Insurance Claims and Claims Investigation Expert Witnesses: 21

Archuleta & Associates Investigative Services, a Division of Archuleta & Associates, Inc., has been providing investigative services within various industries since 1982. They are the overwhelming leaders within the CA Central Valley. The clientele of Archuleta & Associates, Inc. consists of every level of business, from both the private and public sector. Due to the wide range of services provided and their 25 years within the industry, they have worked with an extremely diverse and vast clientele base, from the largest of litigation firms to the smallest of personal clients. 

Robert A. Archuleta launched his career as a Private Investigator in 1983, after five years as an officer, investigator and sergeant for the Lodi Police Department, followed by stints as an engineering contractor and a deputy U.S. Marshal. Among his other clientele, Mr. Archuleta has been as an Expert Witness for the Department of Consumer Affairs for the State of California. 

Services Include:

Paul F. Amoruso, CPCU, has more than 45 years of experience working for several major insurance carriers as a Senior Vice President of Claims and Operations. As a licensed insurance agent in Massachusetts, Connecticut, Florida, an New Jersey and licensed public adjuster, he is uniquely qualified to assist either plaintiff or defense attorneys on insurance related issues on local or national issues.

If you are an insurance company, insured, or law firm and need an independent review of an insurance issue regarding litigation, agency or company operations, practices or procedures, he is available to assist.

Mr. Amoruso has served as an Expert Witness in many states in both State and Federal court . Having worked in all operation areas of the insurance industry he is able to testify to the generally observed and accepted industry practices.

Areas of Expertise:

• Insurance Customs and Practices
• Company Policies
• Management Involvement
• Proper Staffing
• Coverage Denial
• Agency and Insurance Company Relationships
• Case Evaluation
• Reserve Policies
• Workers Compensation
• Liability Personal or Commercial
• Commercial and Personal Property Losses
• Authority Level
• Industry Ethics and Norms
• Bad Faith
• Claims Handling Practices
• Insurance Company Operations

 Allan Windt specializes in the areas of Insurance Coverage, Duty to Settle and Bad Faith. In over 30 years in the insurance business, he has handled more than 10,000 claims for more than 70 insurance companies and hundreds of insureds in all 50 states. Mr. Windt has served as an expert witness in dozens of states. He is the author of Insurance Claims & Disputes, Representation of Insurers and Insureds, West, 1982 first edition, 1988 second edition, 1996 third edition, 2001 fourth edition, and 2007 fifth edition. Mr. Windt's books have been cited as authoritative by more than 300 courts throughout the country.

MCS Associates is a nationally recognized consulting group that has provided financial, operations and regulatory/compliance consulting services nationwide to financial institutions, insurance companies and regulatory agencies as well as real estate and financial services organizations for over 40 years. Expert Witness and Litigation Consulting are a primary focus of our services. We undertake expert witness assignments throughout the United States and our clients include several hundred leading law firms around the country, working on behalf of both plaintiff and defendant financial institutions, borrowers, depositors, investors, developers, insurance companies and their insured, securities/insurance/real estate brokers/agents, regulators and government agencies, and individuals. 

Together with MCS Associates’ specialized resources in banking, financial services and real estate, we also draw on key strategic alliances in insurance, economics, academia and the securities industry to meet a wide range of expert witness needs. Our litigation experts include experienced bankers, lenders, consultants, regulators, managers, brokers & agents in insurance, real estate, and securities; insurance claims and underwriting managers; economists, accountants, appraisers, real estate analysts, and academics. 

Areas of Expertise Include:

• Banking Operations/Administration
• Check Fraud
• Lending Policies, Custom and Practice
• Loan Underwriting & Credit Administration
• Loan Securitizations & Servicing
• Bankruptcy, Foreclosures and Workouts
• Trust & Fiduciary Issues / Operations
• Securities Brokerage & Investments
• Valuations & Damages Analysis
• Forensic Accounting
• Employment / Compensation
• Real Estate Brokerage & Management
• Title Insurance & Escrow
• Real Estate Appraisal & Transactions
• Insurance Industry Custom & Practice
• Insurance Coverages / Claims Handling
• Insurance Bad Faith

David Martinez has over 35 years of experience in the field of Medical Billing. His expertise covers all facets of the revenue cycle, and he possesses a comprehensive understanding of relevant laws, regulations, and statutes, especially those applicable in California. 

Accurate Medical Billing are among the most sought-after expert witnesses. Accurate the only billing service to earn Preferred Partner status with the San Bernardino County Medical Society and the only billing service authorized in California to perform CEUs for doctors. They possess extensive knowledge and experience in insurance billing, claims, and collections. Accurate is the recommended billing service by and for CCA members and endorsed and recommended by ICAC. Co-Chair of the Insurance and Managed Care Committee – California Chiropractic Association. 

 Mr. Martinez is the administrator of the largest medical billing group on Facebook, which boasts over 6,000 members. This role entails significant responsibility and trust. He has curated a highly qualified team of experts in the field, which includes Certified Coders, Auditors, and Medical Reimbursement Specialists. His team comprises former claims examiners for insurance companies, as well as auditors, billers, coders, and compliance specialists, giving them deep insights into insurance companies' strategies.

Areas of Expertise:

Partial Background Experience:

• Consolidated Healthcare Services - Director of Billing and Collections for 54 current and past, state-of-the-art Open MRI, primarily in the Southeast United States. Mentored training developed a direct staff of 24 and an indirect staff of 72.
• Prime Healthcare Hospital - Business Office Manager Incorporated fully managed care training and collections. Collaborated with legal counsel in the interpretation of medical records.

 Education / Training:

• Certified Professional Coder
• Certified CE Educator (California Board of Chiropractic Examiners)
• Certified Medical Reimbursement Billing Specialist
• Certified Claims Auditor
• Certified Claims Examiner
• Certified HIPAA Professional
• Certified Medical Claims Biller
• Certified Compliance Officer (9 others) Certifications)

Jack Holowczak is a Luxury Goods Authentication and Valuation Expert and USPAP-compliant Personal Property Appraiser. As Founding Director of PROVENANCE, he has examined 2,000,000+ items across 50+ luxury houses since 2016 — Hermès, Chanel, Louis Vuitton, Goyard, Chrome Hearts — with documented counterfeit and superfake detection protocols.

He serves counsel in counterfeit, trademark, insurance, estate, customs, and criminal matters in all U.S. and Canadian jurisdictions. Fees never contingent.