Errold Moody, PhD, MSFP, LLB, has over 50 years of experience analyzing Personal Financial issues including real estate, stocks, bonds, limited partnerships, taxes, estate planning, retirement planning, ethics, social security, medicare, behavioral economics- literally all elements impacting an individual.
Dr. Moody's current website, Financial and Economic Daily Commentary 2021, has been hailed by USA Today as, "...a high-powered personal bookmark list that spans the spectrum of the truly useful," and Forbes as a site, "...to find some great information." Dr. Moody's vast knowledge base comes from years of practice in the aforementioned fields and from having served for decades in the Instruction of:
- Licensing for Securities Licenses, (4, 7, 8, 24, 27, 52, 63, etc.);
- Real Estate courses for University of California Irvine, plus continuing education;
- Financial Planning courses for University of California at Irvine and Berkeley as well as others;
- Courses accepted by the California Bar for continuing legal education in Investing and Insurance- the first ever by a State Bar.
Litigation Support - Dr. Moody has acted as a Securities Arbitrator for the NASD and as an Expert Witness numerous times over his career. He serves as a consultant researching and preparing reports for CPAs, attorneys, and individuals for real estate and investing and insurance issues, and has acted as a Financial Planner for individuals and businesses.
Dr. Moody is an expert in Breach of Fiduciary Duty. His background experience allows for unparalleled skill at distinguishing the duty of a fiduciary - identifying potential Risk of Loss before purchase and then establishing how much risk the client would truly accept.
Dr. Moody cautions that the fundamentals of investing have never been taught to brokers or RIAs. He addresses this nebulous, confrontational, and error riddled element of investment and insurance risk in his three books, No Nonsense Finance, Financial Planning Fiduciary Standards under Dodd Frank, and The Failure of Securities Arbitration.
Areas of Expertise:
- Risk of Loss
- Investment Analysis and Monitoring
- National/International Economic Analysis Impacting Investing
- Estate and Pension Planning
- Stock Bond Diversification/ Allocation
- Client Questionnaires / Suitability
- Ully Life Settlements
- Reverse Mortgages
- 401k education
- Speculative Inputs: Irrational / Unjustified Statistics
| - Real Estate Analysis
- Behavioral Characteristics
- Mutual Funds / ETFs
- Retirement Planning
- Life Insurance/Taxation
- Securities Arbitration
- Breach of Fiduciary Duty / Prudent Man
- Government and State Regulations
- Planning Software: Artificial Intelligence Impact
- Budgeting
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"In my 30 years in the business, I have never seen an authoritative, objective, prudent expert speak so clearly on the use of insurance. What Errold can do is unique in the industry." Steven Winks
View Dr. Errold Moody's Consulting Profile.
There really ain’t none. You are going to find that most texts actually do not address risk properly. This is the type of graph in instruction and it can include other sub categories. But no matter how one wishes to use one type versus another, what one is really concerned about in bottom line of investing is: How Much Can You Lose
Arbitration cases submitted to the NASD generally cover the issues of negligence, breach of contract, breach of fiduciary duty, unsuitability, failure to supervise and misrepresentation. For most purposes, they all tend to say the same thing- a failure to gauge risk
Errold F. Moody
A real life examination of claims brought before FINRA regarding suitability and the knowledge of all entities in trying such cases.
Errold F. Moody
Mandatory reading for first year finance, business and financial planning majors, all CFPS, ChFCs, CPAs, and attorneys dealing with money matters (business, estate, real estate, divorce, 401ks, etc.).
Errold F. Moody
From showing readers how to find advisers they can trust to dispelling myths about asset allocation, dollar-cost averaging, and more, No-Nonsense Finance is the ideal financial reference. Readers will enjoy, and profit from, Moody's irascible, often irrev
