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4/20/2021· Insurance Coverage Analysis

The Dangers Of Absolute Exclusions, And Why Are Regulators Allowing Them?

By: Frederick Fisher, JD, CCP

The basis for many of the “absolute” exclusions is that the excluded exposure is supposed to be covered under other policies or not at all as to the insured’s conduct. In other words, if you have an E&O policy, insureds should not look to the policy to cover them for typical directors and officers exposures, employment practices liability exposures, or even technology exposures

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12/15/2005· Insurance Coverage Analysis

The World Trade Center Property Insurance Trial: Lessons Learned?

By: Akos Swierkiewicz, CPCU

Had the tragic events on 9/11/01 not occurred, we would have never learned about negligence, mistakes, errors and omissions, inconsistencies, and confusion that plagued the placement and negotiation of the property insurance program for the WTC and brought to light during the WTC trial

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8/19/2004· Underwriting

All Should Use Greater Care Handling Underwriting Information

By: Akos Swierkiewicz, CPCU

One of the tenets of insurance law is that parties to an insurance policy are expected to deal with each other in utmost good faith. Applicants for insurance or their brokers must disclose all relevant underwriting information fully and accurately to prospective insurers

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12/21/2002· Insurance Coverage Analysis

To Rescind Or Not To Rescind?

By: Akos Swierkiewicz, CPCU

An insurer may rescind its policy in the event of material misrepresentation or concealment of a fact by the insured. Misrepresentation is false statement of a fact by the insured

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