Leon Royer has over 40 years of Banking experience, 30 years of which were in executive management positions in banks ranging in size from community banks to multi-billion dollar, multi-state banking organizations.
Please see his attached CV for a detailed description of his activities which span virtually all areas of Lending and Bank Management.
Litigation Support - As an Executive responsible for all phases of Lending, Lending Disciplines, and Credit Assessment, Mr. Royer has special expertise in determining Borrower Creditworthiness. In addition, he possesses a keen interest in assessing the appropriateness of Lender Behavior. He has outstanding references upon request.
De Novo Start-ups / Fundraising Banking Practices, Policies, and Procedures Standards of Care Bank Officers’ / Directors’ Conduct, Actions, Negligence Banking Operations Credit Analysis Loan Review Loan Documentation Bank Regulations / Law Commercial and Real Estate Lending Practices Consumer Lending Practices Forensic Commercial Loans Lender Liability Loan Participation and Documentation Troubled Debt Restructuring Practices, Workouts, Forbearance Collection Practices Loan Commitment Issues Loan Guarantee Issues Bank Credit Administration and Credit Policy Issues, Customs and Practices Real Estate Appraisal Bank Fraud Bankruptcy, Fairness of Interest Rates "Cramdown"
Market Street Financial Solutions provide services to banks, non-banks, and individuals with a need for financing solutions. We specialize in Commercial Real Estate and Asset Based Financing for the most basic to the most difficult loan need.
Market Street Financial Solutions is a licensed California Finance Lender and a Bureau of Real Estate Broker. Their nationwide platform allows them to access loan programs in all 50 states, giving their clients the best possible options.
President and CEO, James B. (Jay) Hibert has been an active lender in the Commercial Banking Industry for 30 years. His extensive credit background arms him with the understanding of how banks and other lenders operate internally. He is a licensed Real Estate Broker (BRE) and his company is a California Finance Lender and Broker through the California Department of Business Oversight. Mr. Hibert's experience includes:
Commercial Lending - Bank Negotiations - Business Development - Credit Administration and Management - Real Estate Brokerage Consulting - Loan Syndication - Loan Workouts
Litigation Consulting: When a case is not to the point where an expert needs to be designated, clients and attorneys often benefit from consulting with an expert in order to gain a better understanding of the strengths and weaknesses of their case. Jay offers services in these early stages, allowing the attorney to consider key questions, such as whether or not the case has enough value for litigating, potential settlement value, and often times forming the framework for discovery requests. When we work in this consulting capacity, our communication is covered by the attorney client privilege, so our clients and attorneys are free to discuss trial strategy without the worry of discoverability. This has allowed Jay to add value by performing preliminary analysis to assess the viability of different strategic directions for the case.
Richard K. Hollowell is a real estate and finance expert who specializes in Real Estate Finance, Development, Loan Workouts, Asset Management, Bankruptcy, Foreclosure, Receivership, Valuation, Property Acquisition, Partnership Disputes and Landlord/Tenant Matters, including Determination of Damages. Mr. Hollowell has 45 years of experience as a key executive of major banks, real estate development firms, credit companies (G.E Capital), public accounting firms, and consulting firms including, Real Estate Recovery, the J.E. Robert Companies, and Alvarez & Marsal. His clients have included insurance companies, banks, pension funds, developers, law firms, real estate operating companies, and federal agencies including the FSLIC, RTC, and FDIC. Mr. Hollowell was one of five experts asked to speak before 20 of Federal Reserve Chairman Ben Bernanke's key people on August 12, 2008 at the inception of the systemic crash of the U.S. financial markets. Highly regarded by large banks, insurance companies, pension funds, federal regulatory agencies, and real estate companies holding large portfolios of assets. He is a widely recognized international speaker and published author. Litigation Support - Mr. Hollowell has over 1,000 hours of deposition testimony. His Rule 26 list includes 40 cases since 2003 and seven trial appearances in the past five years. His services are available to counsel representing both Plaintiff and Defendant. Areas of Expertise:
Gerald M. Levy, real estate and banking consultant, serves as arbitrator and mediator of real estate and construction disputes and expert witness on practice standards for real estate lending, construction lending, commercial lending, credit risk, loan guarantees, brokerage, due diligence, negotiation of transactions, landlord/tenant disputes, ground and space leases, restructurings and workouts,real estate fraud analysis, corporate real estate, and real estate valuation.
He is Professor at NYU and was Managing Director, Real Estate Finance Division, Chase Manhattan Bank; and Senior Vice President and General Manager, Real Estate and Corporate Services Division, Chemical Bank.
Mr. Levy holds the MAI, CRE, and FRICS designations and is a neutral for American Arbitration Association. He is a New York State Licensed Real Estate Broker and a New York State Certified General Real Estate Appraiser.