10/15/2000· Coverage Analysis
Abandonment: One of Many Claim Management Strategies in the Disability Claims Arena
Picture this scenario: in the past, you were a successful dentist, surgeon, or chiropractor. Your hands were your livelihood. You worked in an area that involved a fine degree of tolerance, an area in which a mistake could be detrimental to the well being of your patients
2/21/2013· Life Expectancy
By: Vera Dolan
The advantages of a life expectancy using life insurance underwriting and life settlement methods include:
2/14/2011· Insurance
Agents Beware: Due Diligence Is Now Required
By: Michael Sapourn
Transactions between retail agents and brokers they place business through just became more labor intensive.
8/19/2004· Underwriting
All Should Use Greater Care Handling Underwriting Information
One of the tenets of insurance law is that parties to an insurance policy are expected to deal with each other in utmost good faith. Applicants for insurance or their brokers must disclose all relevant underwriting information fully and accurately to prospective insurers
7/10/2015· Insurance
An Unregulated Workers Compensation Insurance Market Poses Problems
Recently, a former Director of the Illinois Department of Insurance wrote an Op-Ed piece, decrying recently proposed legislation that would require insurers to file changes in Workers Compensation insurance rates with regulators before using those rates with insurers. The proposed legislation would also allow the Department of Insurance to disapprove rates if it was determined they were excessive.
5/19/2009· Insurance
Broker Contingency Commission - Good or Bad?
Much has been written about Eliot Spitzer, the New York State Attorney General, and his actions against major insurance carriers and brokerage firms.
3/12/2015· Insurance
Claims Made Insurance : A Review of The Modern Form
Rarely are clients immediately aware of the wrongful or erroneous actions of the "professional" they trusted to perform specific duties or services; mainly because "professional" acts or errors do not or only seldom cause immediate injury. A "professional's" wrongful acts or errors may not manifest in client injury until long after the act is perpetrated or the error is committed.
11/20/2014· Insurance
Construction Risk Management: Claim Auditing
The claims audit is the anathema of day-to-day claim operations. Nothing is more disruptive. Yet, if properly defined, nothing is more informative and helpful in improving a claim management program. This article will examine the need for a regular auditing program and provide a recipe for a three-dimensional approach to the process in order to maximize the accuracy of the audit results.
12/22/2014· Insurance
Continuity And Prior/Pending Litigation Exclusions In The Claims-Made Policy Form
The 35-year history of the claims-made policy form has not brought it stability or standardization. In fact, claims-made forms have begun to incorporate with increasing frequency additional and exclusionary language that is unfavorable to the policyholder.
4/3/2020· Insurance
Coronavirus (COVID-19) and Workers Compensation Insurance
One question being asked is whether COVID-19 infections could be the basis for Workers Compensation claims by workers who feel they likely contracted the virus through work. At the moment, the best answer appears to be that’s unlikely for many workers, possible for some, and subject to change depending on future actions by state legislatures.
by Scott M. Davis, MD
by Jim Geier
by Thomas J. Berger, MD, et al
