François Sestier, MD, PhD, FRCPC, FACC, CIME, is a Cardiologist and Life Expectancy Calculations consultant. An expert in his field, Dr. Sestier has delivered over 2,000 lectures around the world and authored over 45 publications. He has served as a Consultant and Medical Director for insurance companies for nearly 30 years.
Consulting - In his capacity as a medical officer for various insurance companies, including Quebec and Ontario Blue Cross since 1985 and Optimum Re Insurance Company since 2002, Dr. Sestier has reviewed over 1,000 applications for life Insurance, giving advice on the Mortality and Life Expectancy associated with the applicant's medical conditions. He has performed calculations on such diverse conditions as traumatology, traumatic brain injury, spinal cord injury, morbid obesity, diabetes, different cardiac pathologies, sudden death, stroke, cerebral palsy, epilepsy, asthma, chronic obstructive lung disease, liver cirrhosis, hepatitis B and C, and all kinds of cancers, leukemias and lymphomas.
Dr. Sestier - Life Expectancy Calculation
Education - Dr. Sestier graduated from medical school in Nancy, France, 1967, where he obtained certification in Cardiology, Pneumology, Occupational Medicine, and Aeronautical Medicine. In Canada, since 1973, he obtained a Quebec certification in cardiology (CSPQ), and a fellowship in cardiology of the Royal College of Physicians and Surgeons (FRCPc). Dr. Sestier also obtained a PhD in Experimental Medicine (McGill, 1977) and certifications from the American Board of Insurance Medicine (1995) and the American Board of Independent Medical Examiners (2011).
Associations - Dr. Sestier is a past president of CLIMOA (1996-1997 and 2016-2017), the Canadian Life and Health Medical Officer Association, past-president of CSME (2011-2013), the Canadian Society of Medical Evaluators, and the past president (2010-2012) of AIDC, the world association of medical experts. He is also a Professor of Medicine at the University of Montreal and since 1999 director of the bilingual program of Insurance and Medicolegal Expertise at University of Montreal.
A book chapter by Dr. Sestier and Dr. Vachon describes the life expectancy calculation methodology used by these authors: Vachon P and Sestier F: Life expectancy calculation. In Life Care Planning, PMR clinics of North America, M. Lacerte and C. Johnson, ed., Elsevier publ. New York, August 2013, pp 539-551.
GRANT D. STIEFEL, ESQ.
357 Avenida Castilla Unit C
Laguna Woods, CA 92637
"Grant Stiefel draws on his experience as a big firm trial lawyer to help companies save on outside legal fees." -- NALFA (National Association of Legal Fee Analysis)
“Mr. Stiefel’s qualifications [as a testifying fee expert] cannot seriously be in dispute.” Hon. Michael Paul Lindfield, Los Angeles County Superior Court (Trial Proceedings, February 14, 2014)
|Attorney, Lawrence H. Jacobson received his Bachelor's degree in political science in 1964 from U.C.L.A and his Juris Doctorate in 1967 from the U.C.L.A. School of Law. While at the U.C.L.A. School of Law, Mr. Jacobson was a senior editor of the U.C.L.A. Law Review and graduated as a member of the Order of the Coif. Mr. Jacobson is the former Vice-President of Legal Affairs for the California Association of Realtors, legal counsel to several Boards of Realtors, California Counsel to an international real estate brokerage firm, and legal counsel to numerous mortgage brokerage firms and related real estate service providers. He is also a Past President of the Beverly Hills Bar Association. He has served as a judge pro tem for the Los Angeles and Beverly Hills Municipal Court Systems as well as having been an adjunct professor of law in the area of real estate secured transactions and administrative law, earning a lifetime Community College Instructor Credential in the area of Law.|
Legal Practice - In his 50 years of practice, Mr. Jacobson has counseled and represented both private and publically held clients in the following:
Lawrence Jacobson has written and lectured extensively on business, real estate and ethics related matters including having taught for the U.S.C. Broker Development Program and Graduate Realtors Institute of the California Association of Realtors, as well as having lectured for the California Continuing Education of the Bar, and is the recipient of the California Continuing Education of the Bar's 2011 "Spirit of CEB" Award.