Directors & Officers Liability Consultants: 22

MCS Associates is a nationally recognized consulting group that has provided financial, operations and regulatory/compliance consulting services nationwide to financial institutions, insurance companies and regulatory agencies as well as real estate and financial services organizations for over 40 years. Expert Witness and Litigation Consulting are a primary focus of our services. We undertake expert witness assignments throughout the United States and our clients include several hundred leading law firms around the country, working on behalf of both plaintiff and defendant financial institutions, borrowers, depositors, investors, developers, insurance companies and their insured, securities/insurance/real estate brokers/agents, regulators and government agencies, and individuals. 

Together with MCS Associates’ specialized resources in banking, financial services and real estate, we also draw on key strategic alliances in insurance, economics, academia and the securities industry to meet a wide range of expert witness needs. Our litigation experts include experienced bankers, lenders, consultants, regulators, managers, brokers & agents in insurance, real estate, and securities; insurance claims and underwriting managers; economists, accountants, appraisers, real estate analysts, and academics. 

Areas of Expertise Include:

• Banking Operations/Administration
• Check Fraud
• Lending Policies, Custom and Practice
• Loan Underwriting & Credit Administration
• Loan Securitizations & Servicing
• Bankruptcy, Foreclosures and Workouts
• Trust & Fiduciary Issues / Operations
• Securities Brokerage & Investments
• Valuations & Damages Analysis
• Forensic Accounting
• Employment / Compensation
• Real Estate Brokerage & Management
• Title Insurance & Escrow
• Real Estate Appraisal & Transactions
• Insurance Industry Custom & Practice
• Insurance Coverages / Claims Handling
• Insurance Bad Faith

PROPERTY MANAGEMENT EXPERT

• Depositions: 800+
• Mediations & Arbitrations: 100+
• Trial Testimony: 80 in 30 Superior Courts
• More than 10,000 properties inspected.

RETAINED BY 400 LAW FIRMS IN 30 STATES

• California, Florida, Texas, New Jersey, Massachusetts, Ohio
• Nevada, Arizona, Washington, South Carolina, North Carolina, Wisconsin
• Hawaii, Idaho, Alabama, Colorado, Pennsylvania, Oklahoma
• Montana, Tennessee, Mississippi, Missouri, North Dakota, Georgia
• New Mexico, Indiana, Iowa, Alaska, Washington D.C., Virginia

STATES QUALIFIED & TESTIFIED 

AREAS OF EXPERTISE

• Standard of care; Custom & Practice 
• Building & Safety Codes Fair Housing Practices (FEHA), 
• Personal Injury (Slip, Trip & Fall)
• Premises Liability
• Slip, Trip & Fall
• Standard of Care
• Wrongful Death
• Fire Safety
• Landlord/Tenant
• Habitability, Health and Safety Codes
• HUD Housing (Section 8)
• American with Disabilities Act
• Senior Housing
• Discrimination

PROPERTY TYPES

• Multi-family Units Managed: 25,000
• Association, Hospitality, & Timeshare Units Managed: 100,000
• Associations Managed: 1,000
• Commercial Properties Managed: 1,250,000 sq.'
• Mobile Home & RV Spaces Managed: 3,800
• Single Family Units Managed: 3,500
• Commercial Property Inspections Performed: 900
• Association Property Inspections Performed: 3,600
• Parking lots & Parking Structures: Personal Injury; Snow & Ice

Barrington Capital Management, Inc. provides customized financial solutions for unique financial challenges and objectives. Their expertise is in the development, implementation and ongoing management of a customized and diversified investment strategy. Barrington's mission is to assist in building, enhancing, and protecting personal wealth and maintaining financial security. 

President and Chief Executive Officer, Bob Lawson, has over 35 years of financial services experience as an Investment Advisory and Insurance Agency Executive, Securities Principal, and Options Principal. Bob proudly serves as an industry arbitrator for the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA), a Certified Fraud Examiner (CFE), ERISA (3)-21 Fiduciary, Master Registered Financial Consultant, and an Accredited Investment Fiduciary. In addition to teaching advanced investment strategies and Retirement Planning classes throughout the year. 

Bob Lawson has special expertise in stock options and has presented the following Options Industry Council (OIC) seminars to retail and industry professionals throughout the United States:

Options Basics Options Intermediate Advanced Options

Covered Calls Options Spreads Option Volatility

View Bob Lawson's Expert Witness Profile.

  

Bedford and Main Financial Consulting provides services primarily catering to the Broker-Dealer and Registered Investment Advisor communities. Founded in 2012, our fundamental areas of expertise are: Operations, Compliance, and Management. Our core services focus on traditional consulting projects, anti-money laundering (AML) testing and compliance, and expert witness litigation and testimony.

Bedford and Main is listed in the FINRA Compliance Vendor Directory

We enjoy supporting broker-dealers of all shapes and sizes. Our client list includes introducing brokers, correspondent clearing brokers, clearing firms. prop trading firms, Fintech brokers and new broker-dealer start-ups. Our testimonial page speaks for itself: www.BedfordandMain.com/testimonials.

Operations and Compliance Expertise: Our experience is both deeply rooted, yet freshly relevant. With 40 years of hands-on senior experience, our management has been actively building, growing and restructuring broker-dealers. While based in the metropolitan Philadelphia area, Bedford and Main's client base is global. Our “bread and butter” Operations expertise focuses on conversions and project management. While on the Compliance side, we specialize in areas related to Supervision, Anti-Money Laundering, and Acceptance, Waiver and Consent (AWC) settlements.

Bedford and Main is a supporter of SIFMA and the Financial Services Institute.

Consulting Specialties Include:

• Conversion Specialist – systems, staffing, back-office, firm mergers
• Strategic Project Management
• Clearing Firms and Securities Processing Platforms
• FINRA Compliance Issues, specializing in:
  • Supervision Issues
  • Anti-Money Laundering (AML)
  • Acceptance, Waiver and Consent (AWC)
• Anti-Money Laundering Independent Annual Tests (FINRA 3310)
• Contract Negotiations
• Broker-dealer Start-ups – FINRA New Membership Application Process (NMA)
• Selling “Shell” Firms and other Mergers & Acquisitions Activity

Our clients appreciate how valuable it is to work with a consultant who has held Series 3, 7, 24, 27 and 63 licenses, and is a FINRA Dispute Resolution Arbitrator and a Certified Anti-Money Laundering Specialist (CAMS). Moreover, the insights we provide resulting from our securities expert witness engagements often prove invaluable.

View John Foster's Expert Witness Profile.

Commercial insurance underwriting expert experienced in policy construction and coverage analysis. Areas of underwriting expertise include Commercial General Liability, Excess and Umbrella liability, Professional liability including E&O, D&O, Environmental and Pollution liability insurance, Commercial Automobile and Commercial Property insurance. In depth experience and knowledge of insurance rating plans including retrospective rating plans, captives, retention plans and other risk financing programs, coordination of coverage and reinsurance. 

For CV and cases please visit www.qleapsolutions.com

View Donald Bendure's Expert Witness Profile.

BHK Associates, Inc. (BHK), is a Banking / Finance firm comprised of former bank presidents, chief executive officers, chief creditor officers, and chief lending officers. BHK clients include banks, credit unions, title companies, financial institutions, and insurance companies.

Advisory Services - BHK Associates, Inc., provides a broad range of advisory services to the financial industry and its clients, involving a number of disciplines: Banking Industry Standards & Best Practices, Strategic Planning and Performance Reviews, Banking Operations, Construction Lending, Due Diligence Reviews, Merger & Acquisition Reviews, Troubled Debt Restructuring, Real Estate Appraisal Issues, and more.

Special Credits & Loan Workouts - Their experts have years of experience advising in the areas of special credits, loan workouts, and collection. Specific areas of expertise include: Problem Loan Review & Classification, Problem Loan Workout Strategies, Negotiating Loan Workouts & Forbearance Agreement, Asset Disposition and Loan Sales, Intra-bank disputes, Problem Asset Valuation, Loan Quality Assessment and Analysis, etc.

Brian H. Kelley, Founder and Principal, is a seasoned Banking Executive, Lender, and Attorney with over 30 years of experience in lending, top management, and legal positions for both regional and larger commercial banks in California, Arizona, Washington, and Oregon. He has served as the CEO of three successful community banks and the head of a Multi-Billion Dollar lending group with a large international bank.

Mr. Kelley earned his BA and JD from Brigham Young University. He has been admitted to the CA, UT, and HI Bar Associations. He also has extensive professional course experience in loan underwriting, credit analysis, corporate finance, and lending practices. Mr. Kelley has been a featured speaker and panelist for various industry groups, including the Mortgage Bankers Association and the National Hotel Finance & Investment Conference.

View Brian Kelley's Expert Witness Profile.

Hi, I’m Jess Birken.

I am the owner of Birken Law Office. I'm a lawyer and I help nonprofits solve problems so they can quit worrying and get back to what matters most – their mission. I’m not like most attorneys, I actually have an outgoing personality, and – like you – I like to think outside the box. Most of my clients are passionate and have an entrepreneurial spirit. I’m like that too. My goal is to help you crush it. Getting bogged down in the minutia sucks the joy out of the important work. My clients want to do The Work – not the paperwork.

My Credentials

• BA, Sociology, University of Minnesota, Twin Cities (2001)
• JD, Mitchell Hamline School of Law, Magna Cum Laude (2007)
• MA, Nonprofit Management, Hamline University (2010)
• Certified Transformative Mediator
• Want more? Check out my LinkedIn profile.

My Biography

I am the former CEO & Managing Partner at Urban Birken PLLC, a boutique firm that focused on serving the nonprofit community. I have worked with nonprofit organizations for most of my career.

Before becoming a private practice attorney, I spent four years inside a national nonprofit organization, Pheasants Forever. In that role I managed about $50M in state and federal government grants and worked on hundreds of conservation real estate deals. I also gained a deep knowledge of just what it's like to work inside a nonprofit - not just tell people what to do. My strength in that role was working with staff, volunteers and government stakeholders to keep complex projects moving and maintain a zero defect environment for audit time.

Since that time, I have run my own firms. I’m now the owner of Birken Law Office a firm designed to help nonprofits. Ideal Client Engagements are nonprofits looking for a strategic partner who will give pragmatic advice and keep business operations on track so the mission work stays a priority. I love working with organizations that understand that 'nonprofit' is a tax status - not a business model.
My work experience entails largely business and compliance needs of nonprofit issues around:

Formation Executive Compensation HR Real Estate Property Tax Board / Staff Conflicts

Voting Member Issues Internal/External Stakeholder Conflict Government Grant Compliance Transactions Crisis Management

My Contact Information

You can contact me via e-mail or follow me on Twitter or Facebook.

Click here to schedule a free call now.

Marguerita M. Cheng, CFP®, CRPC®, RICP®, CDFA™, Chief Executive Officer at Blue Ocean Global Wealth, is a Certified Financial Planning Expert with 18 years of experience. Prior to co-founding Blue Ocean Global Wealth, she was a Financial Advisor at Ameriprise Financial and an Analyst and Editor at Towa Securities in Tokyo, Japan. Ms. Cheng is a past spokesperson for the AARP Financial Freedom Campaign and a regular columnist for Investopedia & Kiplinger. She is a CFP® professional, a Chartered Retirement Planning CounselorSM, a Retirement Income Certified Professional® and a Certified Divorce Financial Analyst. As a Certified Financial Planner Board of Standards (CFP Board) Ambassador, Ms. Cheng helps educate the public, policy makers, and media about the benefits of competent, ethical financial planning. She served on the Financial Planning Association (FPA) National Board of Directors from 2013 – 2015 and is a past president of the Financial Planning Association of the National Capital Area (FPA NCA). 

Marguerita Cheng CNBC Interview on Social Security

Awards and Honors - Ms. Cheng is a recipient of the Ameriprise Financial Presidential Award for Quality of Advice and the prestigious Japanese Monbukagakusho Scholarship. In 2017, she was named the #3 Most Influential Financial Advisor in the Investopedia Top 100, a Woman to Watch by InvestmentNews, and a Top 100 Minority Business Enterprise (MBE®) by the Capital Region Minority Supplier Development Council (CRMSDC).

Litigation Support - Ms. Cheng serves as a Women’s Initiative (WIN) Advocate and subject matter expert for CFP Board, contributing to the development of examination questions for the CFP® Certification Examination. She also volunteers for CFP Board Disciplinary and Ethics Commission (DEC) hearings. Services to attorneys representing plaintiff and defendant include financial due diligence, thorough reporting, depositions, and trial testimony as needed.

Areas of Litigation Expertise:

Financial Planning Issues Social Security Elder Financial Abuse

Financial Planner Standard of Care Financial Planner Code of Ethics Investor Rights

Phillip G. Cantrell is a nationwide provider of Consulting Services for the Mortgage and Banking Industry. He has 45 years of experience in his field. Mr. Cantrell is a former advisor for the Federal National Mortgage Association (FNMA) and has done work for the FHLMC. He consults with State and federal agencies and possesses in-depth knowledge in all areas of operations of the mortgage industry.

Mr. Cantrell is uniquely qualified to assist in evaluating income and financial needs. He has served on both state and national MBA committees, been a speaker at regional conferences, and served as a consultant and expert witness to federal and state fraud enforcement agencies.

In 2000, Mr. Cantrell founded Capital Lending, Inc. As President and CEO, where he was responsible for all lending activities, including residential, underwriting, construction, commercial, and the purchase and sale of loans. In 2014, he assigned his NMLS license to McGowin King Mortgage. Mr. Cantrell currently originates traditional and reverse loans and brokers to McGowin King for processing, underwriting, and closing support.

Consulting Services:

• Secondary Marketing
• Product / Investor Development
• Underwriting
• Production
• Closing

View Phillip G. Cantrell's Expert Witness Profile.

Clarity Concepts, Inc. provides risk consulting and training services that help develop businesses into a high-functioning organization through specially designed consulting and training programs that suit both individual and corporate needs. 

Clarity Concepts, Inc.'s Services:

Corporate strategy Enterprise Risk Management Outsourced Risk Management Insurance Program Analysis Claims reduction through Risk Control

Corporate Governance Consulting and Training Organizational / Group Training Teambuilding for Organizational Effectiveness Strategic Innovation Training Crisis Management Planning

Principal, Jane Marie Downey, M.Ed, ARM, has over 35 years of experience in Risk Management and Property, Casualty, and Professional Liability Insurance. A well-known risk management consultant, leadership trainer, and frequent public speaker, she provides risk consulting, insurance broker management, outsourced risk management, as well as leadership and team training. Her risk management clients have included Schott Corporation, Carl Zeiss, Inc., Main Line Health Systems, Genencor International, Entech Creative Industries, Saint-Gobain Corp., Commerce National Insurance Services, Napco and CIGNA International. 

Background - Ms. Downey’s corporate experience includes risk management positions with IU International, PaineWebber Group, Inc., and The West Company. She also worked as an Account Executive in insurance brokerage with the Hobbs Group, now part of Willis.

 She taught Risk Management at Temple University's Fox School and Crisis Management at Penn State's Graduate Program. She currently teaches Continuing Educations courses for brokers and agents for the Institute of Strategic Educational Parners. 

View Jane Downey's Expert Witness Profile.

CMC Advisors Inc. (CMC) provides expert Insurance Consulting and offers clients the upper hand in managing their assets and liabilities. They assist clients in managing investment portfolios by helping to determine if current Financial Retirement plans such as IRA, Roth IRA, Rollover IRA, 401(K), Keogh Plans, Pensions and Profit Sharing Plans are meeting retirement goals.

Consulting Areas:

Annuities Life Insurance Term Insurance Single Premium Variable Insurance

Retirement Disability Insurance Consultant Expert Witness Services

Wayne Citron has 45 years of experience as an expert in Forensic Reconstruction of Insurance Transactions. He is an insurance expert and consultant.

Mr. Citron established the Citron Agency and CMC Advisors Inc. in 1972, where his duties included executive and managerial responsibilities, sales, service, compliance with all insurance matters as well as securities laws and regulations. Both firms are leaders in life, health, disability and property and casualty insurance.

Mr. Citron has served as an instructor for Prudential Insurance Company Brooklyn Agency (1973) educating personnel in general insurance matters, underwriting, and insurance law. He has worked with companies including Prudential Insurance Company, United States Life Insurance Company, North American Company for Life and Health Insurance, American General Life Insurance Company, William Penn Life Insurance Company, American Life Insurance Company, Chubb Insurance Company, Travelers Insurance Company, Mass Mutual Insurance Company, John Hancock Insurance Company, and American International Group (AIG), among other.

Mr. Citron recently volunteered for Ocean County Long Term Recovery Group (OCLTRG) to reopen Super Storm Sandy flood claims and examine National Flood Insurance Policies, as well as deal with FEMA in these matters (2015 & 2016).

View Wayne Citron's Expert Witness Profile.

David Friedler, LMHC, MPH Is an expert in the regulatory standard of care in Nursing Facilities, Psychiatric, Alcohol/Substance Use Rehabilitation Facilities as well as Group Homes for the disabled. He has worked in clinical and administrative roles in these environments over four decades. He has extensive experience with survey compliance, Federal and State regulation, JCAHO and CARF accreditation, OSHA compliance and policy and procedure development.

Areas of Expertise:

• Long Term Care
• Nursing Homes
• Drug and Alcohol Rehabilitation
• Behavioral Health / Psychiatric Care in Drug Treatment Facilities
• Psychiatric care in Nursing Homes, Group Homes

Errold Moody, PhD, MSFP, LLB, has over 50 years of experience analyzing Personal Financial Issues, including literally all elements impacting an individual. His current website, Financial and Economic Daily Commentary 2021, has been hailed by USA Today as, "...a high-powered personal bookmark list that spans the spectrum of the truly useful," and Forbes as a site, "...to find some great information."

Consulting Services - Dr. Moody's is a consultant on various issues in the areas of Real Estate, Stocks, Bonds, Limited Partnerships, Divorce, Taxes, Estate Planning, Retirement Planning, Ethics, Social Security, Medicare, and Behavioral Economics. His major focus for the last decade has been in the research and development of real life processes and documentation to lower risk in investing. In recessionary economies, losses would be about 12% to 15% (S&P 5000) versus 49% in 2000 and 57% in 2008.  Investors must be told their Risk of Loss prior to utilizing any investment allocations and to be told by the firm/agent what will be done to mitigate the potential losses.

Dr. Moody cautions novices against attempts by Planners, Brokerage Firms, Advisors, Analysts, State securities and insurance offices, ERISA, Consumer Federation Protection Bureau, SEC, FINRA, Department of Labor, Consumer groups (AARP, Consumer Federation of America) 401k plans, and general instruction, to clearly define the Element of Investment and Insurance Risk.

Dr. Moody addresses the nebulous, confrontational, and error riddled element of investment and insurance risk in his three books, No Nonsense Finance, Financial Planning Fiduciary Standards under Dodd Frank, and The Failure of Securities Arbitration. 

Videos Series - Stay tuned for his series of videos geared toward middle-America on topics including:

How to Find a Financial Planner Correlation Retirement Numbers Standard Deviation Terminating a Life Insurance Policy Lifetime Investing

Risk of Loss Client Questionnaires Dollar Cost Averaging Dollar Cost Averaging Down / Up Real Estate Reverse Mortgages

View Dr. Errold Moody's Expert Witness Profile.

Evidence Solutions, Inc., (ESI) is a premier forensics company founded in 1982. The goal at ESI is to help clients obtain, understand, and utilize all the Data and Information available to them.  

ESI can analyze cell phones, computers, hard drives, EDRs, reconstruct accidents, provide trucking standard of care consulting, recover digital data, and provide consulting services in their many areas of expertise. Their team of experts can help you understand what needs to be done, what should have been done, and what to do next.

Consulting Services:

Digital Forensics Auto & Truck Accidents Cell Phone Forensics Accident Reconstruction Black Box Forensics Sports Injury Police Standards and Policies CMV Standards Greek Fraternity Issues

Product Failure Analysis Medical Record Recovery and Analysis Data Recovery Real Estate Transactions Financial Services General Aviation Military Aviation Trucking Brokerage Triangulation / GPS

Featured ESI Expert:

Scott Greene - Technology Forensics Acquisition - Digital Evidence Preservation, Analysis, and Presentation Consultant and Expert Witness

For over 35 years, Scott Greene has been helping owners, CEO’s, managers and IT departments understand data. Mr. Greene Collects, Analyzes and Explains Complex Electronic Evidence in Plain English.

Mr. Greene was the founder of Great Scott Enterprises, Inc, which provided superior computer consulting services. The array of services included: custom programming, database design optimization, administration of databases, evaluation of existing systems to ensure optimal efficiency, profitability analysis, as well as design and implementation of knowledge base systems. 

Today, Scott is an Affiliated Professional Member of the American Bar Association and works with Law Firms, Businesses, and Private Individuals. His extensive and diverse experience allows him to be an expert in many facets of computer and digital technology. He is a sought-after speaker and educator and travels throughout the country presenting to local, regional, national and International organizations.

Areas of Expertise: 

Accounting and Medical Billing System Forensics Accounting Systems Forensics Black Box, ECM, ECU, EDR, DDEC, Download & Analysis Black Box / Event Data Recorder / EDR, Forensics Cell Phone Carrier Forensics Cell Phone Forensics & Mobile Device Forensics Computer Forensics Data Fabrication Forensics Digital Camera Forensics / Digital Photo Forensics

Digital Copier Forensics Digital Photo Forensics Document & Spreadsheet Forensics Electronic Device Forensics Electronic Medical Record (EMR) / Electronic Health Record (EHR) Forensics Email System Forensics Evidence Solutions Expert Services File Date Forensics Printer & Fax Machine Forensics

View Evidence Solutions, Inc.'s Expert Witness Profile.

Frederick J. Fisher, JD, is the President of Fisher Consulting Group, Inc. and was the Founder of E.L.M. Insurance Brokers, a Wholesale & MGA facility specializing in Professional Liability and Specialty Line risks. He is a Member of the Editorial Board for Agents of America; a Faculty Member of the Claims College, and Member of the Executive Council, School of Professional Lines sponsored by the Claims & Litigation Management Association and a course designer and webinar Instructor for the Academy of Insurance. 

Consulting - Since his career began, Mr. Fisher focused on one vision: providing financial security to the client. The result was a successful 40 year career in Specialty Lines Insurance which have resulted in substantial cost savings for clients. He provides consulting and audit services in all areas of Professional Liability, D&O, and EPLI Insurance. This includes Processes, Underwriting, Claims, and Product Distribution. 

Background - In 1975, Mr. Fisher began his career on the service side, as an Independent E&O claims adjuster. In 1982, he bought the Company and increased annual billings by 400% in only 4 years. In 1995, he formed what is now known as ELM insurance Brokers, a firm that has acted as an MGA and Wholesale Broker of Professional Liability Insurance and Specialty Lines. From nothing, the firm grew rapidly to a $30 Million dollar facility when sold in 2008. 

Author and Speaker - Frederick Fisher has lectured extensively on professional liability issues since 1978, and authored over 64 articles in trade journals and periodicals. He is the author of BROKER BEWARE, Selling Real Estate within the Law. Mr. Fisher remains a Special Materials Expert for several RPLU courses and is the Senior Technical Advisor for The Professional Liability Manual, first published by the International Risk Management Institute in 1990. He has taught over 100 CE classes and lectures. Mr. Fisher can be reached at: fjfisher@fishercg.com

View Frederick Fisher's Expert Witness Profile.