MCS Associates is a nationally recognized consulting group that has provided financial, operations and regulatory/compliance consulting services nationwide to financial institutions, insurance companies and regulatory agencies as well as real estate and financial services organizations for over 30 years.

Expert Witness and Litigation Consulting are a primary focus of our services. We undertake expert witness assignments throughout the United States and our clients include several hundred leading law firms around the country, working on behalf of both plaintiff and defendant financial institutions, borrowers, depositors, investors, developers, insurance companies and their insured, securities/insurance/real estate brokers/agents, regulators and government agencies, and individuals.

Together with MCS Associates’ specialized resources in banking, financial services and real estate, we also draw on key strategic alliances in insurance, economics, academia and the securities industry to meet a wide range of expert witness needs. Our litigation experts include experienced bankers, lenders, consultants, regulators, managers, brokers & agents in insurance, real estate, and securities; insurance claims and underwriting managers; economists, accountants, appraisers, real estate analysts, and academics.

Areas of Expertise Include:

Banking Operations/Administration

Check Fraud

Lending Policies, Custom and Practice

Loan Underwriting & Credit Administration

Sub Prime Loan Originations, Underwriting, Securitizations & Servicing

Bankruptcy, Foreclosures and Workouts

Trust & Fiduciary Issues / Operations

Securities Brokerage & Investments

Valuations & Damages Analysis

Forensic Accounting

Employment / Compensation

Real Estate Brokerage & Management

Title Insurance & Escrow

Real Estate Appraisal & Transactions

Insurance Industry Custom & Practice

Insurance Coverages / Claims Handling

Insurance Bad Faith

Allan Windt specializes in the areas of Insurance Coverage, Duty to Settle and Bad Faith. In over 30 years in the insurance business, he has handled more than 10,000 claims for more than 70 insurance companies and hundreds of insureds in all 50 states. Mr. Windt has served as an expert witness in dozens of states.

He is the author of Insurance Claims & Disputes, Representation of Insurers and Insureds, West, 1982 first edition, 1988 second edition, 1996 third edition, 2001 fourth edition, and 2007 fifth edition. Mr. Windt's books have been cited as authoritative by more than 300 courts throughout the country.

With 33 years of experience working for several major insurance carriers, Paul F. Amoruso is uniquely qualified to assist you on insurance related matters on local or national issues. If you are an insurance company, insured, or law firm and need an independent review of an insurance issue regarding litigation, operations, practices or procedures, he is available to assist.

Mr. Amoruso has served as an Expert Witness in both State and Federal court. Having worked in all operation areas of the insurance industry he is able to testify to the generally observed and accepted industry practices.

Areas of Expertise:

Insurance Customs and Practices

Company Policies

Management Involvement

Proper Staffing

Coverage Denial

Agency and Insurance Company Relationships

Case Evaluation

Reserve Policies

Workers Compensation

Liability Personal or Commercial

Commercial and Personal Property Losses

Authority Level

Industry Ethics and Norms

Bad Faith

Claims Handling Practices

Insurance Company Operations

Andrew J. Barile, CPCU, CEO of Andrew Barile Consulting Corporation, Inc., has over 40 years of experience in the Property Casualty Insurance and Reinsurance Industry. He is the co-founder of the first publicly held Bermuda reinsurer and is on the board of both domestic and offshore insurance companies. Mr. Barile has an MBA from Stern’s (NYU) business school, and has won the AngloAmerican Fellowship to study at Lloyd’s of London, with his thesis on the captive insurance company.

Qualifications: Mr. Barile's insurance expertise expands the entire insurance distribution system. He has either owned or has been employed by the following types of insurance firms:

• Wholesale insurance broker/excess and surplus lines
• Managing General Agency on behalf of both admitted and non-admitted insurance companies
• Admitted and non-admitted insurers
• Reinsurance Intermediary
• Direct-Writing Reinsurer
• Broker Market Reinsurer
• Bermuda Reinsurer
• Captive Insurer
• Reinsurance Arbitrator/Umpire
• Independent Director, Domestic and Offshore Insurance Companies

Expertise Offered to Law Firms:

• Insurance and Reinsurance Expert Witness and Arbitrator
• Errors and Omissions Litigation Services
• Reinsurance Analysis & Underwriting
• Insurance Underwriting and Claims Analysis
• Finite Risk Reinsurance Disputes & Agreements
• Insurance Agency Agreements and Mergers and acquisitions disputes
• Treaty Reinsurance issues
• Captive Formation for Agents/Carriers/Corporations
• Captive Feasibility Studies
• Fronts \ Fronting and Reinsurance for Captives
• Capital Raising for Captives
• Insurance Distribution System - Insurance to Retail Insurance Broker to Excess and Surplus Lines Broker to Managing General Agency to Insurance Carrier to Reinsurance Broker to Reinsurance Company to Lloyd's Broker to Lloyd's Syndicate to Bermuda Retrocessionair

View Consulting Profile.

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Arthur J. Levine, Ph.D., J.D., CPCU, ARM has over 35 years of of combined experience as a Business Insurance Underwriter, Risk Management Consultant, Attorney, Litigation Consultant and Expert Witness. His areas of expertise include Workers Compensation Insurance Premium, Rates, Classifications, Experience Modifications, Audits and related matters. He has a Ph.D., J.D., (practicing attorney), is a Chartered Property Casualty Underwriter and an Associate in Risk Management.

Dr. Levine is currently Independent Counsel to the four Public Members of the Governing Committee of the WCIRB and has been since 2003. As an experienced Testifying Witness and Consultant, he has handled hundreds of Workers Compensation Insurance Premium Cases handled as an attorney, consultant, or expert witness, including many administrative appeals and litigated cases. Dr. Levine is a noted author in the field of Insurance.

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Burl Daniel, CPCU, CIC, CRM entered the Insurance Industry in 1973 and was an Insurance Agency Principal for twenty three years. He is retained as a Property and Casualty Insurance Expert Witness by defense and plaintiff counsel. His career includes broad expertise across all lines of Property and Casualty insurance. Burl Daniel Associates is well-known in the legal community for responsiveness to attorney inquiries, depth of insurance knowledge and attention to detail. Their methodical case analysis, independent research and concise presentation of opinions results in credibility with juries and the courts. Representative industries include clients in Construction, Energy, Transportation, Manufacturing, Technology, Financial Institutions, Non-Profits, and Import/Export.

Mr. Daniel has the requisite knowledge to render opinions in the following areas of expertise:

Insurance Coverage Expert Insurance Agent (Broker) Error & Omission Insurance Bad Faith Commercial Auto Insurance Workers Compensation Commercial General Liability Insurance Product Liability Insurance Commercial Umbrella Excess & Surplus Lines Insurance Personal Auto and Umbrella Professional Liability (Errors & Omissions)

Claims Made Insurance Directors & Officers Liability Insurance Employment Practices Liability Property Insurance Expert Boiler & Machinery / Equipment Breakdown Business Interruption / Business Income Flood Insurance Inland & Ocean Marine Insurance Crime Insurance / Fidelity Bonds Reinsurance Claims Handling Custom & Practice

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Profile: Consolidated Consultants company (CCc) provides broad-based Expert Witness and Medical Expert Witness Referrals on a national level. CCc's experienced Professionals cover many fields, professions, and medical, technical and scientific disciplines. Please contact us toll free @ 800-683-9847 for additional information.

Areas of Expertise Include:

Animal Attacks / Bites Accident Reconstruction Aquatic Accidents Architecture Aviation Accidents Biomechanical Injuries Computers Corrections/Jails/Prisons Dentistry Document Examination Economics Elevators Engineering (All types) Escalators Escrow Failure Analysis Banking & Finance Fingerprints Fire & Arson Investigation Firearms

Human Factors Insurance Intellectual Property Ladders Medical Malpractice Issues Legal Malpractice Meteorology/Weather OSHA Physicals Police Issues Premises Liability Product Liability / Defects Railroad Real Estate Recreational Hazards School/Playground Injuries Security Sports Recreation & Safety Toxicology Trial Consulting

Sample Cases: CCc clients have been involved in cases relating to Mass Disasters, Railroad Accidents, Railroad Appraisals, Lockouts, Prison Gangs, Toxic Molds, Fungus and Mildew, Nuclear Plants, Pharmaceuticals, Plastics, Policy Analysis, Power Plants, Oil & Gas Pipelines, Private Placements & Stock Offerings, Psychotropic Agents, Nursing Homes, Hotels, Restaurant Sanitation, Securities and Stock Trading, Records & Electronic Data Recovery, Regulatory Compliance, Residential & Commercial Construction, Resilient Flooring, Retaining Structures & Walls, Reusable Medical Products, RF Devices, RIA Activities, Inssurance Coverage & Risk Management, Industrial Hygiene, Sewer and Sanitation Systems, Ski Lifts & Slope Stability, Various Sports, Stadium Seating and Facilities, Steel Fabrication, Roads and Street Design, and many other areas.

Gerry Katz is an Expert Witness and Disability Insurance Claim Consultant with more than 40 years experience in the disability insurance arena. He helped a major insurance carrier design their entire portfolio of disability insurance products. Mr. Katz is the 1997 recipient of the Harold R. Gordon Memorial Award for the "Health Insurance Industry Person of the Year," granted by the National Association of Health Underwriters.

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Donald F. Behan is a Fellow of the Society of Actuaries. His credentials have been accepted by the Casualty Practice Council of the American Academy of Actuaries. He was the Chief Actuary of Deloitte, heading a group of 100 actuaries, and after retiring from Deloitte was Director of the Actuarial Science program at Georgia State University, the largest U.S. actuarial program. He provides a variety of services related to life expectancy, insurance, and employee benefits.

Donald J. Brayer is a Chartered Property Casualty Underwriter (CPCU), a Registered Professional Liability Underwriter (RPLU), an Associate in Claims, an Associate in Reinsurance (ARe), a Construction Risk Insurance Specialist (CRIS) and a Management Liability Insurance Specialist (MLIS). He also has an MBA in management and finance. Mr. Brayer has served as a litigation consultant, expert witness and arbitrator. He has served both plaintiffs and defendants addressing the activities of insurers and agent/brokers.

Areas of Expertise:

Underwriting

Risk evaluation

Agents & Brokers Duties

Managing General Agents

Policy design and interpretation

Application design

Custom and Practice

Pricing

Program underwriting

Reinsurance

Portfolio transfers

Claims

Investigation

Search for coverage

Evaluation

Communication with policyholders

Communication with reinsurers

Settlement

Auditing