutions, borrowers, depositors, investors, developers, insurance companies and their insured, securities/insurance/real estate brokers/agents, regulators and government agencies, and individuals.

Together with MCS Associates’ specialized resources in banking, financial services and real estate, we also draw on key strategic alliances in insurance, economics, academia and the securities industry to meet a wide range of expert witness needs. Our litigation experts include experienced bankers, lenders, consultants, regulators, managers, brokers & agents in insurance, real estate, and securities; insurance claims and underwriting managers; economists, accountants, appraisers, real estate analysts, and academics.

Areas of Expertise Include:

Banking Operations/Administration

Check Fraud

Lending Policies, Custom and Practice

Loan Underwriting & Credit Administration

Sub Prime Loan Originations, Underwriting, Securitizations & Servicing

Bankruptcy, Foreclosures and Workouts

Trust & Fiduciary Issues / Operations

Securities Brokerage & Investments

Valuations & Damages Analysis

Forensic Accounting

Employment / Compensation

Real Estate Brokerage & Management

Title Insurance & Escrow

Real Estate Appraisal & Transactions

Insurance Industry Custom & Practice

Insurance Coverages / Claims Handling

Insurance Bad Faith

With 33 years of experience working for several major insurance carriers, Paul F. Amoruso is uniquely qualified to assist you on insurance related matters on local or national issues. If you are an insurance company, insured, or law firm and need an independent review of an insurance issue regarding litigation, operations, practices or procedures, he is available to assist.

Mr. Amoruso has served as an Expert Witness in both State and Federal court. Having worked in all operation areas of the insurance industry he is able to testify to the generally observed and accepted industry practices.

Areas of Expertise:

Insurance Customs and Practices

Company Policies

Management Involvement

Proper Staffing

Coverage Denial

Agency and Insurance Company Relationships

Case Evaluation

Reserve Policies

Workers Compensation

Liability Personal or Commercial

Commercial and Personal Property Losses

Authority Level

Industry Ethics and Norms

Bad Faith

Claims Handling Practices

Insurance Company Operations

BTI Appraisal is a broad-based appraisal company which provides a consistently high level of Real Estate Appraisals, Business Valuations, and Machinery and Equipment Appraisals for Business, Professional, Public and Private Sectors.

When you choose BTI Appraisal, you benefit from a strong tradition of experience and accuracy. A corporate philosophy stressing efficiency and attentive service has made us a leader among independent appraisers. We are proud of our reputation for stability, responsiveness, and accomplishment in and out of the courtroom.

At BTI, our seasoned staff of success oriented professionals treats each assignment with precise attention to detail, providing needed research and responsive service on a wide range of appraisal needs.

Expert Profile: BTI’s Founder and Chairman, Ben F. Tunnell III, has headed the firm since 1974. Previously, he spent eight years with First Interstate Bank of California as vice president at their corporate headquarters in Los Angeles. He served on the board of arbitrators for both the American Arbitration Association and the Better Business Bureau. He has also been a Registered Investment Advisor and Broker/Dealer with the Securities and Exchange Commission and a licensed, California Real Estate Broker.

Mr. Tunnell is an ASA, the senior designation of the American Society of Appraisers, and a California Certified General Real Estate Appraiser #AG-6964. He has qualified and testified in Federal and Superior Courts, as well as in arbitration proceedings as an expert witness in business valuations, real estate, and machinery and equipment appraisals.

Burl Daniel, CPCU, CIC, CRM entered the Insurance Industry in 1973 and was an Insurance Agency Principal for twenty three years. He is retained as a Property and Casualty Insurance Expert Witness by defense and plaintiff counsel. His career includes broad expertise across all lines of Property and Casualty insurance. Burl Daniel Associates is well-known in the legal community for responsiveness to attorney inquiries, depth of insurance knowledge and attention to detail. Their methodical case analysis, independent research and concise presentation of opinions results in credibility with juries and the courts. Representative industries include clients in Construction, Energy, Transportation, Manufacturing, Technology, Financial Institutions, Non-Profits, and Import/Export.

Mr. Daniel has the requisite knowledge to render opinions in the following areas of expertise:

Insurance Coverage Expert Insurance Agent (Broker) Error & Omission Insurance Bad Faith Commercial Auto Insurance Workers Compensation Commercial General Liability Insurance Product Liability Insurance Commercial Umbrella Excess & Surplus Lines Insurance Personal Auto and Umbrella Professional Liability (Errors & Omissions)

Claims Made Insurance Directors & Officers Liability Insurance Employment Practices Liability Property Insurance Expert Boiler & Machinery / Equipment Breakdown Business Interruption / Business Income Flood Insurance Inland & Ocean Marine Insurance Crime Insurance / Fidelity Bonds Reinsurance Claims Handling Custom & Practice

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Donald J. Brayer is a Chartered Property Casualty Underwriter (CPCU), a Registered Professional Liability Underwriter (RPLU), an Associate in Claims, an Associate in Reinsurance (ARe), a Construction Risk Insurance Specialist (CRIS) and a Management Liability Insurance Specialist (MLIS). He also has an MBA in management and finance. Mr. Brayer has served as a litigation consultant, expert witness and arbitrator. He has served both plaintiffs and defendants addressing the activities of insurers and agent/brokers.

Areas of Expertise:

Underwriting

Risk evaluation

Agents & Brokers Duties

Managing General Agents

Policy design and interpretation

Application design

Custom and Practice

Pricing

Program underwriting

Reinsurance

Portfolio transfers

Claims

Investigation

Search for coverage

Evaluation

Communication with policyholders

Communication with reinsurers

Settlement

Auditing

Mr. Evans has over 45 YEARS EXPERIENCE as a claims adjuster, licensed in three states and qualified in state and federal courts. Expert in Good Faith / Bad faith, Standards and Practices and Industry Standards of Care. Specialities and services include:

Property/Casualty, construction defect

Fire/Water

Uninsured/Under-insured motorist

Warehouse and cargo claims

Litigation support, case Review and evaluation

Claims consultation, coverage review and evaluations.

Insurance Expert Network, LLC (IEN) is a network which includes over 200 highly qualified, reliable Insurance Experts with Litigation Management, Insurance Industry, and Expert Witness experience. Staffed by Insurance Industry Professionals, they easily discern requisite skills necessary to properly and fully support the Client. IEN is the only referral service providing insurance experts exclusively.

IEN provides experts for both plaintiffs and defendants

The experts in IEN are dedicated to their critical role in litigation, whether it be educating counsel on nuances of insurance, assisting attorneys in determining the merit of a case, testing potential evidence or testifying in a deposition or trial.

IEN provides in-depth knowledge of the Insurance Industry and maintains a listing of over 120 Specialized Insurance Areas. The following is a sample of these areas:

Actuary Automobile Insurance Bad Faith Binders Business Interruption Captives Construction Defects Credit Insurance Directors & Officers Excess & Surplus Lines Fidelity Fraud General Liability

Insurance Accounting Insurance Business Processes Life & Health Insurance Marine Insurance Misrepresentation Producer Errors & Omissions Producer Standards & Practices Production Development Professional Liability Property Insurance Regulatory Compliance Reinsurance Surety Workers Compensation

View the Complete List of Specialized Insurance Areas

The IEN Advantage:

1. There is no charge for referrals.
2. Generally, a nationwide search and subsequent referral can be completed within 48 hours.
3. To assist the attorney with the selection process, IEN provides a case-specific statement of qualification from each potential expert.
4. IEN personnel are highly experienced and knowledgeable about insurance.

Jim Leatzow has 36 years of "hands-on" practical, property / casualty insurance agency experience. Leatzow has literally worn "every hat there is to wear in the P/C insurance business.

He provides expert & arbitration services nationally & internationally with no charge for travel time. He is articulate, efficient & equally comfortable within the U.S. & in foreign venues.

His experience includes:

36 years of insurance industry experience

30 years as a national, property/casualty insurance agency owner

26 years as a national, property/casualty Managing-Underwriting General Agent MGA

21 years as a national, Third Party Administrator (TPA) insurance/construction claim handler

16 years as an active Reinsurance Company officer

Certified insurance & reinsurance arbitrator (U.S. / U.K. / Bermuda)

Certified commercial arbitrator globally (Chartered Institute of Arbitrators U.K.)

Licensed nation-wide for 25 years until 2005 (agency sold)

Recognized for the quality of his Rule 26 Reports on complex cases

History of representing both plaintiff & defense

No charge for travel time "coast to coast"

Leatzow's specialties include:

Agent-Broker-Agency-MGA standard of care / Bad Faith / Broker E&O Claims / Coverage / Insurance placement / Agent - Broker custom & practice / Surety / Professional Liability / Adjudicating construction industry E&O claims / E&O / D&O / Claims-made coverage / Fronting / Claims-made trigger / Surplus Lines coverage / "Program" business / Underwriting / Licensing / Claims handling standard of care / Property / General Liability / Premises Liability / Products Liability / Off-shore placements / Arbitration

Brian E. Gagan has over 45 years of experience in Insurance Underwriting, Marketing, Brokerage and Consulting for corporations and government.

His Consultation and Expert Witness Services are in the area of Insurance Litigation, including broker/agent standard of care, coverage interpretation (property and casualty coverages), construction defect, disputed premiums (dividends and retrospective rating adjustments), duty to defend, lost policies, and rescission due to misrepresentation.

Mr. Gagan has served as an Expert Witness in over 50 cases on property and casualty insurance matters, with deposition and trial experience for plaintiff and defense.

Expertise:

Property Insurance

Crime Insurance

Liability Insurance

Professional Liability Insurance

Miscellaneous Insurance

Workers' Compensation

Florida Office: 8633 Willow Kane Court Orlando, FL 32825 T: (407) 445-0825 F: (407) 445-0821

Houston Office: 11200 Westheimer, Suite 900 Houston, TX 77042 T: (713) 334-7530 F: (713) 972-1375

Long International provides Expert claims analysis, dispute resolution, and project management services to the Process Plant Engineering and Construction industry worldwide. Our primary focus is on petroleum refining, petrochemical, chemical, oil and gas production, mining/mineral processing, power, cogeneration, and other process plant and industrial projects. We also have extensive experience in hospital, commercial and industrial building, pipeline, wastewater, highway and transit, heavy civil, microchip manufacturing, and airport projects.

Richard J. Long, PE, Founder and Chief Executive Officer of Long International has over 36 years of U.S. and international consulting experience involving construction contract disputes analysis and resolution, arbitration/litigation support and expert testimony, project management, engineering / construction management, cost and schedule control, and process engineering.

As an internationally recognized expert in the analysis and resolution of complex construction disputes for over 23 years, Mr. Long has served as the lead expert on over 300 projects having claims ranging in size from $100,000 US to over $1 billion US.

Andrew Avalon, PE, PSP is President of Long International and has over 23 years of engineering, construction management and claims consulting experience. He is an expert in the preparation and evaluation of construction claims, business interruption claims, schedule delay analysis, arbitration/litigation support and dispute resolution. He has prepared more than thirty CPM schedule analyses, written expert witness reports, and supported attorneys in depositions, cross-examinations, mediations and settlement negotiations.

W. Tom Thweatt is a Principal with Long International and has over 35 years of engineering, construction, and management consulting experience. He has extensive experience in major U.S. and international refining, chemical, petrochemical, pipeline, infrastructure and thermal / hydroelectric power generation projects ranging from $40 million to $1.8 billion. He has worked extensively in projects that were executed by multi-national joint ventures on both the owner’s and the contractor’s sides. Mr. Thweatt has served on Joint Venture and Consortium Executive Committees and has participated directly in claims negotiations and settlement agreements in excess of $100 million.