Captive Insurance Consultants

Mr. Beringer is the Principal of Beringer & Associates (B&A) and Liability Program Management (LPM). These Firms provide business liability program management, including analysis of current risk exposures involving Labor Code, Safety, and Regulatory exposures, litigation management, Workers' Compensation analysis, analysis of insurance conduct, analysis of risk exposure for self-retentions, and insurance contracts.  

Mr. Beringer, as their Liability Claims Manager, was responsible for various Joint Powers Authority organizations (including ICRMA, BICEP, PERMA, and ERMA). The membership included thirty-eight individual cities in Los Angeles County, Riverside County, and Orange County for administering and resolving their Joint Power program's liabilities. 

He also created litigation controls, risk retention mechanisms, and modified their Memorandums of Coverage for BICEP and ICRMA. Mr. Beringer has also provided talent for successfully overseeing Government Code matters, including dangerous conditions, FEHA/DFEH, excessive force, and Civil Rights violations on behalf of Joint Authorities. 

Responsibilities included significant case handling for exposures more than the client's self-insured retention through various levels of reinsurance in the United States/offshore venues up to and inclusive of $50.0 million in an exposure. Since January 2000, the firm has provided risk analysis, insurance coverage and claim handling analysis, and management services to the insurance, construction, and transportation sectors. He has also been engaged to provide analysis of construction defect exposures, including review of risk exposure coverage; Labor Code exposures, including assisting with the administration of prevailing wage in California; to assist with operational concerns, coordination, risk management, Workers' Compensation underwriting, and executive management.

Mr. Beringer has provided expert/consultant services to plaintiff and defendant counsel in insurance coverage, including EPLI, General Liability, Workers’ Compensation, Professional Liability, Reinsurance, D&O, and property coverage. Areas of expertise include claim handling, damage evaluation (personal injury and property damage), professional adjustment standards (via carrier and TPA), and evaluation of attorney fees in Lodestar and FEHA matters. 

Mr. Beringer started in the insurance industry with the Automobile Club of Southern California in 1969, completing his insurance career in 2000.  

Key Coleman, CPA, CFA, CPCU, ARe is Executive Director and Founder of Litigation Economic & Forensic Consulting Group LLC. While his firm is located in Greater Philadelphia, his practice is nationwide. Mr. Coleman focuses his consulting practice on economic damages analysis in the context of commercial disputes, contract audits and investigations. Mr. Coleman has a specialty in the Insurance and Reinsurance Industry, having worked in or around the industry for over 30 years. Prior to starting his own firm, he spent the bulk of his career in Chicago where he was a partner at a Big Four accounting firm and subsequently held high level positions at other nationally recognized accounting and consulting firms. Prior to his consulting career, he spent more than eight years in the insurance and reinsurance industry. His major investigative work includes having spent 4 years on the then-largest insurance investigation in history.  He is one of the few experts nationwide who holds both the CPA and the CPCU designations; he has significant depth in reinsurance, as well, enabling him to gain the 'big picture' when dealing with insurance and reinsurance issues.  He has performed inspections of MGAs, TPAs, ceding companies, and insureds. An abbreviated list of his investigative and insurance specialties include:

View Key Coleman's Expert Witness Profile.