Captive Insurance Expert Witnesses: 2

Key Coleman, CPA, CFA, CPCU, ARe is Executive Director and Founder of Litigation Economic & Forensic Consulting Group LLC. While his firm is located in Greater Philadelphia, his practice is nationwide. Mr. Coleman focuses on economic damages analysis and expert testimony in a variety of areas including business breakup, employment, lost wages, healthcare and manufacturing. Mr. Coleman also has a specialty in the Insurance and Reinsurance Industry. Mr. Coleman has over 30 years of experience providing business and financial analysis. Prior to starting his own firm, he spent the bulk of his career in Chicago where he was a partner at a Big Four accounting firm and subsequently held high-level positions at other nationally recognized accounting and consulting firms. Prior to his consulting career, he spent more than eight years in the insurance and reinsurance industry.

In addition to his expert work, Mr. Coleman currently teaches Accounting and Business full-time at Rosemont College.

Mr. Coleman is often called upon to perform expert analysis relating to Damages in Insurance or Reinsurance Disputes. He is one of the few experts nationwide who holds both the CPA and the CPCU designations. Mr. Coleman performs expert testimony as an insurance economic damages expert witness both locally and nationwide. In addition, he has performed inspections of MGAs, TPAs, ceding companies, and insureds. An abbreviated list of his insurance expert and damages specialties include:

View Key Coleman's Consulting Profile.

Mr. Beringer is the Principal of Beringer & Associates (B&A) and Liability Program Management (LPM). These Firms provide business liability program management, including analysis of current risk exposures involving Labor Code, Safety, and Regulatory exposures, litigation management, Workers' Compensation analysis, analysis of insurance conduct, analysis of risk exposure for self-retentions, and insurance contracts.  

Mr. Beringer, as their Liability Claims Manager, was responsible for various Joint Powers Authority organizations (including ICRMA, BICEP, PERMA, and ERMA). The membership included thirty-eight individual cities in Los Angeles County, Riverside County, and Orange County for administering and resolving their Joint Power program's liabilities. 

He also created litigation controls, risk retention mechanisms, and modified their Memorandums of Coverage for BICEP and ICRMA. Mr. Beringer has also provided talent for successfully overseeing Government Code matters, including dangerous conditions, FEHA/DFEH, excessive force, and Civil Rights violations on behalf of Joint Authorities. 

Responsibilities included significant case handling for exposures more than the client's self-insured retention through various levels of reinsurance in the United States/offshore venues up to and inclusive of $50.0 million in an exposure. Since January 2000, the firm has provided risk analysis, insurance coverage and claim handling analysis, and management services to the insurance, construction, and transportation sectors. He has also been engaged to provide analysis of construction defect exposures, including review of risk exposure coverage; Labor Code exposures, including assisting with the administration of prevailing wage in California; to assist with operational concerns, coordination, risk management, Workers' Compensation underwriting, and executive management.

Mr. Beringer has provided expert/consultant services to plaintiff and defendant counsel in insurance coverage, including EPLI, General Liability, Workers’ Compensation, Professional Liability, Reinsurance, D&O, and property coverage. Areas of expertise include claim handling, damage evaluation (personal injury and property damage), professional adjustment standards (via carrier and TPA), and evaluation of attorney fees in Lodestar and FEHA matters. 

Mr. Beringer started in the insurance industry with the Automobile Club of Southern California in 1969, completing his insurance career in 2000.