Vera Dolan is an epidemiologist with over 30 years of experience in the life and health insurance industries. She is one of the leading mortality experts in the life insurance industry. She writes underwriting manuals and policy and procedure manuals for life and health insurance companies.

Vera has testified in both state and federal court, and has been retained in over 150 cases since 2006 for plaintiffs and defense on an equal basis. She is very credible testifying in deposition and on the stand.

* Life expectancies that are personalized and accurate to the standards of the life insurance and life settlement industries. Addresses the cases when life expectancies that are simply taken from a life table or estimated by a doctor, actuary or biostatistician are too long, too short, insufficient or not credible. Addresses the cases when a complete insight into the individual's medical conditions and/or personal history of high-risk behaviors is needed to assist the judge or jury in their decision. This information often decides the case, see article for details.

* Expert in bad faith/wrongful denial of life/health insurance claims.

* Expert in life/health insurance underwriting material misrepresentation.

* Expert in medical risk assessment and underwriting issues.

* Expert in life insurance underwriting policies and procedures.

* Expert in epidemiology. Previous cases include infectious diseases, occupational and environmental exposures, pesticides and tobacco.

* Approved life expectancy expert with the U.S. Department of Justice.

* Active consultant to the life insurance industry conducting cohort mortality studies, and writing underwriting and policy and procedure manuals.

* Over 100 articles published on mortality research and underwriting.

* Friendly, clear, concise, objective and quantitative.

* There is no charge for the initial phone consultation.

* There is no charge for travel time.

Stanley C. Haimes, MD, MPH, CIH, FACOEM, is board certified in Occupational Medicine and has extensive experience in travel medicine, medical surveillance, drug testing, and wellness programs for companies of all sizes.

Dr. Haimes is also a Certified Industrial Hygienist (CIH), Certified Safety Professional (CSP), Medical Officer for OSHA, and Member of the national committee that determines safe exposure levels to chemicals in the workplace. He is highly qualified to analyze workplace conditions ranging from Air Quality and Bio-hazard Risks to Noise Pollution and Work Site Ergonomics.

Background - For 10 years, Dr. Haimes served as the medical director for Lockheed Martin, where he developed their travel medicine program, performed travel clearance and immunizations for 30 international destinations, and reduced their Workers’ Compensation costs by 75 percent. He also served as the medical director for the National Science Foundations’ Antarctic Program, providing medical clearance for destinations like the South Pole.

A high-profile member of the occupational medicine community, Dr. Haimes has written numerous medical surveillance guidelines for the OSHA. He also serves on a number of national committees responsible for establishing the medical criteria for emergency personnel on behalf of the National Fire Protection Association and the International Association of Chiefs of Police.

Litigation Support - Dr. Haimes provides expert witness services for Cases involving Occupational Medicine and Medical Toxicology. His services are available to attorneys representing plaintiff and defendant and include medical record review, depositions, and trial testimony.

Areas of Expertise:

Occupational Medicine Toxicology Exposure Evaluation Disability Evaluation Return to Duty

Fit for Duty Worker's Compensation Complex Causation Firefighter Medical Employment Criteria Law Enforcement Medical Employment Criteria