Bank Resources and Solutions, a division of FIRSINC, is an executive management consulting group that has provided Financial, Operations, and Regulatory / Compliance consulting services nationwide to financial institutions, attorneys and regulatory authorities since 2008.
Litigation Consulting, Forensic Research and Expert Witness work are an important focus of our services. We have worked with attorneys and regulators on suits throughout the United States. Their work has included both plaintiff and defendant financial institutions, borrowers, depositors, vendors and regulators.
Areas of Litigation Support Expertise: Board of Direcotrs and Executive Management Administration, , Commercial, Residential and Consumer Lending, Bankruptcy Suits, Employee Criminal Actions / Bribery, Branch Operations, Bank Secrecy Act Policies / Procedures, Wire Transfers, New Account Fraud, Trust Account Fraud, Bank Negligence and Foreign Checks.
Mark C. Riley is an experienced and successful former Bank Chief Executive Officer whose background includes leading the turnaround of two banks that had been operating under regulatory agreements upon arrival. Mr. Riley’s relevant experience was overseeing all areas of his banks including the development, approval, and implementation of effective risk management programs. For example, as CEO, Mr. Riley was involved in all phases of lending from business development to credit analysis and underwriting to overseeing loan approval and review process, providing due diligence of client bank loan portfolios, developing and overseeing workouts of nonperforming loans. This is particularly important in Expert Witness support as Mr. Riley’s background will carry more weight than technical specialists such as Loan Officers. Using loan officers, analysts and even lending group managers can provide the technical side of lending (underwriting, documentation, recordation and related nuts and bolts). As a Bank CEO & Director with lending expertise, Mr. Riley can provide all of that, but more importantly to a lawsuit, is knowledge of Director Loan Committees and their response to weaknesses that occurred in the technical side and what actions did they take to ameliorate or exacerbate the problem. Mr. Riley has provided Expert Witness services, including consulting, reports, depositions and testimony, to attorneys representing the FDIC, banks, bank clients, and related companies.
Susan E. C. Riley is an experienced Senior Officer whose background includes the total responsibility for creating and managing the enterprise-wide systems of two denovo banks. Her relevant experience also includes creating and managing the Human Resources Department, Compliance, IT and IT Security, BSA/AML, ACH, Vendor Management, and related contract negotiations and Retail Bank Management. As co-founder of Bank Resources and Solutions, Mrs. Riley has analyzed, recommended, and implemented complex banking software within tight guidelines. She has established a solid reputation as a “no nonsense, identify the challenges, develop effective strategies and get the solutions in place” administrator. Mrs. Riley has provided Expert Witness research and consultation in client v. bank and bank v. client related matters.
After over 34 years in bank management, including being Director, President and CEO of two banks, providing expert witness services to attorneys representing banks, bank customers, vendors and regulators has illuminated some fundamental certainties in U.S. financial services.
Rosemary Coates, President of Blue Silk Consulting, is a seasoned executive with an MBA and 25+ years of experience in Chinese Sourcing and Manufacturing, Supply Chain Management, Procurement, Manufacturing and ERP Systems Consulting. Background Experience.
Prior to BSC, Ms. Coates was a Senior Director at SAP, the Supply Chain Practice Leader at KPMG Peat Marwick and at Answerthink, and a Regional Manager at Hewlett-Packard. Ms. Coates has consulted with global and domestic clients, VCs, and PE firms on operations systems and processes. She has considerable international experience and has worked for extended periods in Asia and Europe.
Ms. Coates is also the Executive Director of the Reshoring Institute and a member of the Board of Directors at the University of San Diego Supply Chain Management Institute. She teaches Global Supply Chain Strategy at UC Berkeley. She earned a BS in Business at Arizona State University and an MBA at the University of San Diego. She resides in Silicon Valley.
Rosemary Coates: Supply Chain Management Overview
Litigation Support - As an Expert Witness, Ms. Coates has assisted attorneys in their understanding of relevant Supply Chain Operations and Practices in sourcing, logistics, distribution, manufacturing, inventory, and Chinese Imports. She has worked on legal cases for the past 10 years, writing reports, giving depositions, and testifying at trial.
Import / Export Management
Project Management for Enterprise Software
ERP Software Consulting Implementation Failures and Runaway Projects
China Sourcing and Manufacturing
Sales Channel Distribution and Compensation
Global Manufacturing Operations, Contract Manufacturing, CMS, EMS
Transportation and logistics, 3PLs and Freight Forwarders, Freight Shipping
But procurement by thousands of individual hospitals and multiple governmental agencies is uneven and inefficient and we end up with variable pricing, too much inventory in some places, and not enough in others. These may look like supply chain issues on the surface, but they are actually project management issues.
Reshoring and manufacturing in America is hot. Companies are now considering the possibilities of returning manufacturing to the USA. According to a recent study, 54% of all US companies over $1 billion in revenues are planning or considering bringing at least some of their manufacturing back to the US.
The way imported products are sold has drastically changed over the past few years. With the rise of eCommerce and direct shipments to U.S. warehouses and customers, more and more counterfeit products are slipping into the U.S. Owners of brands and intellectual property are losing billions of dollars in revenue every year to counterfeiters that are selling bogus products, often at the same price or only slightly less than the true brand.
"Economics is strategy." This phrase made me sit up and take notice. It was from an article in The American Interest about China's One Belt One Road initiative (OBOR). Of course, we knew that OBOR was all about economics. I have written about China's building influence around the world, but to simplify China's actions in this one impactful phrase makes it so clear.
Consider Otis Elevator. OE is one of many U.S. manufacturers, including GE, Whirlpool and NCR, which announced they were bringing factories back to the U.S. from China, Mexico and other countries and whose efforts did not go well.
Have you been keeping up with the “Amazon Effect” on supply chains? This effect is defined as the impact the digital marketplace has on the traditional business model in retail. But for supply chain professionals, it is so much more.
The first book of its kind, Legal Blacksmith explains how to optimize supply chain relationships, starting with marketing outreaches and supplier bidding through handling legal disputes when supply chain relationships fail. This book is for in-house counsel who want to better understand supply chain operations, and supply chain operations personnel who want to better understand the law that applies to their field.
For business people who are experienced in doing business in China, or for first-time visitors, this book will provide valuable insights from real executives and experts. These executives offer their personal experiences and recommendations about sourcing and manufacturing in China.
The guidebook will assist you with steps to a successful Reshoring project by taking you through various decision components one by one. You will find thought-provoking ideas, helpful exercises, and outlines for things you will be considering during your Reshoring evaluation.
Complicating field service operations in today's environment is the global nature of the installed base and where in the world your products and spares are manufactured. Sourcing global parts, managing the parts supply chain and the investment required are the things that keep managers up at night. This book provides 42 essential rules to benchmark and develop a global service business.
Bridget Brandon of ValueMyHorse Equine Appraisals specializes in educating attorneys in case specific horse terminology, developing valuation appraisals, testifying in court, finding critical evidence, analyzing crucial facts, and creating relevant witness questions. She provides the legal community with a wide range of analysis, education and support for equine-related proceedings throughout the United States. ValueMyHorse services clients from any locality and any state needing expertise in the area of Sporthorses, Performance Horses, pleasure horses and breeding. Bridget has testimony experience and is qualified as an expert. USPAP certified,
ValueMyHorse understands the Uniform Standards of Professional Appraisal Practice (USPAP) compliance issues. They also know what it takes to comply with the IRS Federal Code of Regulations with respect to being “qualified” appraisers developing a “qualified” appraisal in accordance with AQB (Appraisal Qualifications Board). Whether to support business valuation and profit motive claims for dissolution of marriage, charitable donations of horses, estate valuation, partnership disputes, or IRS related issues. ValueMyHorse is available with regard to IRS Hobby Loss Issues, the Relevant Market, Type of Horse, Horse Show Issues, Breeding Issues, Boarding, Care, Custody and Control, Highest and Best Use, and Fungibility.
Selected Case Examples:
Appraised investment horse for syndication group law suit (plaintiff)
Appraised show jumper in lawsuit concerning misrepresentation of age (plaintiff)
Consulted on malpractice law suit concerning value of deceased dressage / breeding stallion - loss of income from stud fees and sale of offspring (defendant)
Appraised imported Grand Prix prospect in a trailer accident and eventually euthanized due to injuries (defendant)
Appraised dressage horse injured in care of veterinarian (defendant)
Appraised jumper injured in a trailer accident (defendant)
Appraised a deceased western pleasure show horse who was electrified (defendant)
Appraised reining horse for bank regarding defaulted loan (plaintiff)
Appraised jumper who died of injuries obtained while in her stall (defendant)
Because the cost of a lawsuit is so steep, make sure your "horse transaction" is memorialized with a lawyer-prepared, well-written contract. The small contract prep charge will be a fraction of litigation expenses and heartbreak. If you cannot locate an equine attorney, an attorney specializing in contracts will work just fine. It always amazes me that written contracts are not demanded of every horse purchase or sale. Even on "small&qout; transactions…demand them in writing or do not do the "deal&qout;!
There are some very important preliminary questions you should always ask when buying a horse. These screening questions should be asked right up front. If at all possible, you should ask these questions initially on the phone prior to seeing the horse.
Open-ended horse deals are quickly coming to an end. Florida has a statute (Section 535.16 of the Florida Statutes) and the California Legislature recently amended a similar one that now requires written documentation for horse sales.
Bryan L. Parker, CPA/PFS, CFP, CLU, ChFC, CASL, FCPA, is a Certified Forensic Accountant with over 30 years of experience in his field.
Background - Prior to founding Bryan L. Parker, CPA, LLC, Mr. Parker held the position of CFO at McPherson Oil Company ($300 million + annual revenues) where he was responsible for advising and negotiating banking relationships, acquisition review, acquisition integration, financial reporting, and interaction with external auditors. His experience also includes serving as VP of Mergers & Acquisitions for Citation Corporation (Public Co.) and CFO of TIC United Corp., Dallas, TX ($300 million + revenues).
Mr. Parker has performed business valuations for more than 100 businesses in a variety of industries including manufacturing, trucking, printing, fuel oil distribution, motor/lubricating oil distribution, professional services, restaurants, fast food franchises, metal foundry, metal forge, machining, and plastic injection molding.
Litigation Support - Mr. Parker provides expert witness services to attorneys representing both plaintiff and defendant. He offers Forensic Accounting services, written reports, deposition, and trial testimony as needed.
Victor Republicano, Jr., CPA, CGMA is an accounting and consulting practitioner, who has provided professional services to business owners, corporate management, lawyers and their clients, since 1977. Mr. Republicano provides assistance in all phases of the litigation process, from strategy sessions early in the dispute, through settlement negotiations, and trial. Among his distinguishing achievements are his CGMA (Chartered Global Management Accountant) designation from the AICPA (American Institute of Certified Public Accountants); Diplomate status from the American Board of Forensic Accounting, and his Fellow status from the American College of Forensic Examiners, in addition to his affiliation with the Association of Certified Fraud Examiners.
Mr. Republicano has extensive experience in providing litigation consulting services and expert testimony in a wide variety of areas. His litigation consulting projects have included damage assessment and analysis, inspection and reconstruction of accounting records, pre-trial preparation, expert testimony, witness preparation, courtroom assistance, and post-trial consultation with counsel. He has served as an expert witness in over 100 cases, including matters in state and federal court, administrative proceedings, and alternative dispute resolution forums.
Mr. Republicano is experienced in small business consulting, accounting and auditing, publicly traded companies, and litigation services. His industry experience includes: Ag-Chem, Construction, Distribution, Financial Institutions, High-Tech, Manufacturing, Network Marketing, Non- Profit Organizations, Professional Services (Architects, Engineers, Law Firms, etc), Securities and Retail. Mr. Republicano has assisted a variety of companies with IPO's, private placements and statutory filings with the Securities and Exchange Commission. He also has provided extensive consultations to entrepreneurs and others and other non-public business owners regarding mergers and acquisitions, inventory control systems, credit and collections management, and property lease analyses.
Litigation and Other Services:
Alternate Dispute Resolution (Mediation, Referee, Special Master)
Damage Calculations and Assessment
White Collar Crime
Investigative Services (accounting, finance, business and trade practices)
Danny F. Dukes and Associates, LLC is a Forensic Accounting Firm that specializes in expert witness and litigation support services. We have investigated fraud and various financial transactions. We are extremely knowledgeable in all aspects of laws pertaining to banks, financial transactions and lending transactions.
Our founder, Danny F. Dukes, has spent over 30 years in the financial institutions and mortgage industry. Danny understands all aspects of mortgage and financial institution transactions including policies and best practices.
As a consultant, he has assisted community banks with investment management, asset liability management, investment banking, compliance issues, internal audit, bank operations, bank policies, and generally accepted accounting principles. He has assisted in a capital raise for de-novo banks. He has also served as a lead on the selection of data processing solutions and transition teams for mergers and acquisitions.
Dennis E. Coleman, JD, MPH, has over 40 years of experience in Hospital and Healthcare Management. In 1990, he formed his own hospital administration / healthcare management services consulting firm provide healthcare management services to various healthcare provider clients in a variety of areas, including strategic planning, business development, operations management, sales and marketing, policy & procedure development, and human resources management.
Mr. Coleman's academic background includes a Juris Doctor degree from Southwestern University in Los Angeles and a Masters in Public Health degree with a Hospital Administration major and a Bachelor of Arts degree in Political Science, both from the University of California, Los Angeles.
Litigation Support - As a hospital administration expert witness consultant, Mr. Coleman is an advocate for applying community standards which are relevant, based upon the time frame, subject matter and administrative practice(s) appropriate to each case. He has consulted and provided case review, expert witness services, and/or strategic litigation preparation services in more than 200 legal matters. He accepts cases on behalf of Plaintiffs or Defendants.
Mr. Coleman is willing to serve as either a work product consultant or a designated expert based upon the particular strategic litigation needs of each case.
Medical Staff Credentialing & Clinical Privileging / ELAM
David H. Williams is an internationally-known expert in the Wireless / Mobile Location field and President and Founder of E911-LBS Consulting.
Litigation Support - Mr. Williams provides the highest quality and most impactful expert witness services related to wireless location, across the full range of IP / Patent, criminal, and civil case dimensions from the most technical to those regarding business methods. His services include forensic analysis, reports, and testimony on the validity and accuracy of various types of cell phone/sensor location surveillance devices and associated tracking using GPS, Call Detail Records(CDRs), Cellebrite data extraction, and other location data sources. He is an expert in determining how social media and other mobile application usage can play a key part in various cases.
Mr. Williams has successfully provided expert witness services in over 100 patent, civil, criminal, anti-trust, and ITC cases, including several successful Inter Parte Reexaminations (IPRs) and numerous civil, criminal, and law enforcement administrative proceedings. His credentials in wireless location prior art go as far back as the early 1980s. He has been deposed 8 times and testified in arbitration proceedings and the Eastern District of Texas, winning both IPR and infringement cases. His work with both prosecution and defendants have resulted in numerous key wins/favorable outcomes. His experience is differentiated based not only the amount of experience but its type, having worked "on-the-inside" of various carriers and location-service application developers. This enables knowing the right questions to ask of such providers, and to "break through the wall" that such providers often put up in litigation.
The basis of Mr. Williams' expertise is his 30+ years in mobile/wireless communications and information technology solutions design, implementation and ongoing management, Mr. Williams has extensive experience in the activities and issues needed to get mobile location applications to market, including design at the application, system, interface / integration, network, IT, operational and customer facing levels. Mr. Williams has extensive expertise in all aspects of LBS delivery across the mobile location ecosystem including enabling network communications, location technologies / sensors, map data, geospatial platform / GIS, GPS and other location chipsets, location data management, and device, infrastructure, and integration providers. David Williams has developed and implemented industry-leading product and technology strategies and solutions for numerous LBS applications and markets and provides consulting and research services to some of the leading carriers and enterprises in the U.S., Asia, and Europe. His client list includes Apple, AT&T, FedEx, GE, GM, Google, The Houston Police Department, The Los Angeles District Attorney's Office, Samsung, Sprint, Toyota, Verizon Wireless, and numerous medium, small, and startup companies, plus numerous law firms of all sizes. He also provides support to various State Public Defenders Offices on a partial pro-bono basis.
Areas of Expertise:
Mobile Location-Based Services
Wireless 911 (E911); NG911
GPS Systems; Network-Based Location Determination Systems
Indoor Location Systems, incl. Real Time Location Systems (RTLS); RFID and other RF-based Location systems; WiFi-enabled positioning systems (WPS); Beacon-based systems; Hybrids/Combinations
Wireless Network Location Design
Location Data Privacy Protection and Data Security Design
Monty G. Myers, PE, is an active Software Industry Executive with 30+ years of experience, including the founding of Eureka Software Solutions, Inc. (“Eureka”) and acting as CEO of Eureka for 28 years.
Mr. Myers has provided services to a balanced mix of plaintiffs and defendants in over 40 litigation matters ranging from billion dollar, landscape-changing lawsuits between worldwide industry leaders to smaller-scale litigation between individuals or local businesses. Mr. Myers' clients have included Global 1000 and Fortune 500 companies in industries such as Enterprise, Finance, Military and Defense, Transportation, Oil and Gas, Security, Healthcare, and Automotive.
Litigation Support - Monty Myers is a Computer and Software Expert Witness, experienced and proven at offering expert testimony under-oath at trial, hearings, and depositions. For the last 5+ years, he has provided expert witness services for engagements including Software Patent or Software Trade Secret litigation matters.
Mr. Myers is available as a consulting and/or testifying expert witness to assist with understanding the technology and technical issues in the case and providing review, analysis, and testimony (report, deposition, or courtroom) regarding the technology, software, or patents involved in the case. He has worked extensively with counsel in the taking and defending of depositions, reviewing and challenging the testimony of others, and assisting with and implementing an overall trial strategy.
Areas of Expertise:
Source Code Review
Source Code Comparison
Source Code Reconstruction
Source Code Misappropriation / Theft
Source Code Copyright / Patents
Open Source Licensing
Mobile / Wireless Technology
Cloud and Web Business
Hardware / Infrastructure
Contract Performance / Project Management
Adept at taking highly technical material and effectively communicating it to counsel, the judge or a jury in terms they can understand via testimony or reports/declarations
Skilled at reviewing and comparing software source code and functionality in the litigation context in relation to protected intellectual property including, trade secrets, copyrights, and patents and/or license or other contractual commitments and requirements
Able to reverse engineer and reconstruct hardware and software environments from backups, remnants, and fragments of deprecated software along with re-creating historical hardware and software environments
Highly familiar with functional and performance testing of software against applicable specifications, warranties, or industry standards using proprietary and commercial testing tools and techniques
Joel Feigenheimer, PhD is an industry expert with over 35 years of experience related to the Restaurant and Hospitality field. A graduate of the Cornell Hotel School, he holds an MBA in Hospitality and a PhD in Business from Northcentral University (attained 2018). Dr. Feigenheimer has been named the National Association of Concessionaires Eminent Scholar at The Chaplin School of Hospitality at Florida International University.
For the past three decades, Dr. Feigenheimer has served as both an entrepreneur and director for an International restaurant firm. He has corporate, independent, and franchise restaurant experience. Over his career he has consulted on three continents, excelled in the corporate environment, been a successful entrepreneur, and met thousands of industry leaders.
Currently on the faculty at Florida International University, he teaches Restaurant and Hospitality Management to tomorrow's hospitality leaders. His courses include Purchasing and Menu Planning, Concepts of Food and Beverage, Sustainability, Cost Control, Introductory Management Concepts, and Project Management, among others.
Litigation Support - Dr. Feigenheimer provides nationwide expert testimony relating to Food Service and Hospitality Operations. He has direct experience not only as a "legal expert" but also as an operational expert. This enables him to explain cases in a manner that juries understand, easy going yet direct and effective. Dr. Feigenheimer's services are available to attorneys representing both plaintiff and defendant.
Prof. Makarand (Mark) Hastak, PhD, PE, CCP, CRIS, is the Professor and the Dernlan Family Head of Construction Engineering and Management as well as Professor of Civil Engineering at Purdue University. Dr. Hastak has been involved with the construction industry for the past 33 years providing his expertise through consulting, research, teaching, and service to the industry.
Dr. Hastak is a world renowned expert in the area of construction engineering and management including process improvement, disaster risk reduction, resilience and capacity building, infrastructure management, intelligent planning for the built environment, cost control, project management decision-making, risk management, and strategic planning.
Dr. Hastak is a Professional Engineer (PE), a Construction Risk Insurance Specialist (CRIS), and a Certified Cost Professional (CCP). He has worked on numerous projects sponsored by the Construction Industry Institute (CII), NSF, State DOTs, and City Agencies.
Dr. Hastak has authored over 200 publications on process improvement, project controls, capital rehabilitation planning, strategic planning, and decision-making. He has co-authored a widely used book on Infrastructure Planning, Engineering, and Economics (McGraw-Hill 2006 and 2015). Dr. Hastak served on the Education Board of the Association for Advancement of Cost Engineering (2004-2016). He was Editor for two AACE books, the Skills and Knowledge of Cost Engineering (6th Ed. 2015) and the CCP Certification Study Guide (2nd Ed. 2016). He was also the Editor-in-Chief of the ASCE Journal of Management in Engineering (2009-2016).
Dr. Hastak has given over 40 keynotes and invited lectures around the world. As a prominent educator and consultant, he also engages in developing training material and workshops as well as regularly teaching professional courses for the A/E/C industry. His services include consultation, on-site investigation, data collection, assessment, and reporting. He has completed the 30-Hour OSHA Hazard Recognition Training for the Construction Industry
Dr. Hastak Lectures at the 2015 International Conference on Building Resilience
Litigation Support - Dr. Hastak offers expert witness services to attorneys representing both plaintiff and defendant. He has served as an Expert Witness on six cases since 2017 and was deposed on two plus one evidence deposition. His services include case reviews, written reports, depositions, arbitrations, and trial testimony as needed.
Thoroughly revised to address sustainability and the latest codes and regulations, Infrastructure Planning, Engineering and Economics, Second Edition, describes the full range of skills necessary to plan, implement, upgrade, and maintain infrastructure projects in the public sector.
This edition is designed as a companion workbook to the Skills and Knowledge of Cost Engineering, 6th Edition (S&K 6). In conjunction with S&K 6, this study guide will assist individuals in their preparation for the CCP Certification examination as well as develop the general knowledge a cost engineering professional is expected to have. This study guide offers insight into the key topics found in each chapter of S&K 6 and provides practice questions and exercises to better develop knowledge in individual areas.
This Education Board publication provides comprehensive and in-depth information on a wide range of cost engineering subjects and will prove to be a valuable resource to any individual seeking professional growth or pursuing an AACE International certification. This publication offers six sections comprising 34 chapters of content on topics such as cost estimating, project planning, value engineering, and strategic asset management, to name a few.
David Peterson, is a well-recognized ebanking pioneer, with a national reputation as a subject matter expert in Financial Technologies and Electronic Payments. As expert witness - 36 years experience in banking technology, 30 years experience in payments, 25 years experience with internet/online banking, 24 years experience in correspondent banking. Founder of Goldleaf Technologies. Member National Speakers Assoc. Board member of PaymentsFirst (Regional Payments Association serving FIs in the Southeastern U.S.) Atlanta GA, Citizens Community Bank Valdosta GA, ArgosRisk, Minneappolis, MN, and softgiving Atlanta, GA. Have experience as Sr. Operations Officer of a community bank with compliance and computer operations experience. Expert in Corespondent Banking. Extremely qualified in electronic banking, payments and general banking operations. Self-motivated and will take necessary initiative for investigations, with direction from retaining counsel. Experience with expert reports, depositions and trial testimony. Areas of Specialization:
Stephen (Steve) T. Hopper, PE, Founder and Principal with Inviscid Consulting, is a Supply Chain professional with extensive experience planning and streamlining warehousing, logistics, and distribution operations.
For more than 30 years, Mr. Hopper has solved supply chain problems for numerous clients ranging from small businesses to Fortune 100 corporations. He helps his clients drive down operating costs, boost capacity, improve customer service, reduce risk, implement effective supply chain solutions, and enhance the performance of their supply chain resources: people, processes, inventory, facilities, equipment, material handling systems, transportation assets, and supply chain information technology (IT).
Mr. Hopper earned a Bachelor of Industrial Engineering (BIE) degree from The Georgia Institute of Technology (Georgia Tech). He is past president of both the Atlanta chapter of the Institute of Industrial & Systems Engineers (IISE) and the Atlanta chapter of the Warehousing Education & Research Council (WERC). He is also a Lean Six Sigma Green Belt and a licensed professional engineer (PE).
Litigation Support - Mr. Hopper serves as an expert witness for cases involving Business Operations and Supply Chain issues. His services are available to attorneys representing plaintiff and defendant and include thorough reports, depositions, and trial testimony as needed.
Jay Hibert was in the Commercial Banking Industry for over 30 years before leaving to form his own company, a real estate lending and consulting company. The company provides services to banks, non-banks, and individuals in need of creative financing solutions. Still an ACTIVE lender in the industry, Jay stays updated on current customs and practices annd has transacted hundreds of real estate and non-real estate loan negotiations in times of economic growth as well as downturns in the economy. His extensive credit background arms him with the understanding of how banks and other lenders operate internally.
Litigation Experience - Mr. Hibert has been providing expert witness and consulting services since 2010. He has been designated over 100 times as an expert in 13 different states concerning matters relating to commercial lending, real estate, construction finance, SBA loans, brokerage, hard money loan expert and investment issues. His experience includes both Federal and State court cases where he has provided deposition testimony, trial testimony and arbitration testimony.
Jay is a licensed Real Estate Broker (CalBRE #01523) and for 10 years his company was a California Finance Lender and Broker through the California Department of Business Oversight. He is experienced in trial and deposition testimony and his services are available to counsel representing both Plaintiff and Defense.
Key areas of expertise in litigation work include:
SBA Real Estate Loans
Hard Money Loans
Lending Policies, Custom and Practice/Lender Liability
Broker Standards of Care and Fiduciary Responsibility
Loan Underwriting and Credit Administration
Loan Process and Bank Loan Restructure/Workout Process
Note Valuations/Collateral Review
Litigation and Discovery Consulting
Expert reports adherent to Federal Rule 26
Hard Money Lending
Loan Syndication/Secondary Market Loan Sales
Title Insurance Cases
Private Money Lending
*****Experienced in trial and deposition testimony*****
David G. Koger is a Remote Sensing Image Analysis expert with over 40 years of experience in the field. He configured and operates a state-of-the-art remote sensing image analysis and geographic information system and consults on various remote sensing applications.
BackgroundExperience - Mr. Koger was an early researcher and developer of Satellite Data Applications. He installed analog and digital image analysis workstations and trained users in defense, major oil, and academia in Panama, Ecuador, Chile, Australia, Germany, France, Italy, Africa and the U.S. His clients include the Department of Energy, National Cancer Institute, American Farm Bureau, broadcast journalism, law firms, and several hundred oil and gas explorationists.
In 2007, Mr. Koger conducted a study to map regional geomorphic features for all of Nebraska. Since that time, ten earthquakes of 3.0 and above on the Richter scale have coincided with features mapped. Using Digital Airborne Platforms, he has studied huge areas around the globe.
In his unique line of work, Mr. Koger has performed forensics film analysis, searched for Noah's Ark, and analyzed images of the Shroud of Turin and the underwater video that found the Titanic.
Litigation Support - Mr. Koger offers Forensic Digital Image Analysis of remotely sensed, aerial photo (digital or film), and underwater video. His services include forensics, time-series studies, and documentation of surface damages, wildfires, material movements. Expert witness strategies and research methodologies are available to attorneys representing plaintiff and defendant.
Year after year, their crops, livestock, equipment, barns, out buildings and fences went up in smoke. With nothing left to sell, they reinvested what money they did have (and borrowed) to replace it all. What they could not do—at any cost—was restore fragile habitats and native grasses, which had been groomed and guarded over for generations.