Lindsay Malzone is the Medicare Consultant for MedicareFAQ. She has worked in the Medicare industry since 2017 and is featured in many publications as well as writing Medicare focused columns for other publications.
Ms. Malzone is part of the Medicare Marketing Association, the Medicare Supplement Insurance Professionals group, and the DecisionHealth – Medical Practice & Hospital Group. You can also find her over on Medicare Channel on YouTube and as well as contributing to their Medicare Community on Facebook.
Even with Original Medicare, beneficiaries still have out-of-pocket costs, including coinsurance and deductibles, which can quickly add up. That's why it’s a good idea to purchase supplemental coverage to help with health care expenses. Medicare Advantage and Medigap give beneficiaries two options to fill in the coverage gaps.
Many people are surprised to learn that Original Medicare (Parts A & B) doesn't cover everything. By purchasing a Medicare Supplement (Medigap) plan, you won't have to worry about out-of-pocket costs. Medigap policies "fill in the gaps" for services not covered by Original Medicare, including coinsurance, copays, deductibles, and extended hospital visits. Before signing up for a Medigap plan, you must have Original Medicare.
The Centers for Medicare & Medicaid Services (CMS) have implemented several requirements for Medicare Advantage plans in the year to come. Among the new features of Medicare Advantage plans, the changes aim to help patients and providers stay safe by allowing treatment to happen at home through telehealth.
The Medicare Annual Enrollment Period is from October 15th- December 7th it allows you to change your coverage. Many people don't realize that Medicare Advantage and prescription plans change annually.
Medicare covers many senior care services. Although, there are exceptions, limitations and costs you need to know about. Understanding the coverage Medicare provides will make receiving care easier. When you know what to expect, you can plan accordingly.
It seems to be common knowledge that healthcare in our nation is outrageously expensive. But why is this? In the United States, we see healthcare costs that are nearly double than compared to any other developed nation in the world.
New Medicare Advantage Long Term Care (LTC) benefits are on the way. LTC financing has become a crisis in America. With rising costs, increasing demand, and few resources to help pay for care, seniors and families are feeling the strain.
In the national debate over health insurance, the Affordable Care Act gets the spotlight. However, most Americans don’t get their health insurance on the ACA's exchanges. They have insurance through their employers.
Unlike “Medicare for All,” which would completely overhaul our health insurance system, Medicare at 50 focuses on giving people in their 50s and 60s additional options that will make healthcare more affordable.
Are you currently, or soon to be, eligible for Medicare? Signing up for Medicare, and understanding when to sign up, can be a complicated process. Most importantly, there are some late penalties that baby boomers absolutely need to know about.
If you're a baby boomer who's enrolled in Medicare, then you'll soon be receiving a brand-new redesigned Medicare card in the mail. These new Medicare cards are an important step forward in combatting identity theft, and when you receive your card, you should start using it right away.