10/10/2016· Banking
Strategic Planning: New Views of an Old Process
Strategic planning has always been an important function of the board of directors, but it takes on an even more critical role when under the regulatory microscope. The OCC announced that, for the remainder of 2016, it will continue to focus on strategic risk, as banks change their business models to adapt to innovative products and services.
10/20/2014· Banking
Recruiting New Bank Directors - Is Your House In Order?
Many banks need to add new board members because some are reaching a mandatory retirement age or because others who agreed to stay through the financial crisis now want to rotate off the board. Banks need to keep in mind that they will be under close scrutiny by any prospective candidate who will be conducting due diligence on the bank at the same time the bank is conducting due diligence on the candidate. In order to ensure your bank can attract top candidates for board positions, consider the following before beginning the recruiting process:
8/12/2016· Forgery & Fraud
How to Minimize Your Litigation Risk in a Low-Tech Way
Ten years ago, I wrote an article on how banks could minimize their litigation risks. Unfortunately, many of the same schemes are present today as they were ten years ago, such as check fraud, check kiting, elder abuse, bookkeeper fraud, and construction loan fraud. Today, cybersecurity and other high-tech risks are consuming bankers' attention in order to reduce their operational and reputational risks. While these issues are important, here are a few of the low-tech ways in which banks can minimize their litigation risk.
11/8/2013· Banking
Bank Directors: Walking a Fine Line between Customer Service & Corporate Governance
Directors in community banks are usually picked for two reasons: their expertise and their ability to bring business into the bank. Upon taking their places at the board tables, however, directors immediately learn that while bringing business into their bank is a laudable goal, they also have to ensure that their bank operates in a safe and sound manner. Directors, thus, walk a fine line between these two goals.
2/27/2013· Banking
Strategic Risk: What the Board of Directors Should Know About It and What They Should Do About It
Strategic risk is currently a focus of regulatory scrutiny and the board of directors should understand what it is and how to manage it. Strategic risk is the risk to a bank's earnings and capital from making poor business decisions, from not implementing business decisions properly, or from failing to respond to industry changes.
12/19/2023· Domestic Violence
Unveiling The Vital Role of Psychologist Expert Witnesses In Battered Women Cases
Navigating the complexities of legal cases involving battered women demands a comprehensive understanding of the psychological impact on victims. In courtroom battles, psychologists and expert witnesses play a pivotal role in shedding light on the intricate nuances of these cases. In this blog post, we delve into the crucial contributions of psychologists to advocating for justice...
11/3/2009· Food & Beverage
Confronting Food & Beverage Quality Failures with Analytical Chemistry
By: Chemir Analytical Services
Quality issues or product failures can cause manufacturing shut-downs, customer complaints or even legal disputes. These problems include contamination, off-flavors/colors/odors, toxic substances, migration/leaching and packaging failures.
11/6/2018· Power Supplies
Aspects of Lithium Ion Batteries
By: Chet Sandberg
The 18650 cell has become the workhorse of the lithium ion battery industry and is a good candidate for analysis of most lithium ion batteries properties. Tesla automobiles, laptop computers, e-cigarettes, scooters, and grid energy storage all use the 18650. The 18650 cell is a leader in cost reduction, stored energy has been continually increasing and over 2 billion cells were manufactured in 2016. Lithium ion cells are truly a marvel of chemistry and electrical engineering.
5/1/2017· Plants & Trees
The Correct Way to Plant a Tree
Whether the companies planting these trees are planting them incorrectly out of ignorance or in pursuit of maximizing profits; get in, get out, get to the next job, I do not know. In either case, it behooves a homeowner or property manager to do their due diligence and educate themselves on proper tree planting technique so that they will recognize when they are receiving a quality service and when they are throwing their money down the drain.
2/28/2017· Plants & Trees
What is the Definition of a Hazard Tree?
As defined in the tree care industry, a "Hazard Tree" is a tree that poses a level of risk to people or property that exceeds the risk tolerance of the property owner or manger. This means that a tree that may be considered a hazard to one property owner may not be considered to be a hazard by another property owner. Thus, "hazard tree" is a somewhat subjective concept, used when making tree risk management decisions on a particular property, and is not a description of the inherent level of risk actually posed by a particular tree. In the tree care industry the term "hazard tree" is generally reserved to describe a tree that requires immediate removal, or other mitigating actions, to reduce the level of risk posed.
